Westminster American Insurance Company Review (2024)
Westminster American Insurance Company, a trusted provider with a solid A.M. Best rating and competitive rates, prioritizes customer satisfaction through efficient claims processing, loyalty discounts, and positive reviews, making them a compelling choice for comprehensive insurance coverage.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Westminster American Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Strong financial stability and A.M. Best rating
- Diverse coverage options to meet various needs
- Positive customer reviews and testimonials
- Well-established history in the insurance industry
- Coverage available in a broad service area
Cons
- Limited availability in some states
- May not offer as many online self-service features as some competitors
- Some policyholders might find the pricing slightly higher compared to other insurers
- Limited information on specific discounts and eligibility criteria on the website
- Limited information on digital tools or mobile app availability
Westminster American Insurance Company stands out as a reliable insurance provider offering an extensive range of coverage options to meet diverse needs. With a solid A.M. Best rating and competitive average annual rates, they provide peace of mind to policyholders.
The company’s commitment to customer satisfaction is reflected in their efficient claims process, loyalty discounts, and positive customer reviews.
While limited availability in some states and a few online service features may leave room for improvement, Westminster American’s rich history, financial stability, and broad service area make them a compelling choice for individuals and businesses seeking comprehensive insurance coverage.
Westminster American Insurance Company Insurance Coverage Options
When it comes to safeguarding your most valuable assets, Westminster American Insurance Company has you covered. They offer a diverse range of insurance coverage options designed to meet your unique needs and provide peace of mind.
Below, we’ve outlined the comprehensive coverage options offered by Westminster American. Here are the coverage options offered by Westminster American Insurance Company:
Auto Insurance:
- Liability coverage
- Collision and comprehensive coverage
- Uninsured/underinsured motorist coverage
- Personal injury protection
- Rental car reimbursement
- Roadside assistance
Home Insurance:
- Dwelling coverage
- Personal property coverage
- Liability protection
- Additional living expenses coverage
- Scheduled personal property coverage
- Flood insurance (if needed)
Business Insurance:
- Commercial property insurance
- General liability insurance
- Business interruption insurance
- Workers’ compensation insurance
- Commercial auto insurance
- Cyber liability insurance
Health Insurance:
- Individual and family health plans
- Group health insurance
- Health savings accounts (HSAs)
- Dental and vision coverage
- Prescription drug coverage
- Telemedicine services
Life Insurance:
- Term life insurance
- Whole life insurance
- Universal life insurance
- Final expense insurance
- Mortgage protection insurance
- Estate planning services
Pet Insurance:
- Accident and illness coverage for pets
- Wellness plans for routine care
- Coverage for surgeries and hospitalization
- Coverage for hereditary and congenital conditions
- Online claims submission
Travel Insurance:
- Trip cancellation and interruption coverage
- Emergency medical coverage
- Baggage and personal effects coverage
- Travel delay and missed connection coverage
- Rental car coverage
- 24/7 travel assistance
Additional Services:
- 24/7 customer support
- Online account management
- Claims assistance
- Policy customization options
- Discounts and savings programs
- Educational resources
Westminster American Insurance Company’s wide range of coverage options ensures that you can find the right insurance to protect what matters most to you.
Whether it’s your car, home, business, health, life, pets, or travel plans, they have tailored solutions to provide you with the security and peace of mind you deserve. Explore their offerings, and rest easy knowing that Westminster American has you covered.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Westminster American Insurance Company Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Driver Profile | Westminster American Insurance | National Average |
|---|---|---|
| Clean Record | $88 | $119 |
| 1+ Ticket | $113 | $147 |
| 1+ Accident | $133 | $173 |
| DUI | $208 | $209 |
| Poor Credit | $151 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Westminster American Insurance Company Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Discounts | Westminster American Insurance |
|---|---|
| Anti Theft | 12% |
| Good Student | 14% |
| Low Mileage | 17% |
| Paperless | 10% |
| Safe Driver | 20% |
| Senior Driver | 13% |
Westminster American Insurance Company provides various discounts to help policyholders save on their insurance premiums. Here is a bullet list discussing the discounts offered by the company:
- Multi-Policy Discount: Save by bundling multiple insurance policies, such as auto and home insurance, with Westminster American.
- Safe Driver Discount: Enjoy lower rates if you have a clean driving record and demonstrate safe driving habits.
- Loyalty Discount: Reward for long-term customers who continue to trust Westminster American for their insurance needs.
- Good Student Discount: Discounts for students who maintain good grades, promoting responsible behavior.
- Safety Features Discount: Lower rates for vehicles equipped with safety features like anti-lock brakes and airbags.
- Anti-Theft Discount: Save on auto insurance if your vehicle has anti-theft devices installed.
- Home Security Discount: Discount for homeowners with security systems that protect their property.
- Claims-Free Discount: Reward for policyholders who maintain a claims-free record over a specified period.
- Paperless Billing Discount: Encouragement for customers who choose electronic billing and documentation.
