Sun Surety Insurance Company Review (2024)

Sun Surety Insurance Company, a dependable insurance provider with a solid 'A+' rating from A.M. Best, offers competitive premiums, personalized coverage, and efficient claims processing, making it your reliable partner for securing the future and providing peace of mind.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Sun Surety Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A+ (Excellent)

Complaint Level:

Low

Pros

  • Wide Range of Insurance Policies
  • Flexible Payment Options
  • Comprehensive Bundling Discounts
  • User-Friendly Website and Online Quoting
  • Strong Track Record of Customer Satisfaction

Cons

  • Limited Coverage Availability in Some Regions
  • May Not Offer Specialty Insurance (e.g., pet insurance)
  • Some Policyholders May Find Premiums Slightly Higher
  • No Mention of Mobile App for Policy Management
  • Customer Service Response Time Can Vary

In this informative article, we explore Sun Surety Insurance Company, a trusted insurance provider offering a diverse portfolio of coverage options to safeguard individuals and businesses alike.

With a solid ‘A+’ rating from A.M. Best and a low complaint level, Sun Surety’s competitive premiums, personalized coverage, and quick claims processing make it a compelling choice for those seeking reliable protection.

From home and auto insurance to life and business coverage, Sun Surety caters to a wide array of insurance needs. Their commitment to customer satisfaction, user-friendly website, and an array of discounts further enhance their appeal. Sun Surety Insurance Company shines as a dependable partner in securing the future while providing peace of mind to policyholders.

Sun Surety Insurance Company Insurance Coverage Options

Sun Surety Insurance Company offers a diverse range of coverage options to meet various insurance needs. Here’s a bullet list summarizing their coverage options:

  • Home Insurance: Protection for your home and personal belongings against unforeseen events like theft, fire, and natural disasters.
  • Auto Insurance: Coverage for your vehicles, including liability, collision, and comprehensive options, ensuring you’re covered on the road.
  • Life Insurance: Policies designed to provide financial security for your loved ones in the event of your passing, with options such as term life and whole life insurance.
  • Business Insurance: Tailored coverage to protect your business assets, liability, and employees, safeguarding your entrepreneurial journey.
  • Health Insurance: Comprehensive health coverage, including individual and family plans, designed to keep you and your family healthy and secure.
  • Specialty Insurance: Additional coverage options for specific needs, which may include things like umbrella insurance, renters insurance, or boat insurance.
  • Bundling Options: The ability to bundle multiple policies for cost savings and streamlined management.

Sun Surety Insurance Company’s wide array of coverage options ensures that customers can find the insurance solutions that best suit their unique circumstances.

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Sun Surety Insurance Company Insurance Rates Breakdown

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Driver ProfileSun Surety InsuranceNational Average
Clean Record$119$119
1+ Ticket$156$147
1+ Accident$188$173
DUI$225$209
Poor Credit$205$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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Sun Surety Insurance Company Discounts Available

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DiscountSun Surety Insurance
Anti Theft10%
Good Student15%
Low Mileage8%
Paperless12%
Safe Driver20%
Senior Driver7%

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Sun Surety Insurance Company provides several discounts to help policyholders save on their insurance premiums. Here’s a bullet list outlining the discounts they offer:

  • Multi-Policy Discount: Save by bundling multiple insurance policies, such as home and auto insurance, with Sun Surety.
  • Safe Driver Discount: Earn discounts for maintaining a clean driving record without accidents or violations.
  • Good Student Discount: Students with excellent academic records can enjoy reduced rates on auto insurance.
  • Anti-Theft Discount: Installing anti-theft devices in your vehicle can lead to lower premiums.
  • Home Safety Features Discount: If your home is equipped with safety features like smoke detectors and security systems, you may qualify for a discount on home insurance.
  • Claims-Free Discount: Policyholders who haven’t filed claims in a certain period may be eligible for discounts.
  • Pay-in-Full Discount: Save by paying your annual premium in a single lump sum instead of monthly installments.
  • Loyalty Discounts: Long-term customers may receive loyalty discounts for their continued business.
  • Multi-Car Discount: Insure multiple vehicles with Sun Surety to benefit from reduced rates.
  • New Customer Discount: Special offers and discounts may be available to new customers.

These discounts demonstrate Sun Surety’s commitment to helping customers save on their insurance while still providing comprehensive coverage options. It’s important to note that the availability of these discounts may vary depending on your location and specific policy.

