Geico SR-22 Insurance Review [2024]
An SR-22 is a certificate that ensures a person's financial responsibility or the minimum state-required liability coverage. GEICO SR-22's can be offered to new or existing customers. SR-22 insurance is typically instituted for those who've experienced severe driving challenges such as a DUI/DWI or reckless driving.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jan 31, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- SR-22 is a certificate of financial responsibility
- Geico offers SR-22’s to new or existing customers
- SR-22’s can be issued due to DUI/DWI’s, reckless driving, and accidents caused by uninsured drivers
- An SR-22 can remain valid for as long as the Geico auto insurance policy is active
What is an SR-22? And where can you get one?
An SR-22 is formal documentation citing proof of the minimum liability auto insurance coverage required by your state. The form is typically submitted to the DMV under court order after a charge of reckless driving or a DUI/DWI.
Generally, SR-22’s are issued after the loss of auto insurance due to a driver’s license being suspended by court order.
Once your driving privileges have been reinstated, an SR-22 can be obtained through most auto insurance companies. A Geico SR-22 can be issued if you are a current policy member or if you’d like to start new coverage.
Explore affordable Geico SR-22 rates in your area by typing your ZIP code in the free tool above.
How to get a Geico SR-22?
To procure an SR-22 with Geico as an existing policyholder you must contact the Geico customer service department. The customer service representative will review your current coverage and start the process of filing the SR-22 certificate.
If you’re not an existing Geico customer, you must follow the following steps:
- Start a custom quote
- Select and purchase a Geico policy
Once you’ve selected and purchased a policy, you’ll be asked if you need a certificate of financial responsibility. Select “Yes.” After all the steps are completed, Geico will begin the process of filing the SR-22.
If you have any questions or you’d like to speak with a representative, you can call the Geico SR-22 phone number at (800) 861-8380.
Even though Geico is a top auto insurance provider for high-risk drivers, SR-22 still has a higher premium. Rates can increase at least 25% after a DUI/DWI, reckless driving, or other violations.
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SR-22 Insurance
Although it can be referred to as SR-22 insurance, SR-22 is not a form of auto insurance. SR-22 is only a certificate that ensures you will maintain the minimum liability coverage required by your state of residence. (For more information, read our “Understanding SR-22 Insurance: What is it and who is it for?“).
The court may require you to keep the SR-22 certificate for at least three years. Geico SR-22 requires a one-time fee for filing an SR-22 of between $15 to $25.
Geico SR-22 Non-Owner Insurance
Another form of SR-22 insurance is Geico’s SR-22 insurance for non-owners. Non-owner SR-22 insurance is a form used by persons who don’t have a vehicle to insure, but must still meet the requirement of the court.
Non-owner SR-22 auto insurance is for persons who:
- are age 21+
- do not own a vehicle
- are driving a vehicle that you’re borrowing or renting and the vehicle owner does not live in your household
Like SR-22 insurance, non-owner SR-22 insurance covers the minimum amount of liability insurance. If you don’t have a vehicle, non-owner SR-22 insurance does not cover you but it does provide some level of protection against tickets or suspensions. (For more information, read our “Non-Owner SR-22 Auto Insurance: What It Is and How to Get It“).
Geico SR-22 Insurance Coverage
SR-22’s are not a form of auto insurance coverage. Rather, they are coverage options under several auto insurance companies including Geico.
An SR-22 protects high-risk drivers by certifying they possess at least the state-required amount of liability coverage. Geico offers SR-22’s to both new and existing customers. Once a policy is established, Geico will proceed with filing the SR-22 with the your state DMV.
Geico also offers non-owner SR-22 coverage. Non-owner coverage differs from SR-22 insurance because the recipient doesn’t own a vehicle.
As a staple for high-risk drivers, Geico works to provide fair rates even for those who find themselves in need of an SR-22.
To search Geico SR-22 quotes in your area, simply enter your ZIP code in the free tool below.
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Case Studies: Geico SR-22 Insurance Review
Case Study 1: John’s Experience with Geico SR-22 Insurance
John, a 30-year-old driver, selected Geico for his SR-22 insurance following a DUI conviction, appreciating their good reputation and competitive pricing, and was pleased with their knowledgeable and supportive customer service, easy online policy management, and reasonable rates, resulting in a positive experience overall.
Case Study 2: Sarah’s Claim Experience with Geico SR-22 Insurance
Sarah, a 25-year-old driver, had a positive experience with her Geico SR-22 insurance claim after an accident, as their responsive and helpful claims representatives guided her through the process and ensured prompt compensation, reaffirming Geico’s commitment to exceptional customer service even in challenging situations.
Case Study 3: Mark’s Comparison of Geico SR-22 Insurance
Mark, a 40-year-old driver seeking SR-22 insurance, chose Geico for their competitive rates and user-friendly online quote tool that allowed him to compare prices easily. Geico’s transparent information about additional costs and requirements for SR-22 insurance made them an affordable and convenient choice for Mark.
Frequently Asked Questions
What is an SR-22?
An SR-22 is a certificate that proves you have the minimum liability auto insurance required by your state.
Where can I get an SR-22?
You can obtain an SR-22 through most auto insurance companies, including Geico. How do I get a Geico SR-22?
How do I get a Geico SR-22?
If you’re an existing Geico customer, contact their customer service department. If you’re a new customer, purchase a policy and indicate the need for an SR-22.
Is SR-22 insurance the same as auto insurance?
No, SR-22 is not auto insurance. It is a certificate that verifies you have the required liability coverage.
Does Geico offer SR-22 coverage?
Yes, Geico offers SR-22 coverage to both new and existing customers.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.