DWI: Auto Insurance Explained [2024]
DWI can mean "driving while intoxicated" or "driving while impaired," depending on your state, but either meaning comes with hefty fines and an increase in your insurance rates. Thankfully, if you have been charged with a DWI, auto insurance quotes from affordable companies can be compared for free online. If you have a DWI, auto insurance rates can be kept from skyrocketing by reviewing an insurance company's list of available discounts.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Feb 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- DWI means driving while intoxicated
- DUI means driving under the influence
- Both a DWI and a DUI will negatively affect your insurance rates
A Driving While Intoxicated or Impaired (DWI) charge is serious with tough punishments and consequences.
If you are pulled over and issued a DWI citation, that means the officer found you to be driving while intoxicated or impaired. DWI driving is dangerous not only for you, but also for other drivers on the road.
In addition to fines, jail time, and having your driver’s license suspended or revoked, you could face a dramatic increase in your auto insurance rates.
If your driving record was marred by a DWI, auto insurance quotes from insurance companies that offer competitive rates can be found online.
Enter your ZIP code to get free quotes for drivers with a DWI from insurance companies in your city today.
What is the difference between a DWI and a DUI?
The specific meaning of a DWI varies from state to state, but a DUI is “driving under the influence,” whether a driver has been influenced by drugs or alcohol.
Now, unlike the DWI meaning for medical purposes or the DWI meaning in modern slang, DWI can stand for “driving while intoxicated,” which essentially makes it synonymous with a DUI. On the other hand, DWI may stand for “driving while impaired.”
If your state has this type of distinction, you could be charged with a DWI for:
- Falling asleep at the wheel
- Driving while physically incapacitated
- Being in a condition that promotes unsafe driving without the aid of drugs or alcohol
Pennsylvania is the only U.S. state that does not distinguish between DWI and DUI. It only uses DUI.
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How are drivers charged with a DWI?
If a police officer observes your car swerving on the road or showing signs of driving while intoxicated or impaired, they will pull you over. Typically, the officer will talk to you to ascertain if you’ve been drinking, and then ask you to use a breathalyzer.
A breathalyzer measures your blood alcohol concentration (BAC). Most states have a BAC limit of 0.08% — the legal limit of intoxication. Utah is the exception, which has a BAC limit of 0.05% indicating legal intoxication.
If a driver has never had a DWI charge, they may only receive a misdemeanor charge; however, if a driver has had multiple DWI charges, they could be charged with a felony.
To an auto insurance company, DWI charges are not a thrilling thing to see on a driver’s record.
How does a DWI affect auto insurance rates?
Auto insurance companies view drivers who have a DWI charge as high-risk drivers and will typically raise the auto insurance rates for those drivers. You could potentially face an increase in your rates of $500 or more.
Auto insurance rates aren’t the only thing you would have to worry about if you receive a DWI. According to the New York DMV, if you are charged with DWI in that state, you could face up to a year in jail and fines between $1,000 to $2,500.
If you have received a DWI and need to save money on your insurance rates, there are steps that you can take to keep your auto insurance rates down. Take a look at these discounts that are offered by some major insurance companies.
The next time your review your policy, use this list to help you save as much money as possible:
Auto Insurance Discounts from Top Companies
| Auto Insurance Discounts | Allstate (%) | American Family (%) | Farmers (%) | Geico (%) | Liberty Mutual (%) | Nationwide (%) | Progressive (%) | State Farm (%) | Travelers (%) | USAA (%) |
|---|---|---|---|---|---|---|---|---|---|---|
| Adaptive Cruise Control | N/A | N/A | N/A | N/A | 5 | x | x | N/A | N/A | N/A |
| Adaptive Headlights | N/A | N/A | x | N/A | 5 | x | x | N/A | N/A | N/A |
| Anti-lock Brakes | x | x | x | 5 | 5 | 5 | x | 5 | x | x |
