Transguard Insurance Company of America, Inc Review (2024)
Transguard Insurance Company of America, Inc stands as a versatile and customer-focused insurance provider, offering an extensive array of coverage options, from health and auto to home, life, and business insurance, fostering peace of mind through customizable protection.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
0 reviews
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Transguard Insurance Company of America, INC.
Average Monthly Rate For Good Drivers
$79A.M. Best Rating:
AComplaint Level:
LowPros
- Diverse range of insurance types, including health, auto, home, life, and business insurance.
- Strong commitment to customer satisfaction and exceptional service.
- Competitive pricing for insurance policies.
- Hassle-free claims process.
- Customizable coverage options to meet individual needs.
Cons
- Specific pricing and availability may vary based on location and individual factors.
- As with any insurance provider, premiums and coverage details should be carefully reviewed and compared before making a decision.
Transguard Insurance Company of America, INC. stands as a versatile and customer-focused insurance provider, offering an extensive array of coverage options, including health, auto, home, life, and business insurance. With a commitment to customer satisfaction and competitive pricing, they ensure their clients have access to reliable protection.
Their streamlined claims process and customizable coverage options make them a trusted choice for individuals and businesses alike. Backed by a rich history and a string of awards, Transguard’s dedication to excellence and financial stability make them a compelling option for those seeking comprehensive insurance solutions.
TransGuard- IAT Insurance Group Insurance Coverage Options
Transguard Insurance Company of America, INC. offers a wide array of coverage options to cater to the diverse needs of their customers. Here’s a bullet list of the coverage options they provide:
Health Insurance
- Individual health insurance
- Family health insurance
- Group health insurance
Auto Insurance
- Liability coverage
- Comprehensive coverage
- Collision coverage
- Uninsured/underinsured motorist coverage
- Personal injury protection (PIP)
- Roadside assistance
Home Insurance
- Homeowner’s insurance
- Renter’s insurance
- Condo insurance
- Landlord insurance
- Flood insurance
- Earthquake insurance
Life Insurance
- Term life insurance
- Whole life insurance
- Universal life insurance
- Variable life insurance
- Final expense insurance
Business Insurance
- Business liability insurance
- Commercial property insurance
- Workers’ compensation insurance
- Business interruption insurance
- Cyber insurance
- Professional liability insurance
These coverage options are designed to address various aspects of individuals’ and businesses’ insurance needs, providing comprehensive protection and peace of mind.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
TransGuard- IAT Insurance Group Insurance Rates Breakdown
| Driver Profile | Transguard | National Average |
|---|---|---|
| Clean Record | $67 | $119 |
| 1+ Ticket | $102 | $147 |
| 1+ Accident | $146 | $173 |
| DUI | $145 | $209 |
| Poor Credit | $115 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
TransGuard- IAT Insurance Group Discounts Available
| Discounts | Trasport |
|---|---|
| Anti Theft | 10% |
| Good Student | 18% |
| Low Mileage | 13% |
| Paperless | 10% |
| Safe Driver | 20% |
| Senior Driver | 13% |
Transguard Insurance Company of America, INC. understands the importance of helping their customers save on insurance costs. To provide value and affordability, they offer several discounts. Here’s a bullet list of the discounts typically available with Transguard:
- Multi-Policy Discount: Save by bundling multiple insurance policies with Transguard, such as auto, home, and life insurance.
- Safe Driver Discount: Rewards policyholders with a clean driving record, demonstrating responsible and safe driving habits.
- Good Student Discount: Offers discounts for young drivers who maintain good grades in school, encouraging academic achievement.
- Multi-Vehicle Discount: Provides savings when you insure more than one vehicle under the same policy.
- Home Safety Features Discount: Get discounts for having safety features like smoke detectors, security systems, or fire alarms in your home.
- Payment Discounts: Save by setting up automatic payments or paying your premium in full upfront.
- Loyalty Discount: Rewards long-term customers who have been with Transguard for an extended period.
- Claim-Free Discount: Offers discounts to policyholders who have not filed any claims within a specified period.
- Military and Veterans Discount: Provides special discounts for active-duty military personnel and veterans as a token of appreciation for their service.
- Senior Citizen Discount: Offers discounts to senior citizens, typically aged 65 and older, to help with insurance costs.
Please note that the availability and specific details of these discounts can vary based on your location and the type of insurance policy you choose.
How TransGuard- IAT Insurance Group Ranks Among Providers
Transguard Insurance Company of America, INC. operates in a competitive insurance industry where several well-established companies provide similar services. Here are some of the main competitors of Transguard:
State Farm
- State Farm is one of the largest insurance companies in the United States.
- They offer a wide range of insurance products, including auto, home, life, and health insurance.
- Known for their extensive network of agents and excellent customer service.
