Washington National Insurance Company Review (2024)
Explore why Washington National Insurance Company stands out with its A+ rating and diverse insurance options, providing comprehensive coverage and competitive rates.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Washington National Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Diverse range of insurance policies.
- Strong financial rating.
- Customer-centric approach.
- Competitive rates.
- Reliable claims processing.
Cons
- Limited geographical coverage
- May not offer some specialized insurance types
- Policies and rates may vary based on location and individual circumstances
Washington National Insurance Company, with an A+ rating from A.M. Best and a low complaint level, emerges as a steadfast choice for individuals seeking comprehensive insurance coverage.
Offering a diverse array of insurance policies, including life, health, disability, accident, and critical illness insurance, Washington National commits to protecting customers’ financial futures. Their customer-centric approach, competitive rates, and reliable claims processing reinforce their reputation as a trusted insurance provider.
With an array of customizable options and a commitment to customer satisfaction, Washington National Insurance stands ready to safeguard individuals and families, providing peace of mind during life’s uncertainties.
What You Should Know About Washington National Insurance Company
Rates: Washington National Insurance Company offers competitive rates tailored to individual needs, considering factors such as coverage type, policy limits, and risk factors, ensuring affordable options without compromising quality.
Discounts: Policyholders may qualify for various discounts, including those for bundling policies, maintaining a favorable claims history, and implementing safety features; personalized details can be obtained by contacting Washington National Insurance directly.
Complaints/Customer Satisfaction: With an A+ rating from A.M. Best and low complaint levels, Washington National Insurance is dedicated to addressing customer concerns promptly, fostering a high level of satisfaction evident in positive feedback on the resolution process and claims speed.
Claims Handling: Washington National Insurance streamlines the claims process, offering flexibility through online, phone, and mobile channels, committed to swift and fair resolutions, with positive customer feedback highlighting efficient and timely payouts.
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Washington National Insurance Company Insurance Coverage Options
Washington National Insurance Company Insurance Rates Breakdown
| Driver Profile | Washington National | National Average |
|---|---|---|
| Clean Record | $75 | $119 |
| 1+ Ticket | $125 | $147 |
| 1+ Accident | $150 | $173 |
| DUI | $190 | $209 |
| Poor Credit | $129 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Washington National Insurance Company Discounts Available
| Discount | Washington National |
|---|---|
| Anti Theft | 7% |
| Good Student | 12% |
| Low Mileage | 6% |
| Paperless | 4% |
| Safe Driver | 18% |
| Senior Driver | 9% |
Washington National Insurance Company provides various discounts to help policyholders save on their insurance premiums. While specific discounts may vary based on the type of insurance and location, here are some common discounts that the company may offer:
- Multi-Policy Discount: Save when bundling multiple insurance policies, such as auto and home coverage.
- Safe Driver Discount: Rewards policyholders with clean driving records and no recent accidents or violations.
- Good Student Discount: Discounts for students with strong academic performance.
- Multi-Vehicle Discount: Lower rates for households with multiple insured vehicles.
- Loyalty Discount: Earn discounts for remaining with Washington National Insurance over time.
- Home Security Discount: Discount for homeowners with security features like alarms.
- Pay-in-Full Discount: Save by paying insurance premiums annually or in full.
- Claim-Free Discount: Discounts for policyholders with no recent claims.
- Group or Association Discounts: Special rates for members of certain organizations or associations.
These discounts can help policyholders reduce their insurance costs while still maintaining quality coverage. To determine the specific discounts available for your policy, it’s recommended to contact Washington National Insurance directly or consult with their agents.
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How Washington National Insurance Company Ranks Among Providers
Washington National Insurance Company operates in a highly competitive insurance industry, and its main competitors can vary depending on the specific insurance products and geographic markets they target. However, some of the prominent competitors in the insurance industry that Washington National may encounter include:
- State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, life, and health insurance. They have a substantial market presence and a strong brand reputation.
- Allstate: Allstate is another major player in the insurance industry, known for its auto and home insurance offerings. They also provide a variety of other insurance products and services, competing directly with Washington National in some areas.
- Metlife: Metlife is a well-established provider of life insurance, annuities, and employee benefits. They have a significant presence in the life insurance sector and often compete with Washington National in this space.
- Prudential: Prudential is a global financial services company that offers life insurance, retirement products, and investment solutions. They are a key competitor, especially in the life insurance and retirement planning segments.