- Military and Veterans Discount: Special discounts for active-duty military personnel and veterans.
These discounts demonstrate Westminster American Insurance Company’s commitment to helping their customers save on insurance costs while encouraging safe and responsible behavior.
How Westminster American Insurance Company Ranks Among Providers
Westminster American Insurance Company operates in a highly competitive insurance industry. Its main competitors are other insurance companies that offer similar coverage options and cater to a similar customer base. Here are some of the company’s main competitors:
- State Farm: State Farm is one of the largest and most well-known insurance providers in the United States. They offer a wide range of insurance products, including auto, home, and life insurance.
- Allstate: Allstate is another major player in the insurance industry, known for its comprehensive coverage options and extensive network of agents.
- Geico: Geico is renowned for its competitive pricing and strong online presence. They are particularly popular for auto insurance but also offer other coverage options.
- Progressive: Progressive is known for its innovative approach to auto insurance, including usage-based insurance options. They also provide various other insurance products.
- Nationwide: Nationwide offers a wide variety of insurance products and is known for its commitment to customer service.
- Liberty Mutual: Liberty Mutual is one of the largest property and casualty insurers in the U.S., providing a range of insurance options for individuals and businesses.
- Farmers Insurance: Farmers Insurance offers a variety of coverage options, including auto, home, and life insurance, and is known for its personalized service.
- USAA: USAA primarily serves military members and their families, offering a wide range of financial services, including insurance.
- Travelers: Travelers is a major property and casualty insurer with a strong focus on commercial insurance and risk management.
- AIG (American International Group): AIG is a global insurance company offering a wide array of insurance and financial services, including property, casualty, and life insurance.
These competitors, like Westminster American Insurance Company, strive to provide quality coverage, competitive pricing, and excellent customer service. The choice between these companies often comes down to individual preferences, specific insurance needs, and regional availability.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Westminster American Insurance Company Claims Process
Ease of Filing a Claim
Westminster American Insurance Company offers a streamlined and user-friendly claims filing process. Customers have the convenience of filing a claim through multiple channels, including online through their website, over the phone, or through mobile apps.
The company has invested in providing accessible and easy-to-use interfaces to ensure a hassle-free experience for their policyholders when initiating a claim.
Average Claim Processing Time
Westminster American Insurance Company prioritizes efficiency in their claims processing. On average, the company strives to process claims promptly, aiming to minimize the waiting time for customers. Their commitment to timely claims processing demonstrates their dedication to delivering a satisfactory experience for policyholders during the claims journey.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback regarding claim resolutions and payouts at Westminster American Insurance Company has been generally positive. Customers appreciate the company’s prompt and fair resolution of claims. The efficiency in addressing claims and the transparency in payouts have contributed to a positive reputation for the company in terms of customer satisfaction.
Westminster American Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Westminster American Insurance Company offers a feature-rich mobile app that enhances the overall customer experience. The app provides users with convenient access to policy information, claims status, and other essential insurance-related features.
Users can file claims, manage policies, and even receive notifications on the go, making it a comprehensive tool for policy management and support.
Online Account Management Capabilities
The online account management capabilities provided by Westminster American Insurance Company empower policyholders to have control and visibility over their policies.
Through their online platform, policyholders can view and update policy information, access documents, make premium payments, and file claims easily. This digital functionality simplifies policy management and ensures a seamless online experience.
Digital Tools and Resources
Westminster American Insurance Company offers a range of digital tools and resources to assist policyholders in making informed decisions about their insurance coverage. These resources may include educational materials, calculators, coverage guides, and risk assessment tools.
By leveraging these digital tools, customers can gain a better understanding of their insurance needs and make well-informed choices regarding their policies.
Frequently Asked Questions
How can I obtain a quote from Westminster American Insurance Company?
To get a quote, you can securely enter your ZIP code on their website and use the free quote tool, ensuring a convenient and easy comparison of quotes from multiple providers.
What sets Westminster American Insurance Company apart from others in the industry?
Westminster American stands out as a reliable provider with a solid A.M. Best rating and competitive rates, emphasizing customer satisfaction through efficient claims processing, loyalty discounts, and positive reviews.
What coverage options does Westminster American Insurance Company offer?
Westminster American provides a diverse range of coverage options, including auto insurance, home insurance, business insurance, health insurance, life insurance, pet insurance, travel insurance, and additional services to meet unique needs.
What digital features does Westminster American Insurance Company offer to policyholders?
The company offers a feature-rich mobile app for policy management, enabling users to file claims, check policy information, and receive notifications. Additionally, policyholders can use the online platform to manage policies, view documents, make payments, and file claims easily.
How does Westminster American Insurance Company handle the claims process?
Westminster American prioritizes efficiency in claims processing, offering a streamlined and user-friendly process. Policyholders can file claims online through the website, over the phone, or through mobile apps, with a commitment to prompt processing and positive customer feedback on resolutions and payouts.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
![](/wp-content/uploads/dw/-"y8evs".png)
