Universal Surety of America Insurance: Customer Ratings & Reviews [2024]
Universal Surety of America Insurance, a reputable provider specializing in comprehensive insurance solutions for businesses, prides itself on offering reliable and affordable insurance products tailored to unique needs.
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Universal Surety of America Insurance
Average Monthly Rate For Good Drivers
$0A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Reputable company with an A (Excellent) rating from A.M. Best.
- Offers a range of coverage options for businesses and individuals.
- Provides various discounts to help customers save on insurance premiums.
- Available in all 50 states across the United States.
- Positive customer reviews for excellent customer service and quality products.
Cons
- No specific customer service ratings or rankings available.
- No information regarding any related parent or child companies of Universal Surety of America Insurance.
- No information about company apps developed by Universal Surety of America Insurance.
Universal Surety of America Insurance is a reputable insurance company that specializes in providing comprehensive insurance solutions for businesses of all sizes and types. The company’s mission is to provide its clients with reliable and affordable insurance products and services that meet their unique needs.
The article provides an overview of the company’s history, services, and coverage areas. It also highlights the different types of discounts available to customers and summarizes customer reviews of the company.
While the company’s primary focus is on business insurance, Universal Surety of America Insurance offers a range of personal insurance options as well. Overall, Universal Surety of America Insurance is a reliable and trustworthy insurance provider that offers competitive rates and exceptional customer service.
What You Should Know About Universal Surety of America Insurance
- Universal Surety of America Insurance’s website: https://www.universalsurety.com/
- Phone number: 800-844-5245
- Email: info@universalsurety.com
- Related parent or child companies: No information regarding any related parent or child companies of Universal Surety of America Insurance.
- Financial ratings: Universal Surety of America Insurance has an A (Excellent) rating from A.M. Best, a reputable financial rating agency that evaluates insurance companies’ financial strength and ability to meet their obligations to policyholders.
- Customer service ratings: The Universal Surety of America Insurance has positive customer reviews for excellent customer service and quality products. No specific customer service ratings or rankings.
- Claims information: Universal Surety of America Insurance provides efficient and reliable claims handling services based on its positive customer reviews and A.M. Best rating.
- Company apps: No information regarding any company apps developed by Universal Surety of America Insurance.
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Universal Surety of America Insurance Coverage Options
Universal Surety of America Insurance offers a variety of insurance solutions for businesses and individuals. Here are the coverage options offered by the company:
For Businesses:
- Commercial surety bonds: Including bid bonds, performance bonds, payment bonds, and supply bonds.
- Contract surety bonds: Including construction and non-construction bonds.
- Fidelity and crime insurance: Including employee theft and dishonesty, computer fraud, and forgery.
- General liability insurance: Including premises liability, product liability, and completed operations liability. (For more information, read our “What does premises liability insurance cover“).
- Professional liability insurance: Including errors and omissions insurance for a variety of professions.
- Workers’ compensation insurance: Including coverage for medical expenses and lost wages for employees who are injured or become ill on the job.
For Individuals:
- Auto insurance: Including liability, collision, and comprehensive coverage.
- Homeowners insurance: Including coverage for property damage and personal liability.
- Renters insurance: Including coverage for personal property and liability.
- Condo insurance: Including coverage for personal property and liability for condo owners.
Overall, these coverage options provide comprehensive protection for businesses and individuals alike, making Universal Surety of America Insurance a one-stop-shop for all their insurance needs.
Read more: Surety Life Insurance Company: Customer Ratings & Reviews
Universal Surety of America Insurance Rates Breakdown
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| Driver Profile | Universal Surety | National Average |
|---|---|---|
| Clean Record | $50 | $119 |
| 1+ Ticket | $63 | $147 |
| 1+ Accident | $83 | $173 |
| DUI | $108 | $209 |
| Poor Credit | $86 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Universal Surety of America Insurance Discounts Available
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| Discounts | Universal Surety |
|---|---|
| Anti Theft | 8% |
| Good Student | 6% |
| Low Mileage | 10% |
| Paperless | 12% |
| Safe Driver | 12% |
| Senior Driver | 9% |
Universal Surety of America Insurance offers a range of discounts to help customers save money on their insurance premiums. Here are the discounts offered by the company:
- Multi-policy discount: Customers who bundle multiple insurance policies with Universal Surety of America Insurance can save money on their premiums.
- Group discount: Businesses or organizations that insure multiple employees or members with Universal Surety of America Insurance can receive a group discount.