Geico
- Geico is renowned for its humorous advertising campaigns and competitive pricing.
- They primarily focus on auto insurance but also offer other coverage options.
Progressive
- Progressive is known for its innovative approach, particularly with auto insurance.
- They provide services like usage-based insurance and Snapshot, which monitors driving habits to determine rates.
Allstate
- Allstate offers a comprehensive suite of insurance products, including auto, home, and life insurance.
- They are known for their commitment to customer satisfaction and extensive local agent network.
Nationwide
- Nationwide provides various insurance solutions, including auto, home, and pet insurance.
- They emphasize the importance of protecting what matters most to their customers.
Farmers Insurance
- Farmers Insurance is known for its customizable insurance options, including auto, home, and business coverage.
- They have a strong presence in both urban and rural areas.
Liberty Mutual
- Liberty Mutual offers a wide range of insurance products, including personal and commercial coverage.
- They focus on providing tailored solutions to meet individual needs.
USAA (for military personnel and families)
- USAA serves members of the military and their families with various insurance and financial services.
- They are highly regarded for their commitment to serving the military community.
These competitors, like Transguard, strive to meet the diverse insurance needs of consumers and businesses. They differentiate themselves through various factors, including pricing, customer service, coverage options, and marketing strategies.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Streamlining Transguard Insurance Company of America, Inc Claims Process
Ease of Filing a Claim
Transguard Insurance Company of America, Inc offers a hassle-free claims process, providing policyholders with multiple convenient options for filing claims.
Whether you prefer the speed and convenience of online claim submission, the personalized assistance of filing over the phone, or the flexibility of mobile apps, Transguard ensures that you can report a claim in a way that suits your preferences.
Average Claim Processing Time
Transguard Insurance Company of America, Inc is committed to swift and efficient claim processing. While the specific processing time may vary depending on individual circumstances, the company strives to resolve claims promptly. Their dedication to minimizing claim processing time underscores their commitment to providing timely assistance to policyholders.
Customer Feedback on Claim Resolutions and Payouts
Transguard Insurance Company of America, Inc values customer feedback and aims for fair and efficient claim resolutions.
Many satisfied policyholders have shared positive feedback regarding their claim experiences, highlighting the company’s dedication to providing reliable and responsive service when it comes to claim resolutions and payouts. These testimonials reinforce Transguard’s commitment to customer satisfaction.
Navigating Transguard Insurance Company of America, Inc Digital and Technological Features
Mobile App Features and Functionality
Transguard Insurance Company of America, Inc offers a comprehensive mobile app with a wide range of features and functionalities.
This app empowers policyholders to conveniently access their insurance accounts, manage policies, make premium payments, and track claim statuses. Designed with user-friendliness in mind, this mobile app streamlines insurance-related tasks, providing policyholders with tools to manage their coverage on the go.
Online Account Management Capabilities
Recognizing the importance of online account management, Transguard Insurance Company of America, Inc provides policyholders with a secure online portal. This portal offers 24/7 access to policy information, allowing customers to review coverage details, make policy adjustments, and monitor account activity at their convenience.
These online account management capabilities contribute to a seamless and convenient insurance experience, enabling policyholders to stay in control of their coverage.
Digital Tools and Resources
Transguard Insurance Company of America, Inc equips policyholders with a suite of digital tools and educational resources to make informed decisions. These resources, thoughtfully designed, provide customers with valuable insights, calculators, and informative materials.
Whether policyholders are calculating insurance needs, assessing risks, or seeking educational resources, Transguard’s digital tools are tailored to provide the information needed to make informed decisions about their coverage and insurance-related matters.
Frequently Asked Questions
What is the range of insurance types Transguard offers?
Transguard provides a diverse range of insurance policies, including health, auto, home, life, and business insurance. They offer comprehensive coverage options to meet various individual and business needs.
How do I file a claim with Transguard?
Filing a claim with Transguard is a straightforward process. You can start by contacting their customer support team, who will guide you through the necessary steps, ensuring a smooth and efficient claims experience.
Can I bundle multiple insurance policies with Transguard for discounts?
Yes, Transguard offers a multi-policy discount for customers who choose to bundle multiple insurance policies. Bundling, such as combining auto and home insurance, can lead to cost savings on your premiums.
Does Transguard offer any special discounts for military personnel and veterans?
Yes, Transguard provides special discounts and considerations for active-duty military personnel and veterans as a token of appreciation for their service to the country. It’s worth discussing your eligibility and available discounts with a Transguard representative.
Are there options for customizing coverage within Transguard’s insurance policies?
Absolutely, Transguard allows policyholders to customize their coverage to align with their specific requirements and budget. Whether you need additional protection or want to adjust deductibles, they can tailor insurance plans to suit your individual needs.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
