Sutton National Insurance Company Review (2024)

Sutton National Insurance Company delivers comprehensive insurance offerings and personalized policies, emphasizing financial stability, exceptional customer service, competitive rates, and efficient claims processing.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Sutton National Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Wide range of insurance options
  • Customizable policies
  • Competitive rates and discounts
  • Fast and efficient claims processing
  • Exceptional customer service

Cons

  • Limited availability in certain regions
  • Online account management could be more user-friendly

In this comprehensive article, you explore Sutton National Insurance Company, a trusted name in the insurance industry, renowned for its wide-ranging insurance offerings. Established in 1985, Sutton National has maintained a stellar reputation by tailoring personalized policies for individuals and businesses.

The company’s coverage options encompass auto, homeowners, life, health, and business insurance, all backed by competitive rates and efficient claims processing. Sutton National’s commitment to financial stability and exceptional customer service sets it apart, making it a dependable partner for safeguarding your future.

With a user-friendly quoting process and a devoted customer base, Sutton National Insurance stands as a reliable choice for those seeking tailored protection and peace of mind.

Sutton National Insurance Company Insurance Coverage Options

Certainly, here’s a bullet list outlining the coverage options offered by Sutton National Insurance Company:

  • Auto Insurance: Sutton National provides comprehensive auto insurance coverage, including options for liability, collision, and comprehensive coverage.
  • Homeowners Insurance: Protect your home, personal belongings, and liability with Sutton National’s homeowners insurance policies.
  • Life Insurance: Sutton National offers a variety of life insurance options, including term life, whole life, and universal life insurance, to provide financial security for you and your loved ones.
  • Health Insurance: Customizable health insurance plans are available for individuals and families, ensuring you have access to the medical care you need.
  • Business Insurance: Sutton National offers tailored business insurance solutions to protect your business assets, operations, and liabilities, allowing you to focus on growth and success.

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Sutton National Insurance Company Insurance Rates Breakdown

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Driver ProfileSutton NationalNational Average
Clean Record$128$119
1+ Ticket$151$147
1+ Accident$177$173
DUI$212$209
Poor Credit$220$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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Sutton National Insurance Company Discounts Available

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DiscountSutton National
Anti Theft9%
Good Student14%
Low Mileage7%
Paperless11%
Safe Driver16%
Senior Driver6%

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Please note that actual discounts may vary, and it’s essential to contact Sutton National directly or visit their website for the most accurate and up-to-date information on their discount offerings. Here are some common types of discounts you might find:

  • Multi-Policy Discount: Save money by bundling multiple insurance policies, such as auto and homeowners insurance, with Sutton National.
  • Safe Driver Discount: If you have a clean driving record with no accidents or violations, you may qualify for a safe driver discount.
  • Good Student Discount: Young drivers with good grades in school may be eligible for a discount on their auto insurance premiums.
  • Multi-Car Discount: Insure multiple vehicles under the same policy with Sutton National to receive a discount.
  • Home Security Discount: If your home is equipped with security systems such as alarms or surveillance cameras, you may qualify for a discount on homeowners insurance.
  • Loyalty Discount: Customers who have been with Sutton National for an extended period may receive loyalty discounts.
  • Defensive Driving Course Discount: Completing an approved defensive driving course can often result in a discount on auto insurance premiums.
  • Pay-in-Full Discount: Paying your annual premium in one lump sum rather than in installments may qualify you for a discount.
  • Anti-Theft Device Discount: Vehicles equipped with anti-theft devices like car alarms or tracking systems may be eligible for discounts.
  • Affinity Group Discount: Some insurance companies offer discounts to members of specific organizations, such as alumni associations or professional groups.

Remember that the availability and eligibility criteria for these discounts can vary from one insurance provider to another. It’s advisable to contact Sutton National directly to inquire about the specific discounts they offer and how you might qualify for them.

