Union National Fire Insurance Company: Customer Ratings & Reviews [2025]

Union National Fire Insurance Company stands as a stalwart in the insurance landscape, boasting over a century of providing comprehensive coverage plans for homes and businesses.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
AllstateState FarmNationwideLiberty MutualFarmers Insurance
Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Written by
Tracey L. Wells
Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Reviewed by
Daniel Walker

Updated April 2024

Union National Fire Insurance Company is an established insurance provider that has been operating for over a century. The company offers a range of insurance products, including property, auto, and business insurance, and is committed to providing comprehensive coverage at affordable rates.

Customers can benefit from a variety of discounts, including multi-policy, safe driver, and good student discounts. The company has received positive reviews from its customers for its excellent customer service and prompt claims processing.

Despite some limitations, such as limited availability in certain states and a lack of an online quote tool, Union National Fire Insurance Company remains a reliable choice for customers seeking quality insurance coverage.

What You Should Know About Union National Fire Insurance Company

  • Company Name: Union National Fire Insurance
  • Company’s website: https://www.unionnationalfire.com/
  • Phone number: 1-800-732-5246
  • Email address: customerservice@unionnationalfire.com
  • Financial Ratings: A.M. Best Rating: A- (Excellent)
  • Claims Information: Union National Fire Insurance Company offers 24/7 claims reporting through their toll-free phone number: 1-800-732-5246

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

Union National Fire Insurance Company Insurance Coverage Options

Union National Fire Insurance Company offers various coverage options to meet the needs of their customers. Some of the coverage options include:

  • Auto Insurance: The company offers liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured motorist coverage.
  • Homeowners Insurance: The company offers protection for homes, condos, and renters, including coverage for personal property, liability, and additional living expenses.
  • Business Insurance: The company offers protection for businesses of all sizes, including general liability, property, workers’ compensation, and commercial auto insurance.
  • Umbrella Insurance: The company offers additional liability coverage that goes beyond the limits of standard insurance policies.
  • Specialty Insurance: The company offers coverage for specialty items such as boats, motorcycles, and classic cars.

Union National Fire Insurance Company provides flexible coverage options to suit the unique needs of its customers.

Read more: Standard Fire Insurance Company: Customer Ratings & Reviews

Union National Fire Insurance Company Insurance Rates Breakdown

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

Driver ProfileUnion NationalNational Average
Clean Record$96$119
1+ Ticket$138$147
1+ Accident$171$173
DUI$220$209
Poor Credit$165$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

Union National Fire Insurance Company Discounts Available

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

DiscountsUnion National Fire
Anti Theft13%
Good Student10%
Low Mileage17%
Paperless8%
Safe Driver21%
Senior Driver12%

Compare RatesStart Now →

Here are the discounts offered by Union National Fire Insurance Company:

  • Safe Driver Discount: If you have a clean driving record and have been accident-free for a certain number of years, you may qualify for this discount.
  • Multi-Policy Discount: If you bundle your auto insurance policy with other policies such as home insurance, you may be eligible for a multi-policy discount.
  • Anti-Theft Discount: If your car has anti-theft features such as an alarm system or a tracking device, you may qualify for this discount.
  • Good Student Discount: If you’re a full-time student with good grades, you may qualify for this discount.
  • Low Mileage Discount: If you don’t drive your car very often, you may be eligible for a low mileage discount.
  • Group Affinity Discount: If you’re a member of certain professional organizations or other groups, you may qualify for a group affinity discount.

Remember, safe driving, bundling policies, securing your vehicle, excelling academically, driving fewer miles, or being part of specific groups could all save you money on your insurance. Take advantage of these opportunities to maximize your savings. Drive safely and enjoy the benefits of being a responsible policyholder.

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

How Union National Fire Insurance Company Ranks Among Providers

In the fiercely competitive arena of insurance providers, Union National Fire Insurance Company faces formidable rivals, each vying for a position of prominence. As consumers navigate the complex landscape of coverage options, understanding the key competitors becomes paramount.

Let’s delve into the main players challenging Union National Fire Insurance Company in the quest to offer optimal insurance solutions.

  • State Farm: State Farm emerges as a titan in the insurance realm, boasting expansive coverage options and a plethora of discounts. Its size and reputation make it a noteworthy adversary, particularly in the auto insurance sector.
  • Allstate: Known for innovative programs like Drive Wise, Allstate positions itself as a dynamic competitor. The emphasis on safe driving habits and a diverse range of coverage options sets it apart in the competitive insurance landscape.
  • Geico: Geico’s reputation for low rates and user-friendly online quoting tools has made it a popular choice. Its emphasis on affordability and accessibility challenges Union National Fire Insurance Company in attracting a broad customer base.
  • Nationwide: Nationwide stands out with its comprehensive coverage options, including roadside assistance and accident forgiveness. As a well-established competitor, it contends with Union National Fire Insurance Company in providing a diverse range of insurance solutions.
  • Progressive: Progressive’s innovative tools, such as the Name Your Price Tool, offer customers a personalized approach to coverage. As a dynamic player, it competes with Union National Fire Insurance Company in the pursuit of customer-centric insurance solutions.

In this landscape of insurance giants, Union National Fire Insurance Company faces a diverse set of competitors, each with its unique strengths and offerings. As consumers navigate the plethora of choices, a comprehensive understanding of these adversaries becomes essential to make informed decisions about securing their homes, businesses, and vehicles.

Frequently Asked Questions

Can I purchase insurance from Union National Fire Insurance Company online?

Yes, you can purchase insurance from Union National Fire Insurance Company online through their website or by contacting their customer service department.

What types of safety features qualify for discounts on auto and homeowner’s insurance?

Safety features that can qualify for discounts on auto and homeowner’s insurance include anti-theft devices, alarm systems, and smoke detectors.

Does Union National Fire Insurance Company offer coverage for floods and earthquakes?

Union National Fire Insurance Company does not offer coverage for floods or earthquakes as a standard part of their homeowner’s insurance policies. However, they may offer these types of coverage as add-ons or through separate policies.

What is the process for renewing my insurance policy with Union National Fire Insurance Company?

To renew your policy with Union National Fire Insurance Company, you will need to contact their customer service department by phone or online before your current policy expires.

How does Union National Fire Insurance Company compare to its competitors?

Union National Fire Insurance Company competes with several other insurance providers in the market, such as State Farm, Allstate, Geico, Nationwide, and Progressive. While Union National Fire Insurance Company offers competitive rates and coverage options, customers should compare quotes and coverage from multiple providers to find the best option for their needs.

Get a FREE Quote in Minutes

Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
State FarmNationwideLiberty MutualAllstate

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate