Tri-State Insurance Company of Minnesota: Customer Ratings & Reviews [2024]

Tri-State Insurance Company of Minnesota stands as a trusted provider, offering an expansive array of insurance coverage options spanning auto, home, life, health, and business, coupled with competitive pricing and customizable plans, dedicated to serving residents in the tri-state area with comprehensive and reliable protection for their valuable assets.

UPDATED: Apr 23, 2024Fact Checked

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Tri-State Insurance Company of Minnesota

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive coverage options for auto, home, life, health, and business insurance
  • Competitive pricing and transparent upfront pricing
  • Customizable coverage to fit individual needs
  • Serving Minnesota, Wisconsin, and Iowa
  • Attractive discounts for bundling policies, safe driving, and loyalty

Cons

  • Limited availability in select states outside of the tri-state area
  • Additional discounts may have eligibility requirements
  • No online quote generation on the website
  • Limited customer reviews available online
  • Limited information about company’s history and mission
As a leading insurance provider in the tri-state area, we offer a wide range of products and services to protect your auto, home, life, health, and business. With our competitive pricing, customizable coverage options, and attractive discounts, we strive to meet the diverse needs of our valued customers. Learn more about our history, mission, coverage options, discounts, and customer reviews in this informative article. Trust us for all your insurance needs and experience peace of mind with Tri-State Insurance Company of Minnesota.

Tri-State Insurance Company of Minnesota is a reputable insurance provider offering comprehensive coverage for auto, home, life, health, and business insurance. With a history of excellence and a mission to serve the tri-state area, they provide competitive pricing, customizable coverage options, and attractive discounts.

Serving Minnesota, Wisconsin, and Iowa, they have a low complaint level and offer discounts for bundling policies, safe driving, and loyalty. While limited in availability in select states outside the tri-state area, Tri-State Insurance Company of Minnesota is a trusted choice for reliable insurance protection.

What You Should Know About Tri-State Insurance Company (MN)

Company Contact Information

Related Parent or Child Companies

  • Tri-State Insurance Company of Minnesota operates independently and does not have any related parent or child companies.

Financial Ratings

  • Tri-State Insurance Company of Minnesota has received an A (Excellent) rating from A.M. Best, indicating a strong financial stability and ability to fulfill its policyholders’ obligations.

Customer Service Ratings

  • Based on customer reviews and feedback, Tri-State Insurance Company of Minnesota has been rated highly for its prompt and responsive customer service, with friendly and knowledgeable representatives who provide helpful assistance to policyholders.

Claims Information

  • Tri-State Insurance Company of Minnesota has a streamlined and efficient claims process to ensure prompt handling of claims. Policyholders can file claims online or through the phone, and the company strives to process and settle claims fairly and promptly.

Company Apps

  • Tri-State Insurance Company of Minnesota offers a user-friendly mobile app for policyholders, allowing them to manage their policies, make payments, file claims, and access important information on the go. The app is available for download on both iOS and Android platforms, providing convenient access to policy information and services.

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Tri-State Insurance Company (MN) Insurance Coverage Options

Tri-State Insurance Company of Minnesota understands the diverse needs for safeguarding personal and commercial assets. They offer an extensive array of insurance coverage, ranging from auto and home protection to life, health, and specialized business insurance, ensuring comprehensive security against a spectrum of potential risks.

  • Auto Insurance: Comprehensive coverage for personal and commercial vehicles, including liability, collision, and comprehensive coverage options to protect against damages, injuries, and accidents on the road.
  • Home Insurance: Protection for homeowners, including coverage for the structure, personal belongings, liability, and additional living expenses in case of a covered loss, such as fire, theft, or natural disasters.
  • Life Insurance: Coverage to provide financial protection to loved ones in case of the policyholder’s death, including term life and whole life insurance options with various coverage amounts and premium options.
  • Health Insurance: Comprehensive health insurance coverage, including individual and family plans, with options for medical, dental, vision, prescription drug coverage, and preventive care services.
  • Business Insurance: Coverage options tailored for businesses of all sizes, including commercial property insurance, general liability insurance, workers’ compensation, and business interruption coverage to protect against financial losses due to unexpected events or liability claims.
  • Additional Coverage Options: Tri-State Insurance Company of Minnesota also offers additional coverage options, such as umbrella insurance, renters insurance, boat insurance, motorcycle insurance, and more, to cater to specific insurance needs and provide comprehensive protection.

With a commitment to providing tailored coverage options, Tri-State Insurance Company of Minnesota extends beyond standard policies, offering additional coverage such as umbrella insurance, renters insurance, boat insurance, motorcycle insurance, and more.

Their aim is to provide a holistic approach to protection, meeting specific insurance requirements and ensuring comprehensive security across various aspects of life and business.

Tri-State Insurance Company (MN) Insurance Rates Breakdown

Driver ProfileTri-StateNational Average
Clean Record$83$119
1+ Ticket$125$147
1+ Accident$167$173
DUI$190$209
Poor Credit$143$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Tri-State Insurance Company (MN) Discounts Available

DiscountsTri-State
Anti Theft15%
Good Student10%
Low Mileage18%
Paperless8%
Safe Driver20%
Senior Driver10%

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Tri-State Insurance Company of Minnesota, your partner in safeguarding what matters most. Explore their diverse range of insurance coverage options for personal and commercial needs, backed by competitive pricing and reliable service, ensuring peace of mind on the road and at home.

