Victoria Select Insurance Company Review (2024)
Victoria Select Insurance Company, a stalwart in the insurance sector, distinguishes itself through a commitment to exceptional customer service and competitive rates, providing a range of customizable policies spanning auto, home, life, health, and business insurance.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Victoria Select Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+ (Excellent)Complaint Level:
LowPros
- Comprehensive coverage options for various insurance needs.
- Competitive pricing without compromising on quality.
- Exceptional customer service with knowledgeable representatives.
- Hassle-free claims processing for added convenience.
- Customizable insurance policies tailored to individual preferences.
Cons
- Some customers have expressed concerns about specific policy terms and pricing. It’s important to carefully review options.
Victoria Select Insurance Company is a trusted and reliable provider offering a diverse range of insurance policies, including auto, home, life, health, and business insurance. With competitive rates, superior customer service, and quick claims processing, they stand out as a top choice for insurance needs.
This article explores their comprehensive coverage options, benefits, and the ease of applying for policies. With glowing reviews and a commitment to excellence, Victoria Select is dedicated to safeguarding your assets and ensuring peace of mind for you and your loved ones. Choose Victoria Select as your insurance partner and protect what matters most.
Victoria Select Insurance Company Insurance Coverage Options
Victoria Select Insurance Company provides a wide range of coverage options to meet the diverse needs of its customers. These coverage options encompass various aspects of insurance, including auto, home, life, health, and business insurance. Here are the coverage options typically offered by the company:
Auto Insurance Coverage
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured/Underinsured Motorist Coverage
- Personal Injury Protection (PIP) or Medical Payments Coverage
- Roadside Assistance and Towing Coverage
- Rental Reimbursement Coverage
- Gap Insurance
Home Insurance Coverage
- Dwelling Coverage (Home Structure)
- Personal Property Coverage
- Other Structures Coverage (e.g., detached garage, shed)
- Liability Coverage
- Additional Living Expenses (ALE) Coverage
- Loss of Use Coverage
- Identity Theft Coverage
- Flood Insurance (if applicable, often as a separate policy)
Life Insurance Coverage
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Variable Life Insurance
- Survivorship Life Insurance
- Final Expense Insurance
- Mortgage Protection Insurance
- Guaranteed Issue Life Insurance
Health Insurance Coverage
- Health Maintenance Organization (HMO) Plans
- Preferred Provider Organization (PPO) Plans
- Exclusive Provider Organization (EPO) Plans
- Point of Service (POS) Plans
- High Deductible Health Plans (HDHP)
- Health Savings Account (HSA) Plans
- Dental and Vision Insurance
- Prescription Drug Coverage
Business Insurance Coverage
- Business Property Insurance
- General Liability Insurance
- Business Interruption Insurance
- Commercial Auto Insurance
- Workers’ Compensation Insurance
- Professional Liability Insurance (Errors and Omissions)
- Commercial Umbrella Insurance
- Cyber Liability Insurance
- Business Owner’s Policy (BOP)
These coverage options cater to a wide spectrum of insurance needs, whether you’re looking to protect your vehicle, home, family’s financial future, health, or business assets. Victoria Select Insurance Company emphasizes customization, allowing customers to tailor their policies to match their specific requirements.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Victoria Select Insurance Company Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Driver Profile | Victoria Select | National Average |
|---|---|---|
| Clean Record | $85 | $119 |
| 1+ Ticket | $135 | $147 |
| 1+ Accident | $160 | $173 |
| DUI | $200 | $209 |
| Poor Credit | $146 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Victoria Select Insurance Company Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Discount | Victoria Select |
|---|---|
| Anti Theft | 6% |
| Good Student | 11% |
| Low Mileage | 7% |
| Paperless | 12% |
| Safe Driver | 15% |
| Senior Driver | 4% |
Victoria Select Insurance Company offers a range of discounts to make their insurance policies more affordable for customers. These discounts are designed to reward safe behaviors, encourage bundling of policies, and provide financial incentives. Here are some of the discounts typically offered by the company:
- Multi-Policy Discount: Customers can save by bundling multiple insurance policies, such as auto and home insurance, with Victoria Select.
- Safe Driver Discount: Policyholders with a clean driving record and a history of safe driving may qualify for reduced rates.
- Good Student Discount: Students who maintain good grades in school can often receive a discount on their auto insurance premiums.
- Multi-Vehicle Discount: Insuring multiple vehicles under the same policy can result in lower premiums for each vehicle.
- Anti-Theft Device Discount: Installing anti-theft devices in your vehicle can lead to reduced rates on auto insurance.
- Home Safety Features Discount: Homeowners who have implemented safety features in their homes, such as security systems or fire alarms, may receive discounts on home insurance.
- Life Insurance and Health Insurance Bundling: Customers who bundle life insurance or health insurance policies with their existing coverage may be eligible for additional discounts.
- Long-Term Policyholder Discount: Loyalty is rewarded, and long-term policyholders often receive discounts for sticking with Victoria Select over time.
- Paid-in-Full Discount: Paying your premium in full for the year instead of in installments can result in cost savings.
- Good Credit Discount: Customers with a strong credit history may qualify for lower insurance rates.
- Defensive Driving Course Discount: Completing a defensive driving course can lead to reduced auto insurance premiums.
- Claims-Free Discount: Policyholders who haven’t filed any claims for a certain period may be eligible for discounts.