| Anti-Theft | x | x | x | 25 | 20 | 25 | x | 15 | x | x |
| Claim Free | x | x | x | 26 | x | 10 | x | 15 | 23 | 12 |
| Continuous Coverage | x | x | x | x | N/A | N/A | x | N/A | 15 | N/A |
| Daytime Running Lights | x | x | x | 1 | 5 | 5 | x | N/A | x | x |
| Defensive Driver | x | x | x | x | 10 | 5 | 10 | 5 | 10 | 3 |
| Distant Student | x | x | x | x | N/A | 10 | x | x | 7 | x |
| Driver's Ed | x | x | x | x | 10 | N/A | 10 | 15 | 8 | 3 |
| Driving Device/App | x | x | N/A | x | 30 | 40 | 20 | 50 | 30 | 5 |
| Early Signing | x | x | x | x | N/A | 8 | x | N/A | 10 | 12 |
| Electronic Stability Control | x | x | x | N/A | 5 | x | x | N/A | N/A | N/A |
| Emergency Deployment | N/A | N/A | N/A | 25 | N/A | N/A | N/A | N/A | N/A | N/A |
| Family Legacy | N/A | x | N/A | x | N/A | N/A | x | N/A | N/A | 10 |
| Family Plan | N/A | x | x | N/A | N/A | 25 | N/A | N/A | N/A | N/A |
| Farm Vehicle | x | N/A | x | x | N/A | N/A | N/A | N/A | N/A | N/A |
| Federal Employee | N/A | N/A | x | 8 | 10 | N/A | N/A | N/A | N/A | N/A |
| Forward Collision Warning | N/A | N/A | N/A | N/A | 5 | x | x | N/A | N/A | N/A |
| Full Payment | N/A | x | x | x | $5 | N/A | x | N/A | 7.5 | N/A |
| Further Education | N/A | N/A | N/A | x | 10 | 15 | N/A | N/A | x | N/A |
| Garaging/Storing | N/A | N/A | x | N/A | N/A | N/A | N/A | N/A | x | 90 |
| Good Credit | x | x | N/A | N/A | N/A | x | x | x | N/A | N/A |
| Good Student | x | x | x | 15 | 22.5 | 10 | x | 25 | 8 | 3 |
| Green Vehicle | x | N/A | 5 | N/A | 10 | N/A | N/A | N/A | 10 | N/A |
| Homeowner | N/A | N/A | x | x | x | 5 | x | 3 | 5 | N/A |
| Lane Departure Warning | N/A | N/A | N/A | N/A | x | x | x | N/A | N/A | N/A |
| Life Insurance | x | N/A | N/A | N/A | N/A | x | N/A | N/A | N/A | N/A |
| Low Mileage | x | x | x | x | x | x | x | 30 | x | x |
| Loyalty | N/A | x | N/A | x | N/A | 5 | x | N/A | N/A | x |
| Married | N/A | N/A | N/A | N/A | x | x | x | x | N/A | x |
| Membership/Group | N/A | N/A | N/A | x | 10 | 7 | N/A | N/A | x | N/A |
| Military | x | N/A | x | 15 | 4 | N/A | N/A | x | N/A | x |
| Military Garaging | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 15 |
| Multiple Drivers | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Multiple Policies | 10 | 29 | x | 10 | 20 | 10 | 12 | 17 | 13 | x |
| Multiple Vehicles | x | x | x | 25 | 10 | 20 | 10 | 20 | 8 | x |
| New Address | N/A | N/A | N/A | N/A | 5 | N/A | N/A | N/A | N/A | N/A |
| New Customer/New Plan | N/A | N/A | N/A | N/A | x | N/A | N/A | N/A | N/A | N/A |
| New Graduate | N/A | N/A | N/A | N/A | 5 | N/A | N/A | N/A | N/A | N/A |
| Newer Vehicle | x | N/A | x | x | N/A | x | x | 40 | 10 | 12 |
| Newly Licensed | N/A | N/A | N/A | N/A | 5 | N/A | N/A | N/A | N/A | N/A |
| Newlyweds | N/A | N/A | N/A | N/A | 5 | N/A | N/A | N/A | N/A | N/A |
| Occasional Operator | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | x |
| Occupation | x | N/A | x | x | 10 | 15 | N/A | N/A | x | N/A |
| On-Time Payments | x | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 15 | N/A |
| Online Shopper | N/A | N/A | N/A | N/A | N/A | N/A | 7 | N/A | N/A | N/A |
| Paperless Documents | x | x | x | N/A | N/A | 5 | $50 | N/A | N/A | N/A |
| Paperless/Auto Billing | x | x | x | N/A | x | $30 | x | $2 | 3 | 3 |
| Passive Restraint | x | x | x | 40 | x | 20 | x | 40 | x | x |
| Recent Retirees | N/A | N/A | N/A | N/A | 4 | N/A | N/A | N/A | N/A | N/A |
| Safe Driver | N/A | N/A | x | 15 | N/A | 35 | 31 | 15 | 23 | 12 |
| Seat Belt Use | N/A | N/A | N/A | 15 | N/A | N/A | N/A | N/A | N/A | N/A |
| Senior Driver | x | N/A | x | N/A | N/A | N/A | N/A | N/A | N/A | x |
| Stable Residence | N/A | N/A | N/A | N/A | N/A | x | x | N/A | N/A | N/A |
| Students & Alumni | N/A | x | N/A | x | 10 | 7 | N/A | N/A | N/A | N/A |
| Switching Provider | N/A | x | x | N/A | 10 | N/A | x | N/A | N/A | N/A |
| Utility Vehicle | x | N/A | x | x | N/A | N/A | N/A | N/A | N/A | N/A |
| Vehicle Recovery | x | x | x | 15 | 35 | 25 | x | 5 | x | x |
| VIN Etching | N/A | N/A | x | N/A | 5 | x | x | N/A | x | x |
| Volunteer | N/A | x | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Young Driver | N/A | N/A | N/A | N/A | x | N/A | x | N/A | N/A | $75 |
While the best strategy is to have a designated driver or to call for a taxi or ride-share when having a night on the town, you can always use discounts like the ones listed above to keep your rates reasonable.
