Texas International Life Insurance Company: Customer Ratings & Reviews [2024]
Texas International Life Insurance Company stands as a reliable and reputable choice for individuals, families, and businesses seeking comprehensive life insurance coverage, boasting competitive rates, a solid reputation for customer service, and various policy options tailored to diverse needs.
Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Texas International Life Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Comprehensive insurance solutions for individuals, families, and businesses
- Affordable rates
- Flexible premium payments and cash value component options
- Discounts available to customers
- Available in 49 states across the US
Cons
- Strict underwriting guidelines
Texas International Life Insurance Company is a reputable insurance company that provides comprehensive insurance solutions to individuals, families, and businesses. Established in 1990, the company offers various insurance options such as term life insurance, universal life insurance, whole life insurance, and group life insurance, with competitive and affordable rates.
The company has a solid reputation for providing excellent customer service and flexible premium payment options, along with various discounts. Texas International Life Insurance Company is available in 49 states across the U.S., and its complaint level is low.
Though some customers have complained about the company’s strict underwriting guidelines and slow claims processing, the company is a reliable choice for those looking for affordable and comprehensive insurance coverage.
What You Should Know About Texas International Life Insurance Company
Company Contact Information
- Phone: 1-800-283-9233
- Email: info@texasintl.com
- Website: https://www.texaslife.com/
- Mailing Address: P.O. Box 830, Waco, TX 76703
Financial Ratings
- A.M. Best Rating: A (Excellent)
Customer Service Ratings
- There currently is no information available about customer service ratings.
Claims Information
- Customers can file a claim with Texas International Life Insurance Company by calling 1-800-333-3859 or emailing claims@txlife.com. The company also provides a claims center on its website with additional information and resources.
Company Apps
- There currently is no information about any company apps; however, customers can access their policy information and make payments online through the company’s website.
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Texas International Life Insurance Company Insurance Coverage Options
Exploring the diverse coverage options offered by Texas International Life Insurance Company reveals a spectrum of choices designed to cater to the unique needs of individuals, families, and businesses. From term life insurance to universal and whole life policies, Texas International provides a range of solutions with competitive rates and flexible features.
- Term Life Insurance: This type of policy provides coverage for a specific period, typically ranging from one to thirty years. It’s an affordable option for those who need temporary coverage.
- Universal Life Insurance: This type of policy provides lifetime coverage with flexibility in premium payments, death benefits, and cash value accumulation.
- Whole Life Insurance: This type of policy provides lifetime coverage with fixed premium payments and guaranteed cash value accumulation. It also offers a death benefit to the beneficiaries upon the policyholder’s death.
- Group Life Insurance: This type of policy provides coverage to a group of people, such as employees of a company or members of an organization. It’s an affordable option for employers who want to provide their employees with life insurance coverage.
- (For more information, read our “What is group life insurance?“).
It’s important to note that each policy type has its own features, benefits, and drawbacks. Customers should consult with the company or their agent to determine which policy type and coverage amount is best suited for their needs.
Read more: Texas Life Insurance Company Review
Texas International Life Insurance Company Insurance Rates Breakdown
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Driver Profile | Texas International Life Insurance | National Average |
---|---|---|
Clean Record | $95 | $119 |
1+ Ticket | $121 | $147 |
1+ Accident | $184 | $173 |
DUI | $204 | $209 |
Poor Credit | $163 | $205 |
Texas International Life Insurance Company Discounts Available
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Discounts | Texas International Life Insurance |
---|---|
Anti Theft | 14% |
Good Student | 17% |
Low Mileage | 15% |
Paperless | 9% |
Safe Driver | 24% |
Senior Driver | 13% |
Delving into the offerings of Texas International Life Insurance Company reveals not only robust coverage options but also a commitment to affordability through a variety of discounts. These discounts, tailored to meet diverse needs, aim to make life insurance accessible without compromising on the quality of protection.
- Multi-Policy Discount: Customers can save money by bundling their life insurance policy with other insurance products offered by the company.
- Healthy Lifestyle Discount: Customers who maintain a healthy lifestyle by not smoking, eating well, and exercising regularly may be eligible for a discount on their premiums.
- Safe Driver Discount: Customers with a clean driving record may be eligible for a discount on their premiums.
- Group Discount: Texas International Life Insurance Company offers discounts to groups, such as employers, who purchase life insurance coverage for their employees.
- Age-Specific Discount: The company offers discounts for policyholders in specific age groups, such as seniors or young adults.
It’s important to note that not all discounts are available in all states or for all policy types. Customers should check with the company or their agent to see which discounts they may be eligible for.
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How Texas International Life Insurance Company Ranks Among Providers
In the dynamic landscape of life insurance, Texas International stands tall as a reputable provider. However, exploring the competitive arena unveils a myriad of options from other industry leaders, each with its unique features and offerings. Let’s delve into the landscape of competitors and understand how they measure up.
- Metlife: A global insurance provider offering a range of life insurance products, including term life, universal life, and whole life insurance.
- Prudential: A large insurance provider offering various life insurance products, including term life, universal life, and whole life insurance, as well as group life insurance policies.
- State Farm: A popular insurance provider offering term life, whole life, and universal life insurance policies.
- Northwestern Mutual: A life insurance company specializing in whole life policies, as well as offering other life insurance options.
- New York Life: A large mutual life insurance company offering various life insurance policies, including term life, whole life, and universal life insurance.
It’s important to note that each company has its own unique features, benefits, and drawbacks. Customers should compare different companies and their policies to determine which one best meets their needs.
Frequently Asked Questions
What sets Texas International Life Insurance Company apart from other providers?
Texas International distinguishes itself with a range of comprehensive coverage options, competitive rates, and a solid reputation for customer service. The company’s commitment to meeting diverse needs and offering flexible features makes it a reliable choice for life insurance.
What types of life insurance policies does Texas International offer?
Texas International provides various life insurance policies, including term life insurance, universal life insurance, and whole life insurance. Each policy type is designed to cater to specific needs and preferences.
How can I obtain a life insurance policy with Texas International?
To obtain a policy, you can follow these general steps: assess your coverage needs, get a quote using their online tool, complete the application, and await approval. You can also reach out to their customer service for assistance.
Are there discounts available with Texas International Life Insurance Company?
Yes, Texas International offers various discounts to help policyholders save on premiums. These discounts cater to different circumstances, and eligibility may vary, so it’s advisable to check with the company or your agent to determine the discounts applicable to you.
How can I contact Texas International for customer service or assistance?
For customer service, you can contact Texas International by calling 1-800-333-3859 or emailing claims@txlife.com. The company also provides a claims center on its website with additional information and resources.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.