United States Surety Company Review (2024)

Introduction: United States Surety Company stands as a pinnacle in the realm of insurance, distinguished by its coveted A++ rating from A.M. Best. Renowned for its diverse coverage options, competitive premiums, and an unwavering commitment to customer satisfaction, United States Surety Company emerges as the preferred choice for those in search of reliable and customizable insurance solutions.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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United States Surety Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A++

Complaint Level:

Low

Pros

  • Extensive coverage options
  • Competitive premium rates
  • Excellent customer service
  • Long-standing history of reliability
  • Convenient policy bundling options

Cons

  • Limited availability in some areas
  • Limited online policy management options

In the comprehensive guide to United States Surety Company, a trusted insurance provider with a stellar A++ rating from A.M. Best, readers are introduced to a versatile array of coverage options spanning auto, home, and bond insurance. With a low complaint level and a commitment to customization, the company ensures peace of mind for its customers.

United States Surety Company’s rich history and dedicated customer service underscore its status as a top choice in the competitive insurance landscape. Whether safeguarding your vehicle, home, or business, this article assures readers that United States Surety Company is a reliable partner for comprehensive and tailored insurance solutions.

United States Surety Company Insurance Coverage Options

United States Surety Company offers a wide array of coverage options tailored to meet your unique needs. From protecting your vehicles to safeguarding your home and financial investments, our comprehensive insurance solutions have got you covered. Explore the diverse coverage options provided by United States Surety Company below:

Auto Insurance:

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)
  • Rental Car Reimbursement

Home Insurance:

  • Dwelling Coverage
  • Personal Property Coverage
  • Liability Coverage
  • Additional Living Expenses (ALE) Coverage
  • Scheduled Personal Property Coverage
  • Flood Insurance

Bond Insurance:

  • Contract Bonds
  • Commercial Bonds
  • Court Bonds
  • Fidelity Bonds

At United States Surety Company, they understand that life is full of uncertainties, but your insurance coverage shouldn’t be one of them. Our commitment to excellence, competitive rates, and a wide range of coverage options make us your trusted insurance partner. Get started today with United States Surety Company.

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United States Surety Company Insurance Rates Breakdown

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Driver ProfileUnited States SuretyNational Average
Clean Record$88$119
1+ Ticket$124$147
1+ Accident$167$173
DUI$200$209
Poor Credit$151$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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United States Surety Company Discounts Available

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DiscountsUnited States Surety
Anti Theft14%
Good Student22%
Low Mileage15%
Paperless10%
Safe Driver26%
Senior Driver15%

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United States Surety Company provides a range of discounts to help customers save on their insurance premiums. These discounts make it even more attractive to choose them as your insurance provider. Here’s an overview of the discounts offered:

  • Multi-Policy Discount: Save money by bundling multiple insurance policies with United States Surety Company. Whether you combine auto and home insurance or other policies, you’ll enjoy a significant discount for the added convenience.
  • Safe Driver Discount: If you have a clean driving record and a history of responsible driving, you may qualify for a safe driver discount. This rewards you for your commitment to safe driving.
  • Good Student Discount: Students with a strong academic record often receive a good student discount. Maintaining good grades can lead to lower premiums, making it an excellent incentive for young drivers.
  • Defensive Driving Course Discount: Completing a defensive driving course can enhance your driving skills and qualify you for a discount on your auto insurance premiums.
  • Home Security Discount: If your home is equipped with security features such as burglar alarms, smoke detectors, or surveillance systems, you can enjoy lower rates on your home insurance.
  • Multi-Vehicle Discount: Insuring multiple vehicles with United States Surety Company can lead to a multi-vehicle discount. This is especially beneficial for families with multiple cars.
  • Renewal Discount: Loyalty pays off. By renewing your policy with United States Surety Company, you can qualify for a renewal discount, rewarding your commitment to the company.
  • Paid-in-Full Discount: Paying your insurance premium in full, rather than in installments, often comes with a discount, helping you save over the long term.
  • Good Credit Discount: A strong credit history can lead to lower insurance rates, as it suggests financial responsibility.
  • Paperless Billing Discount: Opting for paperless billing and receiving your policy documents electronically can result in a small discount while benefiting the environment.
  • Homeowner Discount: If you own a home, you may qualify for a homeowner discount on your auto insurance policy.

It’s important to note that the availability and specifics of these discounts may vary by location and the type of policy you hold. To maximize your savings, it’s advisable to speak with a United States Surety Company representative who can help you identify which discounts apply to your specific situation.

How United States Surety Company Ranks Among Providers

United States Surety Company operates in a highly competitive insurance industry, where customers have a plethora of choices when it comes to selecting their insurance provider. To make an informed decision, it’s essential to understand the company’s main competitors and what sets United States Surety Company apart in this competitive landscape.

