Union Central Life Insurance Company: Customer Ratings & Reviews [2024]

Union Central Life Insurance Company, a key player in the insurance sector, stands as a testament to reliability and longevity in providing life insurance and annuities.

UPDATED: Apr 23, 2024Fact Checked

Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...

Insurance and Finance Writer

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Union Central Life Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Long-standing reputation
  • Comprehensive coverage options
  • Competitive rates and discounts
  • Positive customer reviews

Cons

  • Limited availability in New York state
  • Lack of specific ratings and claims information
  • No mention of mobile apps
  • Limited comparison information
Are you looking for a reliable life insurance provider that offers comprehensive coverage at competitive rates? Look no further than Union Central Life Insurance Company. With over a century of experience in the industry, Union Central offers a wide range of products and services to meet your unique needs.

The article highlights Union Central Life Insurance Company, a reliable life insurance provider that has been in the industry for over a century. Union Central offers a variety of products and services, including whole life insurance, term life insurance, disability income insurance, long-term care insurance, and annuities.

The company provides competitive rates and discounts to its customers, and it has a reputation for excellent customer service.

While Union Central’s services are not available in New York state, the company operates in all other states and has a low complaint level. Overall, Union Central is a trustworthy option for those seeking comprehensive insurance coverage.

What You Should Know About Union Central Life Insurance Company

Company Contact Information

  • Union Central Life Insurance Company
  • 1876 Waycross Road Cincinnati, OH 45240
  • Phone: 1-800-423-2765

Related Parent or Child Companies:

  • Union Central Life Insurance Company is a subsidiary of Ameritas Mutual Holding Company.

Financial Ratings:

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings:

  • There is no information about the specific customer service ratings yet. However, Union Central has a reputation for excellent customer service and reliable coverage and includes positive customer reviews.

Claims Information:

  • No specific claims information was mentioned in the article. However, the article mentioned that a customer recently filed a claim and was impressed with how quickly and smoothly the process went.

Company Apps:

  • There are no specific company apps yet.

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Union Central Life Insurance Company Insurance Coverage Options

Union Central Life Insurance Company offers a comprehensive array of insurance products designed to meet the diverse needs of its customers. Whether you’re seeking protection for your family’s future or looking for a reliable financial instrument, Union Central has you covered.

  • Whole Life Insurance: A lifelong protection plan with a guaranteed death benefit and potential cash value accumulation.
  • Term Life Insurance: Temporary coverage for a specified term, providing financial security during critical periods.
  • Disability Income Insurance: Safeguard your income in the event of a disability, ensuring financial stability during challenging times.
  • Long-Term Care Insurance: Coverage tailored to assist with the costs associated with long-term care, offering peace of mind for you and your loved ones.
  • Annuities: Explore options for retirement planning and income generation with Union Central’s annuity products.

Discover the flexibility and security that Union Central Life Insurance Company brings to the table, allowing you to build a customized coverage plan that aligns with your unique life circumstances.

Union Central Life Insurance Company Insurance Rates Breakdown

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Driver ProfileUnion CentralNational Average
Clean Record$79$119
1+ Ticket$125$147
1+ Accident$150$173
DUI$160$209
Poor Credit$136$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Union Central Life Insurance Company Discounts Available

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DiscountsUnion Central
Anti Theft10%
Good Student18%
Low Mileage13%
Paperless10%
Safe Driver20%
Senior Driver13%

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When it comes to securing your financial future, Union Central Life Insurance Company not only offers robust coverage options but also provides opportunities for savings through various discounts. Explore the ways you can optimize your insurance plan while enjoying the benefits of valuable discounts tailored to your needs.

  • Bundle and Save: Combine multiple policies, such as life insurance and annuities, to unlock exclusive bundle discounts.
  • Healthy Lifestyle Discounts: Enjoy special rates by maintaining a healthy lifestyle, emphasizing Union Central’s commitment to your overall well-being.
  • Policy Renewal Discounts: Loyalty has its perks – benefit from discounts when renewing your policies with Union Central.
  • Multi-Policy Discounts: Maximize savings by insuring various aspects of your life with Union Central, from home to health and beyond.
  • Good Driver Discounts: Safe drivers are rewarded – experience reduced rates for demonstrating responsible driving habits.

Take advantage of Union Central’s commitment to providing not only top-tier coverage but also affordable solutions tailored to your unique circumstances. Your financial well-being is our priority.

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How Union Central Life Insurance Company Ranks Among Providers

In the dynamic realm of life insurance, Union Central faces competition from several noteworthy players. Understanding the landscape of its main competitors provides valuable insights for those seeking the best coverage and financial solutions.

  • Ameritas Life Insurance Corp.: As the parent company of Union Central, Ameritas stands as a formidable competitor, offering a range of insurance and financial products.
  • New York Life Insurance Company: A venerable institution in the industry, New York Life is known for its diverse portfolio and longstanding commitment to policyholders.
  • Prudential Financial: With a global footprint, Prudential is a major contender, providing a wide array of insurance and financial services.
  • Massmutual: Mutual companies share a common ground, and Massmutual competes closely, boasting a range of insurance and investment offerings.

As you navigate the choices in the life insurance market, understanding the competitive field allows for informed decision-making. Each competitor brings unique strengths and offerings to the table, ensuring that consumers have a diverse array of options to cater to their specific needs.

Read more: Ameritas Life Insurance Corp. Review

Frequently Asked Questions

Can I get a quote online?

Yes, you can get a quote online or speak with a licensed agent for more information.

How do I qualify for discounts?

To qualify for discounts, you’ll need to meet certain criteria, such as bundling multiple policies or maintaining a healthy lifestyle.

Can I change my coverage options?

Yes, you can make changes to your policy at any time by contacting a Union Central representative.

What types of insurance does Union Central offer?

Union Central Life Insurance Company offers a range of insurance products, including whole life insurance, term life insurance, disability income insurance, long-term care insurance, and annuities.

How is Union Central’s customer service?

While no specific customer service ratings were mentioned, Union Central has a reputation for excellent customer service and reliable coverage, as mentioned in the article. A recent customer who filed a claim was impressed with how quickly and smoothly the process went.

Compare Insurance Providers Rates to Save Up to 75%

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...

Insurance and Finance Writer

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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