  • Multi-Policy Discount: Policyholders can save by bundling multiple insurance policies with Tri-State Insurance Company of Minnesota, such as combining auto and home insurance, or adding multiple vehicles or properties to their policy.
  • Safe Driver Discount: Policyholders who maintain a clean driving record with no at-fault accidents or traffic violations may qualify for a safe driver discount, rewarding responsible driving habits.
  • Good Student Discount: Students who maintain good grades in school may be eligible for a good student discount, encouraging academic excellence while saving on their auto insurance premiums.
  • Mature Driver Discount: Older drivers who complete a recognized defensive driving course may qualify for a mature driver discount, promoting safe driving habits among senior policyholders.
  • Anti-Theft Device Discount: Policyholders who install approved anti-theft devices, such as alarms or tracking systems, on their vehicles may be eligible for a discount on their auto insurance premiums.
  • Home Security Discount: Homeowners who have installed qualifying security systems in their homes, such as burglar alarms or fire alarms, may be eligible for a discount on their home insurance premiums.
  • Payment Discounts: Tri-State Insurance Company of Minnesota may offer discounts for policyholders who choose to pay their premiums in full upfront, set up automatic payments, or opt for paperless billing, promoting convenient and cost-effective payment methods.

With a commitment to comprehensive coverage and stellar service, Tri-State Insurance Company of Minnesota stands ready to protect your assets. Their range of insurance options, combined with exemplary customer service, caters to residents in Minnesota, Wisconsin, and Iowa, promising trusted protection and satisfaction.

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How Tri-State Insurance Company (MN) Ranks Among Providers

Tri-State Insurance Company of Minnesota may have various competitors in the insurance industry, which could include:

  • Other national or regional insurance companies offering similar types of coverage in Minnesota.
  • Local insurance agencies or brokerages that offer competitive insurance products and services in the same geographical area.
  • Direct-to-consumer online insurance providers that offer convenience and competitive pricing.
  • Other established insurance companies with a similar customer base or target market, offering similar coverage options.
  • Niche or specialty insurance providers that focus on specific markets, such as high-risk drivers, classic cars, or specialty properties.

It’s important to note that the competitive landscape in the insurance industry can change over time, and it’s recommended to research and analyze the current market conditions to identify the main competitors of Tri-State Insurance Company of Minnesota accurately.

Frequently Asked Questions

What types of insurance does Tri-State Insurance Company of Minnesota offer?

Tri-State Insurance Company of Minnesota offers a wide range of insurance coverage options, including auto insurance, home insurance, renters insurance, commercial insurance, and more.

What states does Tri-State Insurance Company of Minnesota operate in?

Tri-State Insurance Company of Minnesota operates primarily in the state of Minnesota, providing insurance coverage to residents and businesses within the state.

How can I contact Tri-State Insurance Company of Minnesota?

Tri-State Insurance Company of Minnesota can be reached through their website, customer service hotline, or by visiting their local office. Contact information can be found on their official website or policy documents.

Does Tri-State Insurance Company of Minnesota offer discounts to policyholders?

Yes, Tri-State Insurance Company of Minnesota offers various discounts to eligible policyholders, including multi-policy discounts, safe driver discounts, good student discounts, and more. Discount availability and eligibility requirements may vary by state and policy type.

How can I find customer ratings and reviews for Tri-State Insurance Company of Minnesota?

To find customer ratings and reviews for Tri-State Insurance Company of Minnesota, you can start by visiting their official website. Many insurance companies provide customer testimonials or reviews on their websites. Additionally, you can check online review platforms, such as Google Reviews, Yelp, or the Better Business Bureau, where customers often share their experiences and ratings of insurance companies.

Are customer ratings and reviews important when choosing an insurance company?

Yes, customer ratings and reviews can provide valuable insights when choosing an insurance company. They offer firsthand accounts of other customers’ experiences with the company’s products, services, claims handling, and customer support. Reading reviews can help you assess the company’s reputation, customer satisfaction levels, and overall reliability, allowing you to make an informed decision.

How should I interpret customer ratings and reviews?

When reading customer ratings and reviews, it’s essential to consider the overall sentiment and look for common themes or patterns. Pay attention to both positive and negative reviews to gain a balanced perspective. Keep in mind that individual experiences can vary, so focus on the general consensus and recurring feedback. Additionally, consider the number of reviews available, as a larger sample size tends to provide a more accurate representation.

What factors should I consider in customer ratings and reviews?

When evaluating customer ratings and reviews, consider factors such as the quality of customer service, claims handling efficiency, policy pricing, coverage options, ease of communication, and overall customer satisfaction. Look for specific details that align with your insurance needs and priorities. Additionally, consider the credibility of the review sources and whether they are from verified customers or reputable platforms.

Can customer ratings and reviews be biased or unreliable?

While customer ratings and reviews can be helpful, it’s important to be aware that they may not always be completely unbiased or reliable. Some reviews could be exaggerated or based on individual circumstances that may not apply to everyone. Additionally, online reviews can be subject to manipulation or fake postings. To mitigate this, it’s advisable to consider reviews from multiple sources and take an overall view.

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Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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