How much does it cost to spay a cat?
If you’ve been wondering how much does it cost to spay a cat, you’ll be happy to know that there are affordable options out there. While a private cat spay clinic will likely cost around $400, non-profit clinics can do it for as little as $50. However, you can skip the non-profit and still get a good price by getting pet insurance. You’ll need a wellness add-on to have spay surgery covered, but you’ll get a long list of cat-friend health benefits if you purchase it.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Jan 24, 2024
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UPDATED: Jan 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- A private clinic charges around $400 for spay surgery, which includes anesthesia, surgery, and a day of aftercare with the vet
- Non-profit clinics can do the surgery for an average of $50
- Getting a pet insurance plan with a wellness add-on can cover the procedure at a private clinic if you’d prefer to stay away from a non-profit
Bringing home a new cat or kitten is an exciting time – feline friends can add an infinite amount of happiness and comfort to a family. While they have a reputation for being colder than their canine counterparts, cats are actually warm companions who can provide you company and love.
As a cat caretaker, you’ll want to take care of them, too. When you get a new furry friend, one of the first things you should do is take them to a spay and neuter clinic. Spay and neuter refer to the process of removing a cat’s ability to reproduce – if you have a female, you should have her spayed. (For more information, read our “How much does it cost to neuter a cat?“).
However, getting a cat spayed can be costly, depending on where you have the procedure done. This is one issue that pet insurance can help cover.
So, how much does it cost to spay a cat? If you’re thinking of getting a new kitten, you should shop around for pet insurance prices. If you want to see what rates might look like for you, enter your ZIP code into our free tool today.
How much does it cost to spay a cat?
Healthcare for humans and animals works the same way: the price of a procedure depends on where you get it done and if you have insurance.
A private spay/neuter clinic typically charges around $400 for female cats and $200 for males. The procedure costs more for females because it’s a little more complicated. For females, the entire ovarian system and the uterus.
You don’t need to go to a private spay clinic, however. Non-profit clinics offer this procedure for much cheaper, usually around $50. However, some states have free spay or neuter programs, especially for community cats.
While you might be worried about taking your cat to a non-profit clinic, you should know that a licensed veterinarian performs all spay surgeries. However, if you want the services of a private clinic, pet insurance can help you save money.
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Should you get your cat spayed?
There are multiple benefits to getting your cat spayed or neutered. For male cats, neutering can prevent behaviors you won’t want in your house, like urine spraying.
For females, spaying can stop unwanted behaviors that usually happen when a cat is in heat.
More importantly, if you get your cat spayed earlier in her life, you’ll be protecting her from serious health issues later in life. Spaying can eliminate the chance of mammary cancer developing and a condition called pyometra.
Pyometra is an infection of the uterus that happens in older cats, which can be fatal. If you have the operation done between the ages of three and six months, you can avoid this risk altogether. Your cat has an overall better chance of living longer after she’s been spayed.
The most obvious benefit of spaying is that your cat won’t become pregnant. There are over a hundred million outdoor cats in America, and they can have a devastating impact on the local environment. Spaying helps lessen that problem.
When should you get your cat spayed?
Spaying should occur right after you bring your new pet home. No matter what age your cat is, spaying is a good idea.
If you have a choice (i.e., you’re picking up a brand new kitten), the best time to get her spayed is before her first heat. Cats reach puberty at around five or six months, depending on the breed of your cat.
Of course, a veterinarian can answer any questions you have and help you pick the best time for spaying.
What happens during spay surgery?
Getting your cat spayed is a relatively simple procedure, even though it sounds complicated.
You don’t have to worry about your cat being in pain. Before the surgery begins, she’ll be anesthetized. Then, a surgeon makes an incision big enough to get to the uterus and ovaries. The reproductive organs are removed, and your cat is stitched back up.
The surgery is usually completed within an hour. Because the surgery is more invasive than neutering, your cat will need to stay overnight. Your cat will probably be ready to return home the next day, though every cat is different.
Your vet will probably want to make a follow-up appointment, and you should keep the kitty relaxed and comfortable for a few days after. Make sure she has plenty of water and food, and keep your lap open for extra snuggles.
Does insurance help pay for spaying a cat?
Unfortunately, most insurance companies do not include spaying or neutering in their standard policies. Insurance companies consider spaying your cat as an elective procedure, which is not covered.
However, you can usually buy a wellness add-on for your policy that includes coverage for spaying and neutering. So, how much does pet insurance cost? For a policy plus a wellness add-on, consider the following companies.
ASPCA Spaying Insurance
ASPCA offers a Basic Wellness plan for $9.95 a month, which provides a few extra healthcare services. If you want to have a spay surgery covered, you’ll need the Prime Wellness plan.
Prime Wellness costs $24.95 a month and includes up to $150 in dental cleaning or spaying coverage. You’ll need to decide which of the two you want to take advantage of because they are clumped together.
Hartville Spaying Insurance
Like ASPCA, Hartville pet insurance has a basic and prime plan. If you choose the prime plan, you’ll also get coverage for wellness exams, prescription medication, and other services.
These add-ons also cost $9.95 and $24.95 a month, and the prime add-on is the only one that offers spay coverage.
Spot Spaying Insurance
Spot pet insurance has two options for preventative care: Gold and Platinum. Like other company’s basic plans, Gold costs $9.95, and Platinum runs $24.95. Likewise, Gold doesn’t cover spaying (though it does offer several benefits).
The Platinum plan covers spaying, as well as neutering and other preventative care and diagnostic testing.
