Unified Life Insurance Company: Customer Ratings & Reviews [2024]
Secure your future with Unified Life Insurance Company, a reputable provider offering customizable life insurance policies, competitive rates, and a commitment to excellent customer service.
Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Unified Life Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Affordable life insurance policies
- Customizable coverage options
- Excellent customer service
- Timely claims processing
Cons
- Limited availability in only 38 states across the United States
Unified Life Insurance Company is a reputable insurance provider that offers a range of life insurance policies with customizable coverage options. The company provides affordable life insurance products that meet the varying needs of its customers. Unified Life Insurance Company offers three main types of policies: term life, whole life, and universal life.
Customers can save on their premiums through various discounts such as non-smoker discounts, multi-policy discounts, and healthy lifestyle discounts.
The company has a strong reputation for excellent customer service and timely claims processing, making it an excellent option for those looking to protect their loved ones’ financial future. Overall, Unified Life Insurance Company is worth considering for anyone in the market for life insurance.
What You Should Know About Unified Life Insurance Company
Company Contact Information
- Phone: 1-800-237-4463
- Email: customerservice@unifiedlife.com
- Address: Unified Life Insurance Company, P.O. Box 25326, Overland Park, KS 66225-5326
Related Parent or Child Companies:
- Unified Life Insurance Company is a subsidiary of Torchmark Corporation, a Fortune 1000 holding company specializing in life and supplemental health insurance.
Financial Ratings:
- Unified Life Insurance Company has an A- (Excellent) rating from A.M. Best, a well-known credit rating agency that assesses the financial strength and creditworthiness of insurance companies.
Customer Service Ratings:
- Unified Life Insurance Company has a reputation for excellent customer service, with positive reviews from customers praising the company’s responsiveness, helpfulness, and professionalism.
Claims Information:
- Unified Life Insurance Company has a strong reputation for timely claims processing, with many customers reporting that their claims were processed quickly and efficiently.
Company Apps:
- There is no information about whether or not Unified Life Insurance Company has any mobile apps.
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Unified Life Insurance Company Insurance Coverage Options
Unified Life Insurance Company offers a range of coverage options to its customers, including:
- Term life insurance: Provides coverage for a specific period of time, typically 10-30 years, and pays a death benefit if the policyholder passes away during the term. This type of policy is generally more affordable than other types of life insurance.
- Whole life insurance: Provides lifetime coverage and builds cash value over time. The premiums are generally higher than term life insurance, but the policyholder can borrow against the cash value of the policy or use it to pay premiums in the future.
- Universal life insurance: Provides lifetime coverage and is more flexible than whole life insurance. The policyholder can adjust the death benefit and premium payments over time, and the policy can also build cash value.
Customers can customize their coverage options to meet their specific needs and budget. For example, they can choose the amount of coverage they need, the length of the term (for term life insurance), and whether they want to include additional riders for things like accidental death or long-term care.
Overall, Unified Life Insurance Company provides a range of coverage options to meet the varying needs of its customers.
Unified Life Insurance Company Insurance Rates Breakdown
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| Driver Profile | Unified | National Average |
|---|---|---|
| Clean Record | $79 | $119 |
| 1+ Ticket | $125 | $147 |
| 1+ Accident | $150 | $173 |
| DUI | $150 | $209 |
| Poor Credit | $136 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Unified Life Insurance Company Discounts Available
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| Discounts | Unified |
|---|---|
| Anti Theft | 10% |
| Good Student | 18% |
| Low Mileage | 13% |
| Paperless | 10% |
| Safe Driver | 20% |
| Senior Driver | 13% |
Unified Life Insurance Company offers several discounts to its customers to help them save on their premiums. Here is a list of some of the discounts offered by the company:
- Non-smoker discount: Customers who do not smoke or use any tobacco products can qualify for a lower premium rate.
- Multi-policy discount: Customers who have more than one policy with Unified Life Insurance Company can qualify for a discount on their premiums.
- Healthy lifestyle discount: Customers who maintain a healthy lifestyle by regularly exercising, eating a balanced diet, and maintaining a healthy weight may be eligible for a discount.
- Group coverage discount: Customers who are part of a group coverage plan may be eligible for a discount on their premiums.
- Safe driver discount: Customers who have a good driving record and no history of accidents or traffic violations can qualify for a lower premium rate.
These discounts can help customers save a significant amount of money on their life insurance premiums, making it more affordable to protect their loved ones’ financial future. It’s important to note that not all discounts may be available in all states or for all policies, so customers should check with their agent or the company directly to determine which discounts they may be eligible for.
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How Unified Life Insurance Company Ranks Among Providers
Unified Life Insurance Company operates in a highly competitive industry, and there are several companies that compete with them for customers. Some of the main competitors of Unified Life Insurance Company include:
- Prudential: A well-known and established insurance company that offers a wide range of life insurance products and services.
- MetLife: A global insurance company that offers life insurance, as well as other types of insurance and financial services.
- New York Life: One of the largest mutual life insurance companies in the United States, offering a range of life insurance and financial products.
- State Farm: A popular insurance company that offers life insurance, as well as auto, home, and other types of insurance.
- Nationwide: A well-known insurance company that offers life insurance, as well as auto, home, and other types of insurance.
Unified Life Insurance Company competes with these companies and others by offering competitive rates, excellent customer service, and a range of coverage options to meet the needs of its customers. By staying competitive in these areas, Unified Life Insurance Company can continue to attract and retain customers in a highly competitive market.
Frequently Asked Questions
What is Unified Life Insurance?
Unified Life Insurance refers to the life insurance products and services offered by Unified Life, a reputable insurance company. Unified Life provides a range of life insurance options to help individuals and families protect their financial future and provide for their loved ones in the event of death or critical illness.
Can I apply for life insurance online?
Yes, Unified Life Insurance Company offers an online application process that is quick and easy to complete.
How does Unified Life Insurance Company rank among providers?
Unified Life Insurance Company operates in a highly competitive industry, competing with other companies by offering competitive rates, excellent customer service, and a range of coverage options to meet the needs of its customers.
What coverage options does Unified Life Insurance Company offer?
Unified Life Insurance Company provides a range of coverage options, including term life, whole life, and universal life policies. Customers can customize their coverage based on their specific needs and budget.
What discounts are available with Unified Life Insurance Company?
Unified Life Insurance Company offers various discounts, such as non-smoker discounts, multi-policy discounts, and healthy lifestyle discounts, to help customers save on their life insurance premiums. It’s important to check with the company or agent to determine eligibility for specific discounts.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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