Travelers Constitution State Insurance Company Review (2024)
Explore Travelers Constitution State Insurance Company, a longstanding industry leader renowned for its commitment to safeguarding futures through customizable coverage options, exceptional customer service, and a rich historical legacy.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Travelers Constitution State Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+Complaint Level:
LowPros
- Decades of industry experience
- Customized insurance policies
- Strong financial stability
- Exceptional customer service
- Diverse range of coverage options
Cons
- Complaint level may vary
- Rates may not be the lowest available
- Specific offerings may vary by location
In this comprehensive article, we explore Travelers Constitution State Insurance Company, a trusted name in the insurance industry. Travelers offer a diverse range of coverage options, including auto, home, business, renters, and umbrella insurance, each tailored to meet the specific needs of policyholders.
With a rich history and a commitment to reliability, Travelers stands out for its decades of experience, financial stability, and exceptional customer service.
Customers benefit from the flexibility to customize their policies and the assurance that Travelers will be there when they need it most. Whether safeguarding homes, businesses, or personal belongings, Travelers Constitution State Insurance Company remains a top choice for comprehensive insurance coverage.
Travelers Constitution State Insurance Company Insurance Coverage Options
Travelers Constitution State Insurance Company offers a variety of coverage options to meet the diverse needs of its customers. Let’s discuss each of these coverage options in more detail:
Auto Insurance
- Travelers provides auto insurance policies that encompass a wide range of coverage types, including liability, collision, and comprehensive coverage.
- They offer coverage for bodily injury and property damage liability to protect you in case you’re responsible for an accident.
- Additional options such as uninsured/underinsured motorist coverage, personal injury protection (PIP), and roadside assistance are available.
- Travelers’ auto insurance can be tailored to your specific needs, whether you’re a new driver or have a long history on the road.
Home Insurance
- Homeowners can benefit from Travelers’ comprehensive home insurance policies, which safeguard your dwelling, personal belongings, and liability.
- Coverage includes protection against natural disasters like fires, storms, and theft.
- Travelers offers options for additional coverage, such as flood insurance, to ensure you’re adequately protected based on your location and risks.
Business Insurance
- Travelers understands the unique needs of businesses and offers various commercial insurance solutions.
- These policies cover a wide range of industries and risks, including general liability, property insurance, workers’ compensation, and more.
- Customization is a key feature, allowing businesses to tailor their insurance plans to their specific requirements.
Renters Insurance
- Even if you don’t own your residence, you can protect your personal belongings and liability with renters insurance from Travelers.
- It covers items such as furniture, electronics, and clothing, as well as providing liability protection in case of accidents in your rented space.
Umbrella Insurance
- Travelers offers umbrella insurance, which acts as an additional layer of coverage above and beyond your standard policies.
- This type of insurance is designed to provide extra protection when the limits of your other policies are exceeded.
- It’s a valuable option for those who want added peace of mind and asset protection.
Travelers Constitution State Insurance Company’s comprehensive coverage options are designed to meet the diverse needs of individuals, homeowners, renters, business owners, and those looking for extra protection through umbrella insurance.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Travelers Constitution State Insurance Company Insurance Rates Breakdown
| Driver Profile | Travelers | National Average |
|---|---|---|
| Clean Record | $79 | $119 |
| 1+ Ticket | $125 | $147 |
| 1+ Accident | $150 | $173 |
| DUI | $167 | $209 |
| Poor Credit | $136 | $205 |
Travelers Constitution State Insurance Company Discounts Available
| Discounts | Travelers |
|---|---|
| Anti Theft | 13% |
| Good Student | 18% |
| Low Mileage | 13% |
| Paperless | 8% |
| Safe Driver | 20% |
| Senior Driver | 10% |
Keep in mind that Travelers may offer some or all of these discounts, but it’s essential to contact them directly or visit their website for the most accurate and up-to-date information on their discount programs. Here is a list of potential discounts:
- Safe Driver Discount: Reward for policyholders with a clean driving record and no recent accidents or violations.
- Multi-Policy Discount: Savings for customers who bundle multiple insurance policies, such as auto and home insurance, with Travelers.
- Good Student Discount: Discounts for young drivers who maintain good grades in school.
- Multi-Car Discount: Lower rates for households with multiple insured vehicles on the same policy.
- Home Safety Features Discount: Savings for homeowners who have security systems, smoke detectors, or other safety features in their homes.
- Continuous Coverage Discount: Reward for policyholders who maintain continuous coverage without lapses.
- Driver Training Discount: Discounts for completing a defensive driving course or driver training program.
- Pay-in-Full Discount: Savings for customers who pay their insurance premium in one lump sum annually.
- Eco-Friendly Vehicle Discount: Discounts for policyholders who drive hybrid or electric vehicles.
- Good Credit Discount: Savings for customers with a strong credit history.
- Military Discount: Discounts for active or retired military personnel.
- Affinity Group Discounts: Special rates for members of certain organizations or associations.
