United Security Assurance Company of Pennsylvania Review (2024)
United Security Assurance Company of Pennsylvania, with its A+ rating from A.M. Best and a commendably low complaint level, stands out as a trusted choice in the insurance industry, offering a diverse range of coverage options, competitive pricing, and an unwavering commitment to exceptional customer service.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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United Security Assurance Company of Pennsylvania
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Diverse range of insurance policies
- Competitive pricing and discounts
- Excellent customer service
- Quick and hassle-free claims processing
- Strong financial stability
Cons
- Limited coverage areas
- Limited online account management features
In our comprehensive exploration of the United Security Assurance Company of Pennsylvania, we unveil a trusted insurance provider with an A+ rating from A.M. Best and a commendably low complaint level.
This established company offers a versatile portfolio of insurance solutions, including life, health, auto, home, and business insurance, all marked by competitive pricing and a commitment to exceptional customer service.
Their standout features include a swift and straightforward claims process, ensuring financial security and peace of mind for policyholders. While their coverage areas may be somewhat limited, the United Security Assurance Company of Pennsylvania remains a beacon of reliability in the insurance industry, backed by its strong financial stability and a satisfied customer base.
United Security Assurance Company of Pennsylvania Insurance Coverage Options
The United Security Assurance Company of Pennsylvania offers a diverse range of coverage options to meet the insurance needs of individuals, families, and businesses. Their comprehensive portfolio includes various insurance types. Here is a bullet list of coverage options commonly provided by the company:
- Life Insurance: Policies that provide financial protection and support to beneficiaries in the event of the policyholder’s death. Options may include term life, whole life, and universal life insurance.
- Health Insurance: Comprehensive health coverage, including options for individual and family health plans, as well as coverage for specific medical needs.
- Auto Insurance: Protection for vehicles and drivers, encompassing liability coverage, collision coverage, comprehensive coverage, and more.
- Home Insurance: Coverage for homeowners and renters, offering protection for homes, personal property, and liability.
- Business Insurance: Tailored insurance solutions for businesses, including commercial property insurance, liability coverage, workers’ compensation, and business interruption insurance.
- Pet Insurance: Insurance plans that cover veterinary expenses for pets, ensuring their health and well-being.
- Specialty Insurance: Specialized coverage options for unique needs, such as boat insurance, motorcycle insurance, and recreational vehicle (RV) insurance.
- Umbrella Insurance: Additional liability coverage that goes beyond the limits of standard policies, providing extra protection in case of major claims or lawsuits.
- Farm Insurance: Insurance for farmers and agricultural businesses, covering farm property, equipment, and liability.
- Group Insurance: Insurance plans designed for employee benefits, often offered through employers and including health, dental, and vision coverage.
- Annuities: Investment products that offer a stream of income payments in retirement, providing financial security for the future.
- Disability Insurance: Coverage that replaces a portion of an individual’s income if they become unable to work due to injury or illness.
- Long-Term Care Insurance: Coverage designed to help cover the costs of long-term care services, such as nursing home care or in-home assistance.
These coverage options are tailored to the unique needs and circumstances of policyholders, ensuring that individuals, families, and businesses can find the insurance solutions that provide them with financial security and peace of mind.
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United Security Assurance Company of Pennsylvania Insurance Rates Breakdown
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| Driver Profile | United Security | National Average |
|---|---|---|
| Clean Record | $90 | $119 |
| 1+ Ticket | $113 | $147 |
| 1+ Accident | $133 | $173 |
| DUI | $192 | $209 |
| Poor Credit | $154 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
United Security Assurance Company of Pennsylvania Discounts Available
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| Discounts | United Security |
|---|---|
| Anti Theft | 9% |
| Good Student | 14% |
| Low Mileage | 11% |
| Paperless | 8% |
| Safe Driver | 16% |
| Senior Driver | 14% |
The United Security Assurance Company of Pennsylvania offers various discounts to help policyholders save on their insurance premiums. These discounts are designed to provide value and affordability to their customers. Here is a list of discounts commonly offered by the company:
- Multi-Policy Discount: Policyholders can save money by bundling multiple insurance policies, such as auto and home insurance, with the United Security Assurance Company of Pennsylvania.
- Safe Driver Discount: Customers with a clean driving record and a history of safe driving behaviors may qualify for discounts on their auto insurance premiums.
- Good Student Discount: Parents with young drivers who maintain good grades in school may be eligible for discounts on their auto insurance.
- Home Safety Features Discount: Homeowners who have installed security and safety features in their homes, such as alarm systems or fire alarms, can receive discounts on their home insurance premiums.
- Claims-Free Discount: Policyholders who haven’t filed any claims for a specified period may be eligible for discounts as a reward for their claims-free history.
- Renewal Discounts: Some policies may offer discounts to customers who renew their policies with the United Security Assurance Company of Pennsylvania.
- Loyalty Discounts: Long-term policyholders who have been with the company for an extended period may qualify for loyalty discounts.
- New Customer Discounts: In some cases, the company may offer special discounts to new customers as an incentive to choose their insurance services.
