Time Insurance Company: Customer Ratings & Reviews [2024]

Time Insurance Company is an affordable option for car insurance coverage. The company’s history dates back to 1892, and their mission is to provide customizable and comprehensive coverage options with exceptional customer service. They offer multiple discounts to policyholders, including safe driving discounts and multi-car discounts.

However, their availability is limited in some states and their customer satisfaction ratings are average. Despite these drawbacks, their low complaint level and 24/7 claims service make them a reliable option for those in need of affordable car insurance coverage.

What You Should Know About Time Insurance Company

Time Insurance Company Insurance Coverage Options

Time Insurance Company offers a range of coverage options to meet the needs of different drivers. These include:

• Liability coverage: This is the minimum required coverage in most states and covers damages you cause to other people and their property in an accident.
• Collision coverage: This covers damages to your own vehicle in an accident, regardless of who is at fault.
• Comprehensive coverage: This covers damages to your vehicle from non-collision events, such as theft, vandalism, or natural disasters.
• Personal injury protection (PIP) coverage: This covers medical expenses and lost wages for you and your passengers if you are injured in an accident, regardless of who is at fault.
• Uninsured/Underinsured motorist coverage: This covers damages and injuries if you are hit by a driver who does not have insurance or does not have enough insurance to cover your losses.
• Rental car coverage: This covers the cost of renting a car while your vehicle is being repaired after an accident.
• Roadside assistance: This provides help with common roadside issues, such as flat tires or dead batteries, and can be added to your policy for an additional fee.

These coverage options can be customized to meet your specific needs and budget. Time Insurance Company also offers 24/7 claims service and online resources to help you manage your policy and file claims.

Time Insurance Company Insurance Rates Breakdown

Time Insurance Company Discounts Available

Time Insurance Company offers a range of discounts to policyholders, including:

• Safe driving discounts: Drivers who maintain a clean driving record with no accidents or moving violations can qualify for a safe driving discount.
• Multi-car discounts: Policyholders with multiple cars on the same policy can qualify for a discount on their overall premium.
• Good student discounts: Full-time students who maintain a certain grade point average may qualify for a discount on their car insurance.
• Military discounts: Active duty and retired military members may qualify for a discount on their car insurance.
• Bundling discounts: Policyholders who bundle their car insurance with other insurance products, such as home or renters insurance, can qualify for a discount on their overall premium.
• Anti-theft discounts: Vehicles equipped with anti-theft devices, such as alarms or tracking systems, can qualify for a discount on their car insurance.
• Payment discounts: Policyholders who pay their premiums in full or set up automatic payments may qualify for a discount on their car insurance.

These discounts can help policyholders save money on their car insurance premiums, making Time Insurance Company a more affordable option for those in need of coverage.

How Time Insurance Company Ranks Among Providers

Time Insurance Company competes with several other major car insurance companies in the market. Here are some of its main competitors:

• State Farm: State Farm is one of the largest car insurance providers in the United States and offers a range of coverage options, discounts, and online tools to manage policies.
• Geico: Geico is known for its affordable rates and strong customer service, with policies available in all 50 states.
• Progressive: Progressive is a popular choice for drivers who want customizable coverage options and discounts, as well as the ability to manage their policy online.
• Allstate: Allstate offers a range of coverage options and discounts, as well as a rewards program for safe driving.
• Farmers: Farmers is known for its personalized customer service and customizable coverage options, including unique add-ons such as glass repair and pet injury coverage.

These companies all offer a similar range of coverage options, discounts, and online tools, making the car insurance market highly competitive. Customers are encouraged to compare quotes and policies from multiple providers to find the best coverage and rates for their needs.