Unigard Insurance Company: Customer Ratings & Reviews [2024]

Explore the comprehensive landscape of Unigard Insurance – a provider offering tailored coverage options across auto, homeowners, renters, business, and umbrella insurance, ensuring your protection in every aspect of life.

UPDATED: Apr 23, 2024Fact Checked

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Unigard Insurance Company

Average Monthly Rate For Good Drivers

$88

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Competitive pricing
  • Customizable policies
  • Exceptional customer service

Cons

  • Limited availability in only four states
  • Discounts may not be as generous as other insurance companies
Unigard Insurance Company has been providing reliable insurance products and services for over a century. With a strong reputation in the industry, Unigard Insurance Company offers affordable and customizable insurance solutions that meet the unique needs of individuals, families, and businesses. This comprehensive guide will provide you with all the information you need to know about Unigard Insurance Company, including its history, mission, products and services, costs, discounts, and customer reviews. Whether you're looking for auto, home, business, or umbrella insurance, this guide will help you make an informed decision about Unigard Insurance Company's offerings.

Unigard Insurance Company is a regional insurance provider that offers a range of insurance products, including auto insurance, homeowners insurance, renters insurance, business insurance, and umbrella insurance. Founded in 1901, the company is headquartered in Bellevue, Washington, and primarily operates in the Pacific Northwest region of the United States.

Unigard Insurance Company sets itself apart by offering personalized service and customized insurance options to meet the unique needs of its customers. While the company has received mixed reviews for its customer service, it has an A- (Excellent) rating from A.M. Best, indicating strong financial stability and an ability to meet its obligations to policyholders.

Unigard Insurance Company offers several discounts, including multi-policy, safe driver, good student, home security system, and business experience discounts, and customers can file claims by calling the company’s claims hotline or filing online through the company’s website.

What You Should Know About Unigard Insurance Company

Company Contact Information

  • Phone: 800-777-0078
  • Email: info@unigard.com
  • Mailing Address: P.O. Box 690, Seattle, WA 98111

Related Parent or Child Companies:

  • Unigard Insurance Company is a subsidiary of QBE Insurance Group Limited.

Financial Ratings:

  • Unigard Insurance Company has an A (Excellent) rating from A.M. Best, indicating its strong financial stability and ability to meet its obligations to policyholders.

Customer Service Ratings:

  • Unigard Insurance Company has a strong reputation for exceptional customer service, with a high level of customer satisfaction and few complaints.

Claims Information:

  • Unigard Insurance Company offers a streamlined claims process, with 24/7 claims reporting available online or by phone. The company also assigns a dedicated claims adjuster to each claim to ensure personalized attention and prompt resolution.

Company Apps:

  • Unigard Insurance Company offers a mobile app that allows customers to access their policy information, make payments, report claims, and contact customer service. The app is available for download on both iOS and Android devices.

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Unigard Insurance Company Insurance Coverage Options

Unigard Insurance Company offers a range of insurance products to meet the diverse needs of its customers. Here are the coverage options offered by the company:

  • Auto insurance: Unigard Insurance Company provides liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage.
  • Homeowners insurance: The company’s homeowners insurance policies offer protection for your home, personal property, liability, and additional living expenses.
  • Renters insurance: Unigard Insurance Company’s renters insurance policies provide coverage for personal property, liability, and additional living expenses.
  • Business insurance: The company offers a variety of business insurance options, including general liability, commercial property, workers’ compensation, and commercial auto insurance.
  • Umbrella insurance: Unigard Insurance Company’s umbrella insurance provides additional liability coverage to protect against unexpected lawsuits or damages that exceed your existing policy limits.

These coverage options can be customized to fit the unique needs of each customer, allowing them to choose the coverage amounts and deductibles that work best for their budget and lifestyle.

Unigard Insurance Company Insurance Rates Breakdown

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Driver ProfileUnigardNational Average
Clean Record$75$119
1+ Ticket$117$147
1+ Accident$142$173
DUI$150$209
Poor Credit$129$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Unigard Insurance Company Discounts Available

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DiscountsUnigard
Anti Theft10%
Good Student18%
Low Mileage13%
Paperless10%
Safe Driver20%
Senior Driver13%

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Unigard Insurance Company offers several discounts to help customers save on their insurance premiums. Here are the discounts currently available:

  • Multi-policy discount: Customers can save up to 25% by bundling their home and auto insurance policies with Unigard Insurance Company.
  • Safe driver discount: Drivers who maintain a clean driving record for a certain number of years are eligible for a safe driver discount.
  • Good student discount: Full-time high school or college students who maintain a certain grade point average are eligible for a discount.
  • Home security system discount: Homeowners who install qualifying security systems may be eligible for a discount on their homeowners insurance premiums.
  • Business experience discount: Business owners who have been in business for a certain number of years may be eligible for a discount on their commercial insurance premiums.

