Western Agricultural Insurance Company: Customer Ratings & Reviews [2024]
Western Agricultural Insurance Company, with over a century of experience, actively protects farmers and ranchers from unexpected losses by offering customizable policies for crops, livestock, and equipment, earning praise for its low complaint level and an A (Excellent) rating from A.M. Best.
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Western Agricultural Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Over 100 years of experience in the agricultural insurance industry
- Provides a range of policies to protect crops, livestock, and equipment from unexpected losses
- Offers customizable policies to fit specific needs
- Positive customer reviews for helpful customer service and quick claims processing
- Discounts available to help make policies more affordable
Cons
- Only available in 16 states, primarily in the western United States
Western Agricultural Insurance Company has been providing agricultural insurance products for over 100 years. The company’s mission is to protect farmers and ranchers from unexpected losses by offering a range of policies for crops, livestock, and equipment. Their customizable policies are tailored to fit the specific needs of each customer.
The company has a low complaint level and is rated A (Excellent) by A.M. Best. While their services are only available in 16 states in the western United States, customers praise the helpful customer service and quick claims processing, as well as the discounts available to make policies more affordable.
Overall, Western Agricultural Insurance Company is a trusted and reliable option for farmers and ranchers in need of insurance coverage.
What You Should Know About Western Agricultural Insurance
Company Contact Information
- Website: https://www.waic.com/
- Phone: 1-800-333-9128
- Email: info@waic.com
Related Parent or Child Companies
- Western Agricultural Insurance Company is a subsidiary of QBE Insurance Group, an international insurance company based in Australia.
Financial Ratings
- Western Agricultural Insurance Company has an A (Excellent) rating from A.M. Best, a credit rating agency focused on the insurance industry.
Customer Service Ratings
- While there are no specific customer service ratings available for Western Agricultural Insurance Company, customer reviews are generally positive, with many praising the helpfulness and responsiveness of customer service representatives.
Claims Information
- Western Agricultural Insurance Company has a reputation for quick and efficient claims processing, with many customers reporting fast and fair settlements.
Company Apps
- There is currently no company app available for Western Agricultural Insurance Company
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Western Agricultural Insurance Coverage Options
Western Agricultural Insurance Company offers a range of insurance coverage options to protect farmers and ranchers from unexpected losses. These coverage options include:
- Crop insurance: Protects farmers against losses due to natural disasters, weather-related events, and other unforeseen circumstances that can damage crops and impact yields.
- Livestock insurance: Protects farmers and ranchers against losses due to disease, accidents, and other events that can harm livestock and impact profitability.
- Equipment insurance: Protects farmers and ranchers against losses due to damage, theft, or other events that can cause equipment downtime and lost income.
- Property insurance: Protects farmers and ranchers against losses to their homes, buildings, and other structures due to natural disasters, theft, and other unforeseen events.
- Liability insurance: Protects farmers and ranchers against lawsuits and other legal claims related to property damage, bodily injury, and other liability issues that may arise on their farms or ranches.
Overall, Western Agricultural Insurance Company offers a variety of coverage options to help farmers and ranchers protect their businesses and livelihoods. These policies can be customized to meet the specific needs of each customer.
Read more:
- Ranchers and Farmers Mutual Insurance Company: Customer Ratings & Reviews
- American Agri-Business Insurance Company Review
Western Agricultural Insurance Rates Breakdown
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Driver Profile | Western Agricultural | National Average |
---|---|---|
Clean Record | $50 | $119 |
1+ Ticket | $58 | $147 |
1+ Accident | $75 | $173 |
DUI | $104 | $209 |
Poor Credit | $86 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Western Agricultural Insurance Discounts Available
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Discounts | Western Agricultural |
---|---|
Anti Theft | 8% |
Good Student | 12% |
Low Mileage | 10% |
Paperless | 7% |
Safe Driver | 13% |
Senior Driver | 9% |
Western Agricultural Insurance Company offers a range of discounts to help customers save money on their insurance policies. These discounts include:
- Multi-policy discount: Customers who have multiple policies with Western Agricultural Insurance Company can save money on their premiums.
- Safety features discount: Customers who have safety features installed on their equipment or vehicles, such as anti-theft devices or backup cameras, can receive a discount on their insurance.
- Claims-free discount: Customers who have not filed any claims in a certain period of time can receive a discount on their premiums.
- Good driver discount: Customers who have a good driving record can receive a discount on their auto insurance policies.