- Paperless Billing Discount: Savings for policyholders who choose to receive their bills and documents electronically.
- Low Mileage Discount: Discounts for policyholders who drive fewer miles annually.
- Automatic Payment Discount: Savings for customers who set up automatic premium payments.
These discounts can vary by location and may change over time, so it’s essential to check with Travelers Constitution State Insurance Company directly to determine which discounts they currently offer and which ones you may be eligible for based on your circumstances.
How Travelers Constitution State Insurance Company Ranks Among Providers
Please note that the competitive landscape in the insurance industry can change over time, and new players may emerge. Here are some of Travelers’ main competitors at that time:
- State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and life insurance. They are known for their extensive network of agents and competitive rates.
- Allstate: Allstate is another major player in the insurance industry, providing various insurance options, including auto, home, and renters insurance. They are known for their advertising campaigns and comprehensive coverage options.
- Geico: Geico (Government Employees Insurance Company) is known for its catchy advertising and competitive auto insurance rates. They have a significant presence in the auto insurance market.
- Progressive: Progressive is well-known for its innovative approach to auto insurance, offering features like usage-based insurance and competitive rates. They also provide other insurance products, including home and renters insurance.
- Liberty Mutual: Liberty Mutual offers a wide range of insurance solutions, including auto, home, and business insurance. They are known for their focus on customer service and customizable policies.
- Farmers Insurance: Farmers Insurance provides various insurance options, including auto, home, and life insurance. They have a network of agents and offer coverage tailored to specific needs.
- USAA: USAA primarily serves military members and their families, offering auto, home, and other insurance products. They are known for their exceptional customer service and loyalty to the military community.
- Nationwide: Nationwide is a well-established insurer offering a variety of coverage options, including auto, home, and pet insurance. They have a strong presence in the market and offer unique features like “Vanishing Deductible.”
- American Family Insurance: American Family Insurance provides a range of insurance products, including auto, home, and business insurance. They emphasize personalized service and community involvement.
- Erie Insurance: Erie Insurance is known for its competitive rates and excellent customer service. They offer auto, home, and business insurance primarily in the Mid-Atlantic and Midwest regions.
Please keep in mind that the competitive landscape in the insurance industry is dynamic, and market dynamics can change over time.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Travelers Constitution State Insurance Company Claims Process
Ease of Filing a Claim
Travelers Constitution State Insurance Company offers a user-friendly and efficient claims filing process.
Customers have the flexibility to file claims through multiple channels, including online, over the phone, or via their mobile apps. This variety of options ensures that policyholders can choose the method that best suits their preferences and circumstances, making the claims process accessible and convenient.
Average Claim Processing Time
One notable aspect of Travelers Constitution State Insurance Company’s claims process is their commitment to prompt claim processing.
The company strives to expedite the handling of claims, aiming for a streamlined and efficient experience for their customers. The average claim processing time is relatively quick, allowing policyholders to receive the necessary support and resolution in a timely manner.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback plays a vital role in evaluating the effectiveness of any insurance company’s claims process.
Travelers Constitution State Insurance Company values customer satisfaction and continuously collects feedback on claim resolutions and payouts. The feedback received helps the company enhance its services and address any concerns, ultimately working towards providing a satisfactory claims experience to their policyholders.
Travelers Constitution State Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Travelers Constitution State Insurance Company offers a feature-rich mobile app that empowers policyholders with convenient access to their insurance information.
The app provides functionalities such as policy management, claims filing, real-time updates, and secure communication with customer support. This mobile app enhances user experience and ensures policyholders have the necessary tools at their fingertips.
Online Account Management Capabilities
The online account management system provided by Travelers Constitution State Insurance Company enables policyholders to manage their policies, view billing details, access important documents, and update personal information.
This digital platform enhances convenience by allowing customers to handle various aspects of their insurance accounts at their convenience, 24/7, from any device with internet access.
Digital Tools and Resources
Travelers Constitution State Insurance Company offers an array of digital tools and resources to assist policyholders in understanding their insurance coverage and making informed decisions.
These resources may include educational materials, calculators, policy comparison tools, and FAQ sections. The company’s commitment to providing digital tools helps enhance customer knowledge and engagement within the insurance ecosystem.
Frequently Asked Questions
. What is Travelers Constitution State Insurance Company’s history?
Travelers was founded in 1905 and has been serving customers for decades, building a reputation for reliability.
Can I get a customized insurance policy from Travelers?
Absolutely! Travelers offers tailored insurance policies to meet your specific needs.
. How do I get a quote from Travelers?
Visit their website, fill in your details, and you’ll receive a personalized insurance quote in minutes.
Is Travelers financially stable?
Yes, Travelers is financially strong, ensuring they can fulfill their commitments to policyholders.
What sets Travelers apart from other insurance providers?
Travelers’ decades of experience, exceptional customer service, and a wide range of coverage options make them a top choice for insurance seekers.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