These discounts can help customers save significantly on their insurance premiums and are a testament to Unigard Insurance Company’s commitment to offering affordable insurance options to its customers.

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How Unigard Insurance Company Ranks Among Providers

Unigard Insurance Company primarily competes with other insurance providers in the Pacific Northwest region of the United States. Some of its main competitors include:

  • Safeco: A subsidiary of Liberty Mutual, Safeco offers a range of insurance products, including auto, home, and renters insurance.
  • PEMCO: Based in Seattle, PEMCO specializes in providing insurance to residents of the Pacific Northwest and offers a range of insurance products, including auto, home, and renters insurance.
  • Farmers Insurance: A national insurance company, Farmers Insurance offers a range of insurance products, including auto, home, and business insurance.
  • Allstate: Another national insurance company, Allstate offers a variety of insurance products, including auto, home, and renters insurance.

While Unigard Insurance Company may face stiff competition from these and other insurance providers, it sets itself apart by offering personalized service and customized insurance options to meet the unique needs of its customers.

Frequently Asked Questions

What is Unigard Insurance?

Unigard Insurance is an insurance company that offers a variety of insurance products to individuals, families, and businesses. They provide coverage for personal insurance needs, such as auto, home, and umbrella insurance, as well as commercial insurance solutions for businesses.

How does Unigard Insurance differentiate itself in the insurance market?

Unigard Insurance sets itself apart by offering personalized service and customized insurance options to meet the unique needs of its customers. Despite mixed reviews on customer service, it maintains an A- (Excellent) rating from A.M. Best, indicating strong financial stability.

What types of insurance does Unigard Insurance Company offer?

Unigard Insurance Company offers a range of insurance products, including auto insurance, homeowners insurance, renters insurance, business insurance, and umbrella insurance.

How does Unigard handle claims and customer service?

Unigard Insurance Company provides a streamlined claims process, with 24/7 claims reporting available online or by phone. The company assigns a dedicated claims adjuster to each claim to ensure personalized attention and prompt resolution. The company also offers a mobile app for policy management and customer service.

What are the discounts available with Unigard Insurance?

Unigard Insurance Company offers several discounts to help customers save on their insurance premiums. These include multi-policy, safe driver, good student, home security system, and business experience discounts.

Compare Insurance Providers Rates to Save Up to 75%

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Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Unigard Insurance Company

4.18 (2 reviews)
1
January 7, 2018

Lisa Clemenhagen

Unigard review

Worst company ever! Steer clear of this company at all costs. Find yourselves a good, honest, reputable company that stands behind their word and their clients!!
5
November 11, 2017

HdnofJne

unigard

I've had unigard for more than 15 years now and have had no problems whatsoever. My rates remain consistent and I can count on what I have to pay each renewal.
1
June 1, 2017

Patsy Powell

Unigard review

This is the worst handling of claims I've ever seen!was given an adjuster by the name of CHRIS KELTON who works at UNIGARD said he would call back never did 4 days later!! Needless to say, JOKE was given JOE PENNEY as manager would never get on the phone!! You would be better off with no insurance !! PATSY POWELL 509-406-8504 if you have any Questions regarding this post!
1
May 19, 2017

Hillary

Unigard review

Rudest people I have ever dealt with. Their adjusters are rude on the phone and don't call you back. They refused to restore my vehicle to the condition it was in before their customer hit me.
1
March 20, 2017

John Walls

Unigard review

The worst company I have ever dealt with and I am 64 years old. them and their front company QBE. Had to wait a month to even get an estimate from their adjuster" and then it was depreciated 60% over all!! and some items
1
September 18, 2015

Melissa

Unigard review

The worst company ever!
1
April 24, 2012

NEVER UNIGARD

Unigard review

STAY AWAY FROM UNIGARD AKA QBE INSURANCE COMPANY!! They are the worst we have ever had!!
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