Embrace Spaying Insurance
Embrace takes a slightly different approach to its wellness add-on. Their program is called Wellness Rewards, and it offers reimbursement for a host of healthcare services. Services include spaying and neutering, exam fees, prescription medication, dental cleaning, and grooming.
You get to choose how much you want to be reimbursed for, in amounts of either $250, $450, or $650 annually.
Unlike other companies, there is no set price for this add-on. Instead, you can speak with an agent, and they can determine your cost based on your animal and how much reimbursement per year you want.
Pets Best Spaying Insurance
Pets Best is another insurance company that has two levels of wellness add-ons. The BestWellness plan is what you’ll want to purchase if you’re interested in coverage for spay surgery. While the plan costs $26 a month, Pets Best boasts you’ll get $535 worth of benefits per year.
Find the Right Pet Insurance for You
When you bring a cat home for the first time, you know that you’ll do whatever you can to take care of her. If she hasn’t already had the surgery, you’re probably wondering how much to spay a cat. You can lower your costs and take care of your new pet by getting insurance.
Read more: Shelter General Insurance Company Review
If you’ve been wondering, “How much does it cost to spay a cat?” you should shop around for insurance rates to see which company can help you the most. Enter your ZIP code into our free tool today when you’re ready to see what quotes might look like for you.
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Case Studies: Cost of Spaying a Cat
Case Study 1: Affordable Clinic
In a suburban area, a low-cost spay/neuter clinic offers discounted services to promote responsible pet ownership. Here, the cost of spaying a cat ranges from $50 to $100, which includes the procedure, anesthesia, and post-operative care. This affordable option attracts pet owners looking for cost-effective solutions.
Case Study 2: Urban Veterinary Hospital
In a bustling city, a high-end veterinary hospital provides comprehensive spaying services with additional perks. Alongside the procedure, they offer pre-surgical bloodwork, pain medication, and an overnight stay if needed. In this case, spaying a cat can cost between $200 and $400, reflecting the higher quality of care and additional amenities.
Read more: How much does a veterinary visit cost?
Case Study 3: Nonprofit Organization
A nonprofit animal welfare organization operates in a rural community, aiming to tackle the issue of stray and feral cats. They collaborate with local veterinarians to offer subsidized spaying services. The cost for spaying a cat through this program ranges from $25 to $75, significantly reducing the financial burden for pet owners and helping control the local cat population.
Case Study 4: Mobile Spay/Neuter Clinic
A mobile spay/neuter clinic travels to different neighborhoods, providing convenient and affordable services. Their approach reduces overhead costs, allowing them to offer spaying services at a lower price point. In this case, the cost to spay a cat can range from $75 to $150, making it an accessible option for pet owners who may have limited transportation or financial resources.
Case Study 5: Veterinary School Clinic
Veterinary school clinics provide cat spaying services performed by veterinary students under the guidance of experienced faculty. These clinics often offer discounted rates to promote community engagement and practical training. The cost of cat spaying at a veterinary school clinic ranges from $100 to $200, providing an affordable option while supporting the education of future veterinarians.
Frequently Asked Questions
How much does it typically cost to spay a cat?
The cost of spaying a cat can vary depending on factors such as location, veterinary clinic, and additional services included. On average, the cost ranges between $50 and $200. However, prices may be higher in urban areas or if the procedure is performed at a specialized veterinary clinic.
What does the cost of spaying a cat usually include?
The cost of spaying a cat typically includes the surgical procedure itself, anesthesia, and post-operative care. It may also include pain medication and a follow-up appointment to monitor the cat’s recovery. However, it’s essential to confirm with the veterinary clinic what services are included in the quoted price.
Are there any additional costs associated with spaying a cat?
There may be additional costs associated with spaying a cat, depending on the specific circumstances. Additional costs could include pre-surgical bloodwork to assess the cat’s health, microchipping, vaccination updates if necessary, or additional overnight stays at the clinic for monitoring. These additional services can increase the overall cost, so it’s important to discuss them with the veterinarian beforehand.
Does the cost of spaying a cat vary based on the cat’s age or weight?
The cost of spaying a cat is generally not dependent on age or weight. However, some veterinary clinics may charge extra for cats that are overweight or have specific health conditions that require additional care during the surgery. It’s advisable to discuss your cat’s specific situation with the veterinarian to determine if any additional charges apply.
Are there any financial assistance programs available for cat spaying?
Yes, there are often financial assistance programs available for cat spaying. Non-profit organizations, animal welfare groups, and local animal shelters may offer low-cost or subsidized spay/neuter programs. These programs aim to make the procedure more affordable and accessible to pet owners. It’s recommended to inquire with local animal welfare organizations or veterinary clinics in your area to explore any available assistance programs.
Does pet insurance cover the cost of cat spaying?
Pet insurance plans may cover the cost of cat spaying, depending on the specific policy and coverage. However, coverage for routine procedures like spaying can vary among insurance providers and policy options. It’s important to review the terms and conditions of your pet insurance policy or contact your insurance provider directly to determine if spaying is covered and if any limitations or requirements apply.
Is it recommended to spay a cat for health and behavioral reasons?
Spaying a cat is generally recommended for various health and behavioral reasons. Spaying helps prevent certain health issues such as uterine infections and certain reproductive-related cancers. It can also help decrease aggressive behavior, reduce the likelihood of certain territorial behaviors, and prevent unwanted pregnancies. Discussing the benefits and potential risks with a veterinarian can help you make an informed decision regarding spaying your cat.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.