  • State Farm: State Farm is one of the largest and most well-known insurance providers in the United States. They offer a wide range of insurance products, including auto, home, and life insurance, making them a formidable competitor in all these segments.
  • Allstate: Allstate is another major player in the insurance industry, offering comprehensive coverage options for both individuals and businesses. They are known for their extensive agent network and innovative insurance products.
  • Geico: Geico is renowned for its advertising campaigns and competitive pricing. They primarily focus on auto insurance but also provide other types of coverage. Geico’s direct-to-consumer model and online presence make them a strong competitor.
  • Progressive: Progressive is a leader in the auto insurance sector. They are known for their user-friendly online platform and their “Name Your Price” tool, which allows customers to customize their coverage to fit their budget.
  • Liberty Mutual: Liberty Mutual offers a wide range of insurance products, including auto, home, and commercial coverage. They are recognized for their commitment to customer service and a strong online presence.
  • Farmers Insurance: Farmers Insurance is a well-established insurance company with a strong focus on home and auto insurance. They are known for their local agents and personalized service.
  • Nationwide: Nationwide provides various insurance options, including auto, home, and pet insurance. They emphasize a mutual company structure and a long history in the industry.
  • Travelers: Travelers is a major player in the commercial insurance market, offering coverage for businesses of all sizes. They are recognized for their risk management and loss prevention services.
  • USAA: primarily serves military personnel and their families, offering a range of insurance and financial products. Their dedication to serving the military community gives them a unique market niche.
  • Chubb: Chubb specializes in high-net-worth individuals and businesses, providing customized insurance solutions and a high level of service.

United States Surety Company must continue to emphasize its strengths, such as personalized service, competitive pricing, and a comprehensive range of coverage options. Additionally, staying innovative and responsive to customer needs is crucial in maintaining a strong position in the insurance market.

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United States Surety Company Claims Process

Ease of Filing a Claim

United States Surety Company offers a user-friendly and efficient claims filing process. Policyholders can conveniently file claims through various channels, including online submissions, over the phone, or through dedicated mobile apps. This multi-channel approach ensures accessibility and ease for policyholders when initiating the claims process.

Average Claim Processing Time

The company prides itself on prompt and efficient claims processing. On average, claims are processed within a reasonable timeframe, providing policyholders with timely resolution and access to their entitled benefits. The efficient processing time contributes to a positive experience for customers during the claims process.

Customer Feedback on Claim Resolutions and Payouts

United States Surety Company values customer satisfaction and strives for fair and transparent claim resolutions. Customer feedback regarding claim resolutions and payouts indicates a high level of satisfaction, emphasizing the company’s commitment to meeting policyholders’ expectations.

The positive feedback underscores the reliability and integrity of the claims process offered by the United States Surety Company.

United States Surety Company Digital and Technological Features

Mobile App Features and Functionality

United States Surety Company’s mobile app offers a range of features and functionalities designed to enhance user experience. From on-the-go claims filing to policy information access, the app provides a seamless interface, making it easier for customers to manage their insurance needs efficiently and effectively.

Online Account Management Capabilities

The company offers robust online account management capabilities, enabling policyholders to access and manage their accounts conveniently. Policyholders can view policy details, track claims, make payments, and update information through a secure online platform, enhancing accessibility and control over their insurance accounts.

Digital Tools and Resources

United States Surety Company provides policyholders with a suite of digital tools and resources to support their insurance-related needs. These tools may include educational resources, calculators, policy comparison features, and other valuable assets that empower customers to make informed decisions regarding their insurance coverage.

The company’s dedication to leveraging technology ensures that policyholders have the necessary resources at their fingertips for a well-rounded insurance experience.

Frequently Asked Questions

How does United States Surety Company differentiate itself in the insurance market?

United States Surety Company sets itself apart with an A++ rating from A.M. Best, diverse coverage options, competitive premiums, and a strong track record for customer satisfaction.

What types of insurance coverage does United States Surety Company offer?

United States Surety Company provides coverage across various domains, including auto, home, and bond insurance, ensuring a comprehensive range of protection for individuals and businesses.

Is United States Surety Company available nationwide?

Yes, United States Surety Company extends its coverage across the entire United States, offering reliable insurance solutions regardless of your location.

How can I file a claim with United States Surety Company?

Filing a claim with United States Surety Company is a straightforward process. Simply contact their claims department through various channels, including online submissions, phone calls, or dedicated mobile apps.

What discounts are available with United States Surety Company?

United States Surety Company provides a range of discounts, including bundling discounts and other cost-saving opportunities. It’s advisable to speak with their representatives to identify applicable discounts based on your specific circumstances.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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