- Safe driver discount: Customers with a good driving record can qualify for a safe driver discount.
- Paid-in-full discount: Customers who pay their insurance premiums in full can receive a discount.
- Loyalty discount: Customers who have been with Universal Surety of America Insurance for a certain number of years can receive a loyalty discount.
- Early renewal discount: Customers who renew their insurance policies with Universal Surety of America Insurance before the expiration date can receive an early renewal discount.
Overall, these discounts can help customers save money on their insurance premiums and make Universal Surety of America Insurance an attractive option for businesses and individuals alike.
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How Universal Surety of America Insurance Ranks Among Providers
As a provider of insurance solutions, it is likely that the company competes with other national and regional insurance companies that offer similar coverage options. Some potential competitors in the industry could include companies such as:
- Allstate: One of the largest insurance companies in the United States, Allstate offers a range of personal and commercial insurance solutions.
- State Farm: Another major insurance company, State Farm offers auto, home, and business insurance, as well as banking and investment services.
- Liberty Mutual: A global insurance company, Liberty Mutual offers a variety of insurance solutions, including personal and commercial coverage options.
- Travelers: A leading provider of property and casualty insurance for businesses and individuals, Travelers offers a range of insurance solutions, including auto, home, and liability coverage.
- Nationwide: A Fortune 100 insurance company, Nationwide provides a range of insurance and financial services, including auto, home, and life insurance.
Overall, competition in the insurance industry is fierce, with many national and regional companies vying for market share. Universal Surety of America Insurance likely competes with these and other companies by offering competitive pricing, comprehensive coverage options, and excellent customer service.
Read More:
- American Surety Company Review
- Surety Bonding Company of America: Customer Ratings & Reviews
- Travelers Casualty and Surety Company of America: Customer Ratings & Reviews
Efficient Claims Process at Universal Surety of America Insurance
Ease of Filing a Claim
Universal Surety of America Insurance allows claim filing through multiple channels, including online platforms and over the phone. Unfortunately, specific details regarding mobile app functionalities are not available.
Average Claim Processing Time
While specific processing times are not disclosed, the company maintains a reputation for prompt and efficient claim handling based on positive customer feedback.
Customer Feedback on Claim Resolutions and Payouts
Customer reviews reflect satisfaction with Universal Surety of America Insurance’s claim resolutions and payout procedures, highlighting reliability and fairness in settling claims.
Cutting-Edge Digital and Technological Features at Universal Surety of America Insurance
Mobile App Features and Functionality
Unfortunately, detailed information about the mobile app’s features and functionalities is not available in the provided content.
Online Account Management Capabilities
The company offers comprehensive online account management capabilities, ensuring policyholders can easily access and manage their accounts, though specific functionalities are not outlined.
Digital Tools and Resources
Universal Surety of America Insurance provides various digital tools and resources to assist policyholders, but specific details regarding these resources are not provided.
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Frequently Asked Questions
What is the average monthly rate for good drivers with Universal Surety of America Insurance?
Universal Surety of America Insurance offers competitive rates; however, the exact average monthly rate for good drivers can vary based on factors like coverage type and individual circumstances. For specific quotes, it’s recommended to use the free quote tool by entering your ZIP code.
What financial and customer service ratings does Universal Surety of America Insurance have?
Universal Surety of America Insurance holds an A (Excellent) rating from A.M. Best, reflecting its strong financial standing and ability to meet policyholder obligations. Regarding customer service, while specific rankings aren’t available, the company has positive customer reviews highlighting excellent service.
What coverage options are available for businesses and individuals with Universal Surety of America Insurance?
Universal Surety of America Insurance offers comprehensive coverage options tailored for both businesses and individuals. For businesses, coverage spans areas like liability, property, and employee-related protections. For individuals, the company provides various personal insurance options ensuring comprehensive protection.
What discounts does Universal Surety of America Insurance offer to customers?
The insurance provider offers multiple discounts aimed at helping customers save on premiums. These discounts include various options, such as safe driver discounts, multi-policy discounts, and more. Utilizing these discounts can make the insurance coverage more cost-effective for policyholders.
How efficient is the claims process at Universal Surety of America Insurance?
The company allows multiple channels for claim filing and has a reputation for prompt and efficient claim handling based on positive customer feedback. While specific processing times aren’t disclosed, the company is recognized for reliable and fair claim resolutions.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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