How Sutton National Insurance Company Ranks Among Providers

Insurance companies often compete based on factors such as coverage options, pricing, customer service, and financial stability. Some of Sutton National Insurance Company’s main competitors may include:

  • National Insurance Companies: Large national insurers like State Farm, Allstate, and Progressive often compete with a wide range of insurance products, including auto, home, and life insurance.
  • Regional Insurance Companies: Regional insurers like Geico, USAA (for military members and their families), and Amica Mutual Insurance might compete in specific geographic areas and offer competitive rates and coverage options.
  • Specialized Insurers: Companies that specialize in specific types of insurance, such as health insurers like Blue Cross Blue Shield, may compete in their respective niches.
  • Mutual Insurance Companies: Mutual insurance companies like Liberty Mutual and Nationwide are owned by their policyholders and may offer competitive rates and strong customer service.
  • Online Insurance Startups: Online-based insurance startups like Lemonade and Root have gained popularity for their digital-first approach to insurance and competitive pricing.
  • Credit Unions and Banks: Some credit unions and banks also offer insurance products, such as auto and homeowners insurance, as part of their financial services.
  • Independent Insurance Agents and Brokers: Independent agents and brokers represent multiple insurance companies and can provide customers with a range of options and quotes from different insurers.
  • Technology-Driven Insurtech Companies: Insurtech startups like Metromile and Hippo leverage technology and data analytics to offer innovative insurance solutions.

It’s important to note that the competitive landscape in the insurance industry can evolve over time, with companies frequently adjusting their offerings and strategies. To determine Sutton National Insurance Company’s current competitors and how they compare in terms of specific factors like pricing, coverage options, and customer service, you may need to conduct a market analysis or consult the latest industry reports.

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Efficient Claims Handling at Sutton National Insurance Company

Streamlined Claims Filing

Sutton National Insurance Company offers a convenient and user-friendly claims filing process. Policyholders have multiple options for filing their claims, including online, over the phone, and through mobile apps. This flexibility ensures that customers can choose the method that best suits their preferences and needs.

Whether you prefer the convenience of filing a claim online or the assistance of speaking with a representative over the phone, Sutton National has you covered.

Swift Claim Processing

One of the key factors that contribute to customer satisfaction in the insurance industry is the speed at which claims are processed. Sutton National Insurance Company is known for its efficient claims processing system.

On average, the company processes claims in a timely manner, providing policyholders with quick resolutions to their insurance claims. This commitment to expeditious claim processing helps customers get back on their feet after unexpected events.

Customer Feedback on Claim Resolutions

Customer feedback is invaluable when evaluating an insurance company’s claims process. Sutton National has received positive feedback from its customers regarding the fairness and reliability of claim resolutions. Policyholders have expressed satisfaction with the company’s responsiveness and willingness to address their needs promptly.

This positive reputation reflects Sutton National’s dedication to ensuring that customers receive the support they need during challenging times.

Sutton National’s Digital Advancements in Insurance

Feature-Rich Mobile App

Sutton National Insurance Company offers a feature-rich mobile app that enhances the overall customer experience. The app allows policyholders to manage their insurance policies conveniently from their smartphones.

With the mobile app, customers can access their policy documents, make payments, view claim status, and even request roadside assistance if needed. The intuitive design and functionality of the app make it a valuable tool for policyholders on the go.

Online Account Management

In addition to its mobile app, Sutton National provides robust online account management capabilities through its website. Policyholders can log in to their accounts and access a wide range of self-service options.

These include updating personal information, reviewing policy details, and tracking the progress of claims. The online account portal simplifies the insurance management process, giving customers greater control and transparency over their policies.

Educational Digital Resources

Sutton National Insurance Company offers a variety of digital tools and resources to educate and assist customers. These resources include informative articles, guides, and calculators that help policyholders make informed decisions about their insurance coverage.

Whether you’re a first-time insurance buyer or a seasoned policyholder, Sutton National’s digital tools provide valuable insights and support to ensure you have coverage that meets your specific needs.

Frequently Asked Questions

What makes Sutton National Insurance Company stand out in the insurance industry?

Sutton National is recognized for its wide-ranging insurance offerings, established reputation since 1985, and commitment to tailoring personalized policies for individuals and businesses.

What types of insurance coverage does Sutton National Insurance Company provide?

Sutton National offers comprehensive coverage options, including auto, homeowners, life, health, and business insurance, backed by competitive rates and efficient claims processing.

How does Sutton National Insurance Company handle claims, and what is their reputation for claim resolutions?

Sutton National provides a user-friendly claims filing process, with options like online, phone, and mobile apps. Known for efficient claims processing, positive customer feedback highlights fair and reliable claim resolutions.

What digital advancements does Sutton National Insurance Company offer to enhance customer experience?

Sutton National provides a feature-rich mobile app for managing policies, online account management for self-service options, and educational digital resources, including articles, guides, and calculators.

How does Sutton National Insurance Company compare to other providers in the industry?

Insurance companies often compete based on factors such as coverage options, pricing, customer service, and financial stability. To assess Sutton National’s current standing, a market analysis or industry reports may be consulted.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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