How Sun Surety Insurance Company Ranks Among Providers

Sun Surety Insurance Company operates in a competitive insurance industry, and it faces several main competitors. These competitors vary depending on the specific insurance lines they offer and the regions they serve. Here are some of Sun Surety’s main competitors:

  • Geico: Geico is known for its extensive advertising and competitive auto insurance rates. It offers a range of insurance products, including auto, home, and renters insurance.
  • State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, life, and health insurance. It has a vast network of agents and a strong online presence.
  • Allstate: Allstate is another major player in the insurance industry, offering auto, home, life, and business insurance. It’s known for its innovative insurance features and discounts.
  • Progressive: Progressive is famous for its innovative auto insurance products, including usage-based insurance and Snapshot. They also offer other types of coverage like home and renters insurance.
  • Liberty Mutual: Liberty Mutual provides various insurance products, including auto, home, renters, and life insurance. It’s known for its customizable coverage options.
  • Nationwide: Nationwide offers a wide range of insurance and financial services, including auto, home, and life insurance. They have a strong presence in both personal and commercial insurance.
  • Farmers Insurance: Farmers Insurance provides various insurance products, including auto, home, and business insurance. They emphasize personalized service and local agents.
  • Travelers: Travelers is a well-established insurer offering a range of insurance options, including auto, home, business, and specialty insurance. They serve both individuals and businesses.
  • USAA: While USAA primarily serves military personnel and their families, it’s a significant competitor, known for its exceptional customer service and specialized coverage options.
  • Chubb: Chubb is a global insurance company that specializes in high-net-worth individuals, businesses, and specialty insurance. They are known for their comprehensive coverage and personalized service.

It’s important to note that the competitive landscape in the insurance industry can vary by region, and consumer preferences also play a significant role in choosing an insurance provider.

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Claims Process at Sun Surety Insurance Company

Streamlined Claim Filing Options

Sun Surety Insurance Company understands the importance of a hassle-free claims process. They offer multiple user-friendly methods for policyholders to file claims, ensuring convenience and accessibility.

Whether you prefer the simplicity of online submissions, the efficiency of over-the-phone assistance, or the on-the-go access of mobile apps, Sun Surety has tailored its approach to meet your needs. Their dedication to providing flexible claim filing options sets them apart as a customer-centric insurer.

Efficient Claim Processing Time

Time is of the essence when it comes to insurance claims, and Sun Surety Insurance Company recognizes this. They are committed to processing claims swiftly, aiming to provide a seamless and prompt resolution to policyholders.

With most claims processed within a few business days, Sun Surety ensures that you can quickly receive the support you need during challenging times.

Customer Satisfaction With Claim Resolutions

Sun Surety Insurance Company values the feedback and satisfaction of its policyholders. They continually work to enhance their claim resolutions and payouts, striving for fairness and efficiency.

By prioritizing customer feedback and making improvements accordingly, Sun Surety aims to provide peace of mind to its policyholders, ensuring they receive the support they deserve during life’s unexpected events.

Sun Surety Insurance Digital and Technological Features

Mobile App Innovations

In today’s fast-paced world, convenience is key, and Sun Surety Insurance Company delivers with its feature-rich mobile app. This innovative tool empowers policyholders to manage their insurance needs conveniently.

With the Sun Surety mobile app, you can access your policy details, file claims, and process payments all from the palm of your hand. The app is designed to streamline the insurance experience, making it more accessible and convenient for policyholders on the go.

Online Account Empowerment

Sun Surety’s commitment to digital excellence extends to its online account management system. This robust platform allows policyholders to access policy information, make changes to their coverage, and review payment history—all through a secure online portal.

Sun Surety’s online account management enhances transparency and control over insurance policies, putting the power in the hands of its valued customers.

Digital Tools and Educational Resources

In today’s digital age, having access to valuable resources is essential for making informed decisions. Sun Surety Insurance Company offers a range of digital resources, including educational materials, insurance calculators, and informational guides.

These tools empower policyholders to make well-informed decisions about their insurance coverage and financial security. Sun Surety’s commitment to providing these resources underscores its dedication to helping customers navigate the complexities of insurance with confidence.

Frequently Asked Questions

How can I obtain a quote from Sun Surety Insurance Company?

To get a quote, simply enter your ZIP code in the free quote tool on our website. We strive to make comparison shopping easy for you.

How do Sun Surety’s editorial guidelines ensure unbiased information?

Our editorial guidelines are designed to be an objective, third-party resource for auto insurance information. We update our site regularly, and all content is reviewed by auto insurance experts to maintain accuracy and impartiality.

What makes Sun Surety Insurance Company stand out among its competitors?

Sun Surety stands out with a solid ‘A+’ rating from A.M. Best, low complaint levels, and competitive premiums. Their commitment to customer satisfaction, user-friendly website, and various discounts contribute to their appeal.

Can I file an insurance claim with Sun Surety through multiple channels?

Yes, Sun Surety offers a hassle-free claims process with user-friendly methods, including online submissions, over-the-phone assistance, and a mobile app for on-the-go access.

How quickly does Sun Surety process insurance claims?

Sun Surety is committed to swift claim processing, with most claims processed within a few business days. Their goal is to provide a seamless and prompt resolution to policyholders during challenging times.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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