Health Insurance Coverage FAQs

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How do I get a new health insurance card?Post

How do I get a new health insurance card?

Whether heading to the doctor for an annual exam or the hospital for an x-ray, you need to have your health insurance card. Even when you pick up a prescription, you need to be prepared to present your medical card.  But what happens if you lose your medical insurance card? Can you get a new...

Whether heading to the doctor for an annual exam or the hosp...

Will health insurance pay for wisdom teeth removal surgery?Post

Will health insurance pay for wisdom teeth removal surgery?

Wisdom teeth are the third set of molars in the back of the human mouth. It’s the only round of tooth eruption that isn’t developed before a person is born. For most people, these pesky molars are more trouble than they’re worth. Most people’s third molars don’t begin to erupt until their late teens and...

Wisdom teeth are the third set of molars in the back of the ...

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Will health insurance pay for a vasectomy?Post

Will health insurance pay for a vasectomy?

A vasectomy is a type of sterilization solely for men and the most popular form of contraception for couples in the US. A vasectomy is most common in men ages 35 to 44. It is a safe surgical procedure with less risk of complications than tubal ligation in women. The birth control method can be expensive,...

A vasectomy is a type of sterilization solely for men and t...

Will health insurance pay for a hot tub?Post

Will health insurance pay for a hot tub?

The question of whether or not an insurer will pay for a hot tub seems self-evident. One does not usually think of hot tubs when they think of legitimate medical treatment. However, you may be surprised to learn that there are legitimate treatments involving hot tubs for poor circulation and joint pain. These treatments are...

The question of whether or not an insurer will pay for a hot...

RX: Health Insurance Explained [2024]Post

RX: Health Insurance Explained [2024]

But how did Rx come to mean prescription medicine? In ancient Latin, the letter R meant “recipe”. This word was a way of telling the listener to take or use something. When adding x, Rx becomes an action verb form meaning “take this”. The phrase grew into medical shorthand, and for centuries it has meant...

But how did Rx come to mean prescription medicine? In ancien...

Top Group Health Insurance Provider for Writers [2024]Post

Top Group Health Insurance Provider for Writers [2024]

If you’re employed as a writer and you receive W2 for taxes, you may have access to group health insurance through your employer. However, if you work independently as a freelance writer, obtaining group health insurance is a bit more complicated. You’ll receive a 1099 indicating taxes have not been paid, and you need to...

If you’re employed as a writer and you receive W2 for taxe...

What shows up on a health insurance bill?Post

What shows up on a health insurance bill?

Are you curious about what information shows up on a health insurance bill? What shows up on a medical insurance bill is a description of services, the codes used by the insurance company, and the balance owed. The total balance varies based on how much your insurance covers. After the health insurance company files your...

Are you curious about what information shows up on a health ...

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Indemnity vs Expense-Incurred Long-Term Care: What You Need to Know [2024]

Navigating the complex terrain of long-term care insurance, the comparison between “Indemnity vs Expense-Incurred Long-Term Care” policies brings to light the pivotal role that the choice of insurance provider plays in shaping coverage rates, options, and potential discounts. In our exploration, we meticulously scrutinize leading companies, examining their offerings through the lenses of customer reviews...

Navigating the complex terrain of long-term care insurance, ...

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How do you file a complaint against a long term care insurance company?

Filing a complaint against a long term care insurance company is a three step process. You will need to contact the provider, start an appeal and, if your needs are not met, contact your state’s department of insurance. To get insurance quotes for long term care type your zip code into the free rate tool...

Filing a complaint against a long term care insurance compan...

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Can a statutory employee deduct health insurance premiums?

The Lowdown  Statutory employees can deduct health insurance premiums  The statutory employee must follow all regulations before deducting premiums, or else they won’t qualify Some health insurance companies and policies specialize in self-employment, though they’re more costly than traditional insurance Statutory employees can deduct health insurance premiums, but they must meet certain conditions. Generally, statutory...

The Lowdown  Statutory employees can deduct health insuranc...

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I don’t have health insurance and I need surgery, what should I do?

If you don’t have health insurance and you need surgery you may be able to get some financial relief by scheduling your surgery with a hospital that works with uninsured patients. Your other option is to work out a payment plan with the doctor and hospital prior to scheduling the surgery. An option you do...

If you don’t have health insurance and you need surgery yo...

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How to Get Health Insurance With a Pacemaker [2024]

It is possible to obtain health insurance with a pacemaker, but it will depend on your age, your health status, where you live, and your employment status/income level. If you are over age 65, you should qualify for Medicare and you would most likely obtain a supplemental policy for your pacemaker care. If you are...

It is possible to obtain health insurance with a pacemaker, ...

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Can you be denied health insurance if you have herpes?

Herpes is one of the most common sexually transmitted diseases in the United States. The infection is considered a preexisting condition when applying for private health insurance coverage. Consequently, insurance providers cannot deny coverage or charge higher premiums just because you have herpes.  The Affordable Care Act (ACA) requires insurance companies to cover all medically...

Herpes is one of the most common sexually transmitted diseas...

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Can you be denied health insurance coverage for a DUI or alcohol abuse?

If you have a DUI conviction or abuse alcohol, you may be wondering whether insurers will deny you health insurance coverage.  Insurance companies won’t deny health insurance because of your driving record or substance abuse, but alcohol abuse can impact your body negatively. Depending on how your alcohol abuse affects you, you could pay a...

If you have a DUI conviction or abuse alcohol, you may be wo...

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