SafeAuto Insurance Review [2024]
SafeAuto Insurance is a non-standard auto insurance option for high-risk drivers. Offered in 20 states, SafeAuto insurance provides minimum state-required liability coverage. SafeAuto insurance reviews list this provider as having pros and cons such as flexible payment options and expensive premiums due to serious driving infractions.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- SafeAuto specializes in auto insurance for high-risk drivers
- SafeAuto insurance provides the minimum liability coverage required in each state where it is available
- SafeAuto Insurance is available in 20 states
SafeAuto Insurance is a non-standard auto insurance company. This provider specializes in meeting auto insurance requirements for high-risk drivers. High-risk drivers in each state are required to meet a minimum amount of auto insurance coverage.
SafeAuto Insurance is available in 20 states with a basic minimum offering of liability coverage. Comprehensive and collision coverage can be purchased as well.
In addition to providing the minimum auto insurance coverage amount, SafeAuto insurance also provides SR-22’s. This is a requirement in insuring high-risk drivers with more serious violations who need to prove they’re insured and not liable.
Search affordable SafeAuto insurance rates in your area by typing your ZIP code in the free tool above.
SafeAuto Insurance
SafeAuto Insurance is known for supplying high-risk drivers with the minimum liability insurance required needed to meet state requirements. Comprehensive and collision insurance is also offered in conjunction with primary liability insurance.
Along with liability, comprehensive, and collision insurance, SafeAuto also provides rental reimbursement, roadside assistance, and towing in 20 states.
| Alabama | Yes |
| Alaska | |
| Arizona | Yes |
| Arkansas | |
| California | Yes |
| Colorado | Yes |
| Connecticut | |
| Delaware | |
| District of Columbia | |
| Florida | |
| Georgia | Yes |
| Hawaii | |
| Idaho | |
| Illinois | Yes |
| Indiana | Yes |
| Iowa | |
| Kansas | Yes |
| Kentucky | Yes |
| Louisiana | Yes |
| Maine | |
| Maryland | Yes |
| Massachusetts | |
| Michigan | |
| Minnesota | |
| Mississippi | Yes |
| Missouri | Yes |
| Montana | |
| Nebraska | |
| Nevada | |
| New Hampshire | |
| New Jersey | |
| New Mexico | |
| New York | |
| North Carolina | |
| North Dakota | |
| Ohio | Yes |
| Oklahoma | Yes |
| Oregon | |
| Pennsylvania | Yes |
| Rhode Island | |
| South Carolina | Yes |
| South Dakota | |
| Tennessee | Yes |
| Texas | Yes |
| Utah | |
| Vermont | |
| Virginia | Yes |
| Washington | |
| West Virginia | |
| Wisconsin | |
| Wyoming |
Other SafeAuto insurance coverage options include:
- Personal injury coverage: This type of coverage is used for medical and funeral expenses, lost wages, and household services if you’re injured in an accident, regardless of who was at fault.
- SR-22 availability: This is a requirement of the state that ensures a high-risk driver is insured with at least the minimum liability coverage in the state. It’s often used for those with DUI’s or other serious violations on their record.
- Pay-as-you-go liability insurance: This is only available in Illinois and California. Drivers can pay a flat rate for insurance only on the days they drive.
In addition to coverage options, SafeAuto offers certain discounts like:
- Multi-car
- Owning a home
- Switching to SafeAuto from another insurer
- Driver improvement courses
- Safe driving
- Paying the premium in full
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SafeAuto Insurance Reviews
As a non-standard and specialty auto insurance company, SafeAuto does not offer all of the same amenities we may come to think of. Even so, SafeAuto has distinct pros and cons that set the company apart from competitors.
Pros
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- High-Risk Coverage And SR-22 Insurance
- Full Coverage
- Flexible payment options
Cons
- It can be more expensive to insure high-risk drivers
- Available in 20 states
SafeAuto claims are relatively simple. They begin with a First Notice of Loss (FNOL) which alerts SafeAuto that a claim has been initiated.
Next, there will be an investigator with an adjuster and appraiser. If applicable, you’ll receive your payment and or repairs.
You can keep track of your coverage, claims, and payments using the SafeAuto login for the app.
SafeAuto Insurance Quotes
Like most standard auto insurance companies, SafeAuto rates depend on your driving record, location, coverage types(s), and even credit score. Because SafeAuto specializes in high-risk drivers quotes may not always be low.
Regardless of what type of driver you are classified as, SafeAuto lets users choose how they pay and what coverage options are best and most affordable. The average premium for SafeAuto is approximately $240.47 per month.
Enter your ZIP code in the free tool below and find SafeAuto insurance rates near you.
Frequently Asked Questions
What is SafeAuto Insurance?
SafeAuto Insurance is a non-standard auto insurance company that specializes in providing coverage for high-risk drivers. They offer minimum state-required liability coverage in 20 states, along with options for comprehensive and collision insurance.
What coverage options does SafeAuto Insurance provide?
SafeAuto Insurance offers liability coverage, comprehensive coverage, and collision coverage. They also provide additional options such as rental reimbursement, roadside assistance, and towing services in certain states.
Does SafeAuto Insurance offer discounts?
Yes, SafeAuto Insurance offers certain discounts. Specific discount availability may vary, but they provide options to help customers save on their premiums.
How do SafeAuto Insurance claims work?
SafeAuto Insurance claims typically begin with a First Notice of Loss (FNOL) to inform the company about the claim. An investigator, adjuster, and appraiser may be involved in the claims process. Once approved, you may receive payment or repairs, depending on the nature of the claim.
How much does SafeAuto Insurance cost?
SafeAuto Insurance rates depend on various factors such as driving record, location, coverage types, and credit score. As they specialize in high-risk drivers, their rates may not always be low. The average premium for SafeAuto Insurance is approximately $240.47 per month.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.