Texas Fair Plan Association: Customer Ratings & Reviews [2024]

Texas Fair Plan Association, a non-profit organization, stands as a reliable option for Texans seeking affordable and accessible insurance coverage, specializing in home, commercial, and automobile insurance, offering discounts and generally receiving positive customer reviews.

UPDATED: Apr 23, 2024Fact Checked

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Texas Fair Plan Association

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A- (Excellent)

Complaint Level:

Low

Pros

  • Affordable and accessible insurance coverage
  • Offers a variety of insurance products and services
  • Not-for-profit organization
  • Provides discounts to customers
  • Positive customer reviews

Cons

  • Only provides insurance coverage in the state of Texas
  • Some customers have expressed concerns about the claim process and the time it takes to receive compensation
Are you a homeowner or business owner in Texas looking for insurance coverage? Texas Fair Plan Association (TFPA) is an excellent option for you. As a not-for-profit organization, they aim to provide affordable and accessible insurance coverage. TFPA has been serving Texans since 1992 and is committed to serving communities in need.

The Texas Fair Plan Association offers affordable and accessible insurance coverage to Texans. As a not-for-profit organization, they offer a variety of insurance products and services, including home, commercial, and automobile insurance.

The company provides discounts to customers, and its customer reviews are generally positive. However, it only provides coverage in Texas, and some customers have expressed concerns about the claim process and the time it takes to receive compensation. Overall, the company has a low complaint level and an A- (Excellent) rating from A.M. Best.

What You Should Know About Texas Fair Plan Association

Company Contact Information

Financial Ratings

  • A.M. Best Rating: A- (Excellent)

Customer Service Ratings

  • Customer reviews are generally positive for Texas Fair Plan Association.

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Texas Fair Plan Association Insurance Coverage Options

Securing your property with the Texas Fair Plan Association ensures you have access to essential insurance coverage tailored to the unique needs of Texans. As a not-for-profit organization, TFPA offers a range of coverage options for homeowners, renters, and businesses. Below are the key coverage options available to help safeguard your property.

Home Insurance

  • Protection for homeowners against perils such as fire, lightning, windstorm, hail, explosion, riot, and civil commotion.
  • Coverage tailored to the specific needs of Texas residents, ensuring comprehensive protection for your home.

Commercial Property Insurance

  • Comprehensive coverage for commercial properties, safeguarding against various risks and perils.
  • Tailored solutions for businesses, providing financial protection in the face of unforeseen events.

Auto Insurance

  • Coverage for automobiles, offering protection against accidents, theft, and other risks on the road.
  • Ensures that Texas residents have access to reliable and affordable auto insurance options.

Windstorm Insurance

  • Specialized coverage to protect against windstorm damage, a common risk in the Texas region.
  • Windstorm mitigation discounts available for eligible properties that meet certification requirements.

Hail Insurance

  • Coverage specifically designed to address damages caused by hailstorms.
  • Essential protection for homeowners and businesses in Texas prone to hail-related risks.

Apartment Insurance

  • Tailored coverage for renters, providing protection for personal belongings and liability.
  • Affordable options for apartment dwellers to secure financial security in the face of unforeseen events.

Flood Insurance

  • Optional coverage to protect against flood-related damages.
  • Additional layer of protection for those living in flood-prone areas, available as an endorsement to standard policies.

Liability Coverage

  • Optional liability coverage that can be added as an endorsement to standard policies.
  • Provides financial protection in the event of legal claims or lawsuits.

Texas Fair Plan Association strives to offer comprehensive coverage options to meet the diverse needs of Texas residents.

Whether you’re a homeowner, renter, or business owner, TFPA’s range of insurance products ensures that you can secure your property with confidence, knowing that you have reliable protection against various risks. Explore the coverage options available and make informed choices to safeguard what matters most to you.

Texas Fair Plan Association Insurance Rates Breakdown

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Driver ProfileTexas Fair Plan AssociationNational Average
Clean Record$86$119
1+ Ticket$108$147
1+ Accident$159$173
DUI$246$209
Poor Credit$149$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Texas Fair Plan Association Discounts Available

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DiscountsTexas Fair Plan Association
Anti Theft14%
Good Student19%
Low Mileage15%
Paperless9%
Safe Driver29%
Senior Driver13%

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At Texas Fair Plan Association, we understand the importance of making insurance coverage affordable for our valued customers. To enhance your experience and provide additional value, we offer various discounts to eligible policyholders.

These discounts are designed to help you save on your insurance premiums while ensuring you still receive top-notch coverage. Explore the discount options available to make the most of your insurance investment:

  • Windstorm Mitigation Discount: Receive a discount by having your home inspected and certified by a Texas-licensed engineer or architect to mitigate windstorm risks.
  • Home Security Discount: Qualify for a discount by installing a security system that is monitored by a central station, enhancing the safety of your home.
  • Multi-Policy Discount: Enjoy savings when you bundle multiple insurance policies with Texas Fair Plan Association. Combine home, auto, or other eligible policies to maximize your discount potential.
  • Claims-Free Discount: Reward for policyholders who maintain a claims-free history with Texas Fair Plan Association. Demonstrates the commitment to responsible and safe practices, resulting in premium savings.
  • Renewal Discount: Incentive for policyholders who choose to renew their coverage with Texas Fair Plan Association.
  • Safety Features Discount: Qualify for a discount by implementing safety features in your home, such as smoke detectors, fire extinguishers, and other protective measures.

