Value Rate Insurance | Clearwater, FL

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Find the Lowest Car Insurance Rates Today

Drivers have found rates as low as $42/month in the last few days!

Updated Mar 2025
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong fi... more
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong financial ratings and positive customer reviews. State Farm homeowners insurance reviews rank it in the top ten for claims satisfaction. Coverage is also available in all 50 states, which is important to Florida less
4.07
Good pricing $$
Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less
4.01
Average pricing $
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $
Updated Mar 2024
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
3.91
Average pricing $

Table of Contents

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Written by
Laura D. Adams
Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Reviewed by
Daniel Walker

Updated November 2014

We specialize in car insurance, homeowners insurance, motorcycle insurance, boat insurance, auto insurance, commercial auto insurance, antique auto insurance, medicare advantage, medicare supplement, and home insurance.

Value Rate’s name says it all.  We deliver the Value you deserve at a Rate you can afford.  
We offer Auto Insurance for both personal and commercial use vehicles.
If you are paying too much for your auto insurance it’s time to call us for a no obligation quote.
Value Rate also specializes in Medicare Advantage Plans and Medicare Supplements.  If you are new to Medicare or would like a local trusted advisor, call us today for answers to your personal questions.

Value Rate Insurance specializes in affordable insurance packages including Auto Insurance & Medicare Supplements to protect you. Request a Quote Today! If you currently have insurance, you don’t need to wait until it renews. Call us now and start saving money. We look at every option for you as a new customer and we are always monitoring market conditions to save you money when you renew your policy with us.

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