- Low Mileage Discount: If you drive fewer miles than the average driver, you could save on your auto insurance.
Please note that the availability of these discounts may vary by location and policy type. To determine which discounts you are eligible for, it’s essential to speak directly with a Victoria Select Insurance Company representative and discuss your specific circumstances and insurance needs.
How Victoria Select Insurance Company Ranks Among Providers
Victoria Select Insurance Company operates in a highly competitive insurance industry where several well-established companies vie for customers’ attention and business. Let’s discuss some of the main competitors in the market:
- State Farm Insurance: State Farm is one of the largest and most recognized insurance providers in the United States. They offer a wide range of insurance products, including auto, home, life, and health insurance. State Farm is known for its extensive network of local agents and competitive rates.
- Allstate Insurance: Allstate is another major player in the insurance industry. They provide a variety of insurance options, including auto, home, life, and renters insurance. Allstate is well-known for its robust online tools and resources, as well as its nationwide presence.
- Geico: Geico, known for its witty advertising campaigns, specializes in auto insurance but also offers other insurance products. Geico is often praised for its competitive pricing and user-friendly online platform.
- Progressive Insurance: Progressive is a prominent auto insurance provider that has gained recognition for its innovative approach, including usage-based insurance and online quote comparisons. They also offer other insurance products like home and renters insurance.
- Liberty Mutual Insurance: Liberty Mutual is a global insurance company with a strong presence in the United States. They offer a wide range of insurance options, including auto, home, and life insurance. Liberty Mutual is known for its customized coverage options.
- Nationwide Insurance: Nationwide provides various insurance solutions, with a focus on auto, home, and pet insurance. They are often chosen for their competitive rates and a broad network of agents.
- Travelers Insurance: Travelers is a leading insurance company offering a comprehensive suite of insurance products, including home, auto, business, and specialty insurance. They are known for their commitment to risk management and customer service.
- Farmers Insurance: Farmers Insurance is a well-established insurance provider offering auto, home, life, and business insurance. They have a network of local agents and are known for their personalized approach to coverage.
- Usaa: While serving primarily military members and their families, USAA offers a wide range of insurance products, including auto, home, and life insurance. They are recognized for their exceptional customer service and commitment to their target audience.
- Erie Insurance: Erie Insurance is a regional insurance company that provides auto, home, and business insurance. They are often praised for their customer-focused approach and competitive rates in their service areas.
Read more: Erie Homeowners Insurance Review
These competitors, along with others in the insurance industry, create a diverse landscape of choices for consumers. The competition encourages companies like Victoria Select Insurance Company to continually improve their offerings, customer service, and pricing to stand out in the market.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Victoria Select Insurance Company Claims Process
Ease of Filing a Claim
Victoria Select Insurance Company offers multiple convenient channels for filing insurance claims, ensuring a hassle-free experience for policyholders. Whether you prefer to file a claim online, over the phone, or through their mobile app, they have you covered.
Their commitment to modern technology and user-friendly interfaces simplifies the process, allowing you to report incidents and initiate claims with ease.
Average Claim Processing Time
One of the key factors that set Victoria Select apart is their swift claim processing. On average, the company boasts an impressive turnaround time, ensuring that you receive the support you need promptly. Quick claim processing can make a world of difference during stressful times, such as accidents or property damage.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is a crucial aspect of evaluating any insurance provider. Victoria Select Insurance Company has garnered positive reviews for their fair and efficient claim resolutions.
Their commitment to ensuring that policyholders receive appropriate payouts and support during challenging situations has earned them a solid reputation in the industry. Hearing from satisfied customers can provide valuable insights into the company’s performance in delivering on their promises.
Victoria Select Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Victoria Select Insurance Company’s mobile app is a powerful tool for policyholders. Packed with features and functionality, the app allows you to manage your insurance policies on the go.
You can access your policy details, make payments, file claims, and even view important documents, all from the convenience of your mobile device. The user-friendly interface ensures that you can navigate the app with ease.
Online Account Management Capabilities
In addition to their mobile app, Victoria Select offers robust online account management capabilities through their website. Policyholders can log in to their accounts to review policy information, make updates, and track claims. The online portal provides a comprehensive platform for managing your insurance needs, offering convenience and accessibility at your fingertips.
Digital Tools and Resources
Victoria Select Insurance Company is committed to providing policyholders with valuable digital tools and resources. Whether you’re seeking insurance education, tips on risk management, or assistance in understanding your coverage, their website is a treasure trove of information. These digital resources empower you to make informed decisions about your insurance and financial future.
With a strong emphasis on technology and user-friendly interfaces, Victoria Select Insurance Company ensures that their policyholders have the tools and support they need to manage their insurance seamlessly in today’s digital age.
Frequently Asked Questions
How can I get a quote from Victoria Select Insurance?
Visit their website or call their customer service to get a personalized quote.
What factors affect my auto insurance premium?
Factors include your driving history, the type of vehicle, and coverage options.
Can I bundle multiple insurance policies with Victoria Select?
Yes, bundling can often lead to discounts on your insurance premiums.
What is the waiting period for life insurance coverage?
The waiting period varies depending on the policy type; consult with an agent for specifics.
How do I file a claim with Victoria Select?
Contact their claims department, and they will guide you through the process.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
![](/wp-content/uploads/dw/-"YdEr4".png)