Texas Fair Plan Association is committed to providing not only reliable insurance coverage but also opportunities for our policyholders to save on their premiums. Our diverse range of discounts rewards responsible homeowners and policyholders, ensuring that you can protect your property without breaking the bank.

Explore the discount options available and discover how you can maximize your savings while securing the coverage you need. It’s our way of showing appreciation for your trust in Texas Fair Plan Association.

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How Texas Fair Plan Association Ranks Among Providers

In the dynamic landscape of insurance, Texas Fair Plan Association faces competition from various insurers, each vying to provide coverage to residents in the Lone Star State. Understanding the landscape of competitors is crucial for policyholders seeking the best insurance options.

Here are the companies that serve as the main competitors to Texas Fair Plan Association and explore why they are formidable contenders in the insurance market:

  • State Farm: State Farm is one of the largest insurers in the nation, offering a comprehensive range of insurance products, including home, auto, and business insurance. Known for its extensive network of agents and a strong online presence, State Farm provides convenience and diverse coverage options.
  • Allstate: Allstate is a well-established insurance provider known for its innovative coverage options and personalized policies. With a focus on customer satisfaction and a range of discounts, Allstate competes by offering tailored solutions to meet individual needs.
  • Progressive: Progressive stands out for its user-friendly online platform and a strong emphasis on technology. Recognized for its competitive pricing and customizable policies, Progressive appeals to a wide range of customers, including high-risk individuals.
  • Farmers Insurance: Farmers Insurance boasts a diverse array of insurance offerings, including home, auto, life, and business insurance. With a focus on personalized service and local agents, Farmers Insurance competes by providing tailored coverage and attentive customer support.
  • Liberty Mutual: Liberty Mutual is a global insurer with a strong presence in the U.S., offering a range of insurance products and services. Known for its customer-centric approach and various coverage options, Liberty Mutual competes by providing flexibility and choice.

Texas Fair Plan Association operates in a competitive environment where insurers strive to meet the diverse needs of policyholders.

State Farm, Allstate, Progressive, Farmers Insurance, and Liberty Mutual are just a few of the notable competitors, each bringing its unique strengths to the table. As a policyholder, understanding the landscape of competition empowers you to make informed choices when selecting insurance coverage.

Evaluate the offerings, compare benefits, and choose the insurer that aligns best with your specific needs and preferences.

Claims Process at Texas Fair Plan Association

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

The Texas Fair Plan Association offers multiple channels for filing insurance claims, providing policyholders with flexibility and convenience. Whether you prefer the ease of online submissions, the efficiency of over-the-phone assistance, or the accessibility of mobile apps, Texas Fair Plan Association ensures a straightforward claims initiation process.

Average Claim Processing Time

Policyholders can expect a reasonable and efficient claims processing time with the Texas Fair Plan Association. The company is committed to handling claims promptly, providing timely assistance to customers in their moments of need. The average claim processing time reflects the company’s dedication to delivering swift and responsive service.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback serves as a valuable indicator of an insurance provider’s commitment to customer satisfaction. The Texas Fair Plan Association has garnered positive reviews for its claim resolutions and payouts. Policyholders appreciate the company’s efforts in addressing claims efficiently and providing fair compensation, contributing to a positive overall customer experience.

Texas Fair Plan Association Digital and Technological Features

Mobile App Features and Functionality

The Texas Fair Plan Association offers a robust mobile app with features designed to enhance policyholders’ convenience. From easy access to policy information to streamlined claims tracking, the mobile app provides a user-friendly interface, empowering customers to manage their insurance on the go.

Online Account Management Capabilities

Policyholders benefit from comprehensive online account management capabilities, allowing them to handle various aspects of their insurance policies online. From reviewing coverage details to updating personal information, Texas Fair Plan Association’s online account management system provides a secure and efficient platform for policy management.

Digital Tools and Resources

In alignment with technological advancements, the Texas Fair Plan Association provides policyholders with a range of digital tools and resources. These tools may include educational resources, coverage calculators, and other online resources designed to empower customers with the information needed to make informed insurance decisions.

The incorporation of digital tools reflects the company’s commitment to leveraging technology for the benefit of its policyholders.

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Frequently Asked Questions

What insurance products does the Texas Fair Plan Association offer?

The Texas Fair Plan Association provides coverage options tailored to the unique needs of Texans, including home, commercial, and automobile insurance. The coverage extends to areas like windstorm, hail, flood, liability, and more.

How does the Texas Fair Plan Association compare to other insurance providers in Texas?

In the competitive landscape of insurance, Texas Fair Plan Association competes with companies like State Farm, Allstate, Progressive, Farmers Insurance, and Liberty Mutual. Understanding this landscape empowers policyholders to make informed choices.

What discounts are available at the Texas Fair Plan Association?

Texas Fair Plan Association offers various discounts to eligible policyholders to make insurance coverage more affordable. These discounts are designed to help customers save on premiums while ensuring quality coverage.

How does the claims process work at the Texas Fair Plan Association?

The Texas Fair Plan Association offers multiple channels for filing insurance claims, including online submissions, over-the-phone assistance, and mobile apps. The company is committed to efficient claims processing and has received positive feedback for its resolutions and payouts.

What digital and technological features does the Texas Fair Plan Association provide to policyholders?

Texas Fair Plan Association offers a robust mobile app with features for easy policy management. Policyholders can also utilize online account management capabilities and access various digital tools and resources for information and decision-making.

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Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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