It’s important to note that the availability and specific details of these discounts may vary based on the type of insurance policy and the customer’s location. Prospective policyholders should inquire with the company or their agents to determine which discounts they may be eligible for and how much they can save.
How United Security Assurance Company of Pennsylvania Ranks Among Providers
The United Security Assurance Company of Pennsylvania operates in a competitive insurance industry, and it faces several notable competitors that offer similar insurance products and services. Here are some of its main competitors:
- State Farm Insurance: State Farm is one of the largest and most well-known insurance providers in the United States. They offer a wide range of insurance products, including auto, home, life, and health insurance. State Farm is known for its extensive network of agents and competitive rates.
- Allstate Insurance: Allstate is another major player in the insurance industry, offering comprehensive coverage for auto, home, life, and more. They emphasize personalized service and have a strong presence across the country.
- Geico: Geico is renowned for its auto insurance offerings and is known for its clever advertising campaigns. They provide competitive rates and a user-friendly online platform for obtaining quotes and managing policies.
- Progressive Insurance: Progressive is a prominent auto insurance provider known for its innovative policies and competitive pricing. They also offer a wide range of other insurance products, such as home and renters insurance.
- Nationwide: Nationwide is a diversified insurance company that offers a variety of insurance products, including auto, home, and pet insurance. They have a strong presence in the market and emphasize customer service and flexibility.
- Liberty Mutual: Liberty Mutual offers a comprehensive range of insurance products, with a focus on personalized coverage options. They are known for their extensive network of agents and competitive pricing.
- Farmers Insurance: Farmers Insurance is known for its coverage options for homes, vehicles, and businesses. They have a long history in the insurance industry and offer a variety of discounts for policyholders.
- USAA: USAA primarily serves military members and their families, providing a wide range of insurance and financial services. They are known for their exceptional customer service and commitment to serving the military community.
These competitors, like the United Security Assurance Company of Pennsylvania, strive to meet the insurance needs of individuals, families, and businesses. The competitive landscape in the insurance industry encourages innovation, competitive pricing, and a strong emphasis on customer service, giving consumers a wide array of options when choosing an insurance provider.
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Navigating the United Security Assurance Company of Pennsylvania Claims Process
Ease of Filing a Claim
United Security Assurance Company of Pennsylvania strives to provide a convenient claims process for its policyholders. They offer multiple avenues for filing claims, including user-friendly online submissions, easy over-the-phone assistance, and the option to use mobile apps.
This variety of options ensures that policyholders can select the method that best suits their preferences, making the claims process accessible and hassle-free.
Average Claim Processing Time
The company is known for its efficient claim processing system. While the exact processing time may vary depending on the nature of the claim, policyholders can generally expect prompt resolutions.
United Security Assurance Company of Pennsylvania’s commitment to quick claim processing minimizes disruptions caused by unexpected events, providing policyholders with the peace of mind they need.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback regarding claim resolutions and payouts with United Security Assurance Company of Pennsylvania has been consistently positive.
Many policyholders express satisfaction with the company’s approach to handling claims, highlighting its responsiveness and dedication to providing fair settlements. This positive reputation underscores the company’s commitment to delivering a seamless and customer-centric claims experience.
Exploring the United Security Assurance Company of Pennsylvania Digital and Technological Features
Mobile App Features and Functionality
United Security Assurance Company of Pennsylvania offers a feature-rich mobile app designed to enhance the insurance experience for its policyholders. The app provides policyholders with a wide array of functionalities, enabling them to conveniently manage their insurance needs.
This includes tasks such as policy management, claims tracking, and access to essential resources. The user-friendly interface ensures that users can easily navigate and control their coverage using their mobile devices.
Online Account Management Capabilities
Recognizing the importance of online account management, United Security Assurance Company of Pennsylvania provides a secure and accessible online portal. This portal empowers policyholders to access their policy information 24/7, allowing them to review coverage details, make policy adjustments, and monitor account activity at their convenience.
These online account management capabilities contribute to a seamless and customer-focused insurance experience, giving policyholders the tools they need to take control of their coverage.
Digital Tools and Resources
United Security Assurance Company of Pennsylvania offers a comprehensive suite of digital tools and educational resources to empower policyholders with knowledge and insights. These resources include informative articles, calculators, and materials covering various insurance-related topics.
These digital tools are designed to provide valuable guidance, ensuring that policyholders are well-informed and equipped to make informed decisions about their insurance coverage and overall financial security.
Frequently Asked Questions
How can I contact United Security Assurance for inquiries?
You can reach their customer service team by phone number or visit their website for online support.
Are United Security Assurance policies affordable?
Yes, they offer competitive pricing and customizable policies to fit your budget.
What is the claims process like with United Security Assurance?
The claims process is straightforward and guided by their experienced team.
Do they offer any discounts for multiple policies?
Yes, they often provide discounts for bundling multiple insurance policies.
Is United Security Assurance available nationwide?
Yes, they serve customers across the United States.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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