- Aflac: Aflac specializes in supplemental insurance products, such as accident, critical illness, and disability insurance. While their focus is more niche, they compete with Washington National in providing additional layers of financial protection.
- Cigna: Cigna is a major player in the health insurance industry, offering a range of health and wellness solutions. They can be a competitor to Washington National in the health insurance market.
- Mutual of Omaha: Mutual of Omaha is known for its life insurance, long-term care insurance, and other financial products. They are a strong contender in the life insurance sector.
- New York Life: New York Life is one of the largest mutual life insurance companies in the United States, specializing in life insurance and retirement planning. They often compete with Washington National in the life insurance market.
It’s important to note that the competitive landscape can vary by region and the specific types of insurance products offered. Washington National Insurance Company’s ability to distinguish itself from these competitors through its product offerings, customer service, and marketing strategies will play a critical role in its success in the insurance market.
Washington National Insurance Company Claims Process
Ease of Filing a Claim
Washington National Insurance Company offers a streamlined and user-friendly claims filing process, catering to modern preferences for convenience and efficiency. Policyholders have the flexibility to file claims through multiple channels, including online platforms, over the phone, and dedicated mobile applications.
This accessibility ensures that individuals can choose the method that best suits their preferences and circumstances.
Average Claim Processing Time
The company is committed to expediting the claims process, aiming for a swift and efficient resolution. On average, Washington National Insurance Company maintains a reasonable claim processing time, allowing policyholders to receive their claim payouts in a timely manner. This commitment to efficiency contributes to a positive overall experience for customers seeking assistance during challenging times.
Customer Feedback on Claim Resolutions and Payouts
Washington National Insurance Company places great importance on customer satisfaction regarding claim resolutions and payouts. Feedback from policyholders indicates a high level of satisfaction with the resolution process and the speed at which claims are processed.
The company’s dedication to addressing claims efficiently and fairly ensures that customers feel supported and reassured during the claims process.
Washington National Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Washington National Insurance Company provides a comprehensive and intuitive mobile app that allows policyholders to manage their insurance policies seamlessly. The app offers features such as policy information access, claims filing, premium payments, and real-time updates on policy status.
The user-friendly interface and advanced functionalities enhance the overall customer experience, empowering individuals to manage their insurance needs on-the-go.
Online Account Management Capabilities
With a robust online platform, policyholders can conveniently manage their insurance accounts. Washington National Insurance Company’s online account management system offers easy access to policy details, premium payment options, claims history, and policy documents.
This digital feature facilitates efficient account management and empowers customers to stay informed and in control of their insurance coverage.
Digital Tools and Resources
Washington National Insurance Company leverages digital tools and resources to provide policyholders with valuable information and support. Online resources, such as educational materials, FAQs, and informative videos, offer insights into insurance products and processes.
These digital assets empower customers to make informed decisions regarding their insurance coverage and navigate the complexities of the insurance landscape with confidence.
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Frequently Asked Questions
What types of insurance does Washington National Insurance Company offer?
Washington National Insurance Company provides a range of insurance options, including life, health, disability, accident, critical illness, supplemental, hospital indemnity, annuities, cancer, final expense, accidental death, home health care, Medicare supplement, short-term care, and home and auto insurance.
How does Washington National Insurance Company compare to other insurance providers?
In a highly competitive industry, Washington National Insurance Company distinguishes itself with an A+ rating from A.M. Best, low complaint levels, and a commitment to customer satisfaction. Its diverse coverage options, competitive rates, and reliable claims processing contribute to its reputation as a trusted insurance provider.
What discounts are available through Washington National Insurance Company?
Policyholders may be eligible for various discounts to reduce insurance costs. To determine specific discounts for a policy, it’s recommended to contact Washington National Insurance directly or consult with their agents for personalized information.
How efficient is Washington National Insurance Company’s claims process?
Washington National Insurance Company offers a streamlined and user-friendly claims filing process, allowing policyholders to file claims through multiple channels, including online platforms, over the phone, and dedicated mobile applications. The company is committed to a swift and efficient claims resolution, ensuring timely payouts.
What digital features does Washington National Insurance Company offer to policyholders?
Washington National Insurance Company provides a comprehensive mobile app with features such as policy information access, claims filing, premium payments, and real-time updates on policy status.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