- Early signing discount: Customers who sign up for a policy before the expiration of their current policy can receive a discount on their premiums.
Overall, Western Agricultural Insurance Company offers a variety of discounts to help customers save money on their insurance policies. These discounts can be combined to further lower the cost of coverage.
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How Western Agricultural Insurance Ranks Among Providers
Western Agricultural Insurance Company faces competition from several other insurers that offer coverage to farmers and ranchers. Some of the main competitors of Western Agricultural Insurance Company include:
- Nationwide Agribusiness: Nationwide is a well-known insurer that offers a range of coverage options to farmers and ranchers, including crop insurance, farm and ranch insurance, and commercial agribusiness insurance. (For more information, read our “Nationwide Agribusiness Insurance Company Review“).
- American Family Insurance: American Family offers a range of insurance products, including farm and ranch insurance, crop insurance, and livestock insurance. They have a strong presence in the Midwest and are known for their personalized service.
- Farmers Insurance: Farmers Insurance offers a range of coverage options for farmers and ranchers, including crop insurance, livestock insurance, and farm and ranch insurance. They have a large network of agents and offer 24/7 claims service.
- Allstate: Allstate offers a range of insurance products, including farm and ranch insurance, crop insurance, and liability insurance. They have a strong financial rating and offer customizable policies to meet the specific needs of each customer.
Overall, these companies, along with other regional and national insurers, represent significant competition for Western Agricultural Insurance Company in the agricultural insurance market.
Claims Process at Western Agricultural Insurance
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Western Agricultural Insurance Company prioritizes convenience for its customers when it comes to filing claims. The company offers multiple channels for filing a claim, including online submissions, over-the-phone assistance, and potentially through a mobile app. This variety of options caters to the diverse preferences and technological comfort levels of their clientele.
Average Claim Processing Time
One crucial aspect of the claims process is the speed at which claims are processed. Western Agricultural Insurance Company is known for its efficient and prompt claims processing. Customers often report timely settlements, indicating that the company values minimizing the inconvenience farmers and ranchers may face during unexpected losses.
Customer Feedback on Claim Resolutions and Payouts
Customer satisfaction with the resolution of their claims is vital. Western Agricultural Insurance Company has received positive feedback regarding the fairness and speed of their claim resolutions. The company’s commitment to providing adequate payouts and addressing customer needs has contributed to its positive reputation in the agricultural insurance market.
Western Agricultural Insurance Digital and Technological Features
Mobile App Features and Functionality
While there is currently no dedicated mobile app available for Western Agricultural Insurance Company, the company recognizes the importance of digital accessibility. The absence of a mobile app might be an area for potential improvement to enhance user experience and provide more accessible services to customers on-the-go.
Online Account Management Capabilities
Western Agricultural Insurance Company understands the significance of online account management. Customers have the ability to manage their policies, view documents, and potentially file claims through the company’s online portal. This digital feature empowers customers to have greater control and visibility over their insurance accounts.
Digital Tools and Resources
In the absence of a dedicated mobile app, Western Agricultural Insurance Company ensures that customers have access to essential digital tools and resources through their online platform. These tools may include educational resources, policy information, and potentially a streamlined claims submission process.
The company aims to leverage digital technology to enhance the overall customer experience.
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Frequently Asked Questions
What types of insurance does Western Agricultural Insurance Company offer?
Western Agricultural Insurance Company offers a range of insurance products to protect farmers and ranchers, including crop insurance, livestock insurance, equipment insurance, property insurance, and liability insurance.
What states does Western Agricultural Insurance Company serve?
Western Agricultural Insurance Company serves customers in several states, including California, Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.
What discounts does Western Agricultural Insurance Company offer?
Western Agricultural Insurance Company offers a range of discounts to help customers save money on their policies, including multi-policy discounts, safety features discounts, claims-free discounts, good driver discounts, and early signing discounts.
How can I obtain a quote or apply for Western Agricultural Insurance?
To apply for Western Agricultural Insurance, assess your needs, contact them directly or through authorized agents, undergo a consultation for coverage recommendations, and proceed with the underwriting process, culminating in the issuance of your policy upon acceptance of terms. Carefully review the documentation and fulfill any necessary payments to activate coverage.
How can I contact Western Agricultural Insurance for customer service or assistance with agricultural insurance inquiries?
For agricultural insurance inquiries at Western Agricultural Insurance, contact them by phone using the provided hotline or visit their website for online assistance options.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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