Geico DriveEasy Review [2024]
The GEICO DriveEasy App is the newest telematics program designed to save you money. There is no device to install, and the GEICO DriveEasy app records your driving habits
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Nov 27, 2023
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The Geico DriveEasy app evaluates your driving habits, such as when you drive and how many times you brake hard.
- Geico advertises that DriveEasy can save you up to 25% on your car insurance.
- DriveEasy isn’t available everywhere yet.
Geico DriveEasy is the latest telematics program designed to save you money on your auto insurance. The program is designed to save you up to 25%, provided you have good driving habits.
Whether you are looking to buy Geico car insurance and want to save money right off the bat or you already have Geico and want to see what else is out there, shopping around will allow you to find the best deals on car insurance.
Enter your ZIP code to compare rates from top companies.
How does Geico DriveEasy work?
DriveEasy is one of the simplest telematics programs out there. You just enroll in the program and download the app. When you drive, the app tracks you and then downloads the information. There is no device that has to be installed in your vehicle.
You can also enroll your family members and see each other’s driving scores. This lets you have a friendly family competition to see who’s better.
When you enroll in the app, you could see significant savings on your bill. Once you download the mobile app and enable your settings, your driving is detected automatically and logged in via DriveEasy. You can go back and check your score based on distraction-free driving, braking, and other behaviours. The better you drive, the higher the score will be. Geico will factor your score when determining your rates.
The Geico DriveEasy discount can go up to 25% if you have great driving habits. This can really decrease your Geico auto insurance rates. However, if you have poor driving skills, your auto insurance rates can actually increase.
It’s no secret that your driving record affects your auto insurance rates.
From the dashboard, you can see your score and streak as well as last trip details. Moreover, the dashboard has links to everything you need, you can view your family report card, last trip details, score details, etc. When reviewing the trips, you can see what changes could be made and how to improve.
Let’s take a look at just how your driving affects your Geico rates.
GEICO Average Annual Auto Insurance Rates by Driving Record
| Driving Record | Geico Average Annual Auto Insurance Rates |
|---|---|
| Clean Record | $2,145.96 |
| With 1 Accident | $3,192.77 |
| With 1 DUI | $4,875.87 |
| With 1 Speeding Violation | $2,645.43 |
The DriveEasy app lets you see your driving habits in real time so you can see potential problems. You can see recent trips, current score, and how you’re doing over time.
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What driving habits does the Geico DriveEasy app monitor?
DriveEasy looks at multiple factors to determine your score, which then determines if you get a discount and how much it is.
The factors the DriveEasy app monitors are:
- Distracted driving
- The time of day you drive
- Distance driven
- Hard breaking
- Cornering speed
- Weather
- Type of road
- Driving smoothness
Distracted driving is one of the items DriveEasy looks to combat. This includes holding your phone if you are going more than six miles an hour and making phone calls without using Bluetooth.
Reducing distracted driving is especially important since according to the National Highway Traffic Safety Administration, 2,841 people were killed in 2018 from distracted driving.
DriveEasy doesn’t distinguish between you or your passenger using your phone to change the song you’re listening to, for example. It will still count as distracted driving.
However, if you are the passenger in the vehicle but DriveEasy records the drive, you can go into the app and delete the trip.
Who is eligible for Geico DriveEasy?
Geico DriveEasy is available for current Geico customers, but it’s not available everywhere yet. Currently, the program is only available in Connecticut, Florida, Illinois, Indiana, Louisiana, Kentucky, Maryland, New Jersey, Oregon, Pennsylvania, Virginia, and Wisconsin.
DriveEasy may be available in other states at some point.
How does DriveEasy affect your phone and protect your privacy?
DriveEasy runs in the background on your phone so it can drain your battery, especially during a trip. Your location permissions and tracking have to be on the whole time, but the app should go to sleep when you’re not driving.
Geico claims that the information gathered in the app is stored in the U.S. The company also says that it can’t read your texts or record your phone calls.
For more information about the company, read our Geico Car Insurance Review.
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Is Geico DriveEasy worth it?
If you’re looking for affordable Geico auto insurance, discounts are the way to go. Although the DriveEasy discount looks great on paper, it might not be the right one for you.
Whether or not DriveEasy is worth it for you really depends on your driving habits. If you are a relatively safe driver or don’t drive very often during peak times, you may see a discount on your auto insurance rates.
However, keep in mind that the information from the app can actually raise your rates if your score isn’t great.
If you want to save money on car insurance, shopping around is the best option. To compare quotes, just enter your ZIP code now.
Frequently Asked Questions
How does Geico DriveEasy work?
Geico DriveEasy is a telematics program that tracks your driving habits through a mobile app. It records your behavior and assigns a score that can impact your auto insurance rates.
What driving habits does DriveEasy monitor?
DriveEasy monitors distracted driving, including holding your phone while driving and making calls without Bluetooth. It aims to promote safer driving habits.
Who is eligible for Geico DriveEasy?
Geico DriveEasy is available for current Geico customers in select states. Check if your state is included in the program.
Does DriveEasy protect privacy?
Geico states that DriveEasy stores information in the U.S., and it does not read texts or record phone calls. However, location tracking is required while driving.
Is Geico DriveEasy worth it?
Whether DriveEasy is worth it depends on your driving habits. Safe drivers may benefit from potential discounts, but poor habits could increase rates. Shopping around is always recommended.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.