DWI: What You Need to Know
When it comes to DWI vs. DUI, it’s important to know the difference, but both can have highly negative effects upon your insurance rates and even land you in jail.
If you’ve been invited to a house party or are simply out for after-work drinks, calling a cab instead of driving while intoxicated could not only keep your driving record clean but could also potentially save a life.
No matter what DWI means in your state, driving a vehicle in a less-than-clear state of mind is dangerous and illegal.
If you have a DWI, buy auto insurance from a company that offers low rates and multiple discount opportunities so you can get the best deal possible.
If you’re struggling to find insurance after being charged with DWI, enter your ZIP code to get free quotes today.
- DWI means driving while intoxicated
- DUI means driving under the influence
- Both a DWI and a DUI can negatively affect your insurance rates
Hopefully, you will never receive a DWI citation from a police officer, because that would mean that you had been driving either while intoxicated or impaired which is incredibly dangerous not just for yourself but for other drivers on the road as well.
Not only that but if you were caught driving while intoxicated or impaired, you could face a dramatic increase in your auto insurance rates. Of course, if you are facing such a predicament, even if you have a DWI, affordable auto insurance is attainable.
If your rates increased after your driving record was marred by a DWI, auto insurance quotes for insurance companies that offer competitive rates can be found online.
Enter your ZIP code to get free quotes for drivers with a DWI from insurance companies in your city today.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
What is the difference between a DWI and a DUI?
The specific meaning of a DWI often varies from state to state, but a DUI always stands for “driving under the influence,” whether a driver has been influenced by drugs or alcohol.
Now, unlike the DWI meaning for medical purposes or the DWI meaning in modern slang, DWI can stand for “driving while intoxicated,” which essentially makes it synonymous with a DUI. On the other hand, DWI may stand for “driving while impaired.”
If your state has this type of distinction, you could be charged with a DWI for:
- Falling asleep at the wheel
- Driving while physically incapacitated
- Being in a condition that promotes unsafe driving without the aid of drugs or alcohol
Read more: Is it illegal to sleep in your car?
Bear in mind that if you live in Pennsylvania, the only acronym that is used by the state is DUI.
How are drivers charged with a DWI?
If a police officer thinks you are swerving on the road or are showing signs of driving while intoxicated or impaired, they will pull you over. Typically, the officer will talk to you to ascertain if you’ve been drinking and then ask you to use a breathalyzer.
A breathalyzer measures your blood alcohol concentration (BAC) and most states have a BAC limit of 0.08%. This excludes Utah which has a BAC limit of 0.05%.
If a driver has never had any DWI charges before they may only receive a misdemeanor charge; however, if a driver repeatedly is served with DWI charges they could be charged with a felony.
Now, to an auto insurance company, DWI charges are not a thrilling thing to see on a driver’s record.
How does a DWI affect auto insurance rates?
Auto insurance companies view drivers who have a DWI charge as high-risk drivers and will typically raise the auto insurance rates for those drivers accordingly. You could potentially face an increase in your rates of $500 or more.
But when it comes to a DWI, auto insurance rates aren’t the only thing you would have to worry about if you receive a DWI. According to the New York DMV, if you were to receive a DWI in that state, you could face up to a year in jail and have to pay anywhere between $1,000 to $2,500.
If you have received a DWI and don’t have unlimited resources, there are steps that you can take to keep your auto insurance rates down. Take a look at these discounts that are offered by some major insurance companies.
The next time your review your policy, you can use this list to verify that you are saving as much money as possible:
Auto Insurance Discounts from Top Companies
| Auto Insurance Discounts | Allstate (%) | American Family (%) | Farmers (%) | Geico (%) | Liberty Mutual (%) | Nationwide (%) | Progressive (%) | State Farm (%) | Travelers (%) | USAA (%) |
|---|---|---|---|---|---|---|---|---|---|---|
| Adaptive Cruise Control | N/A | N/A | N/A | N/A | 5 | x | x | N/A | N/A | N/A |
| Adaptive Headlights | N/A | N/A | x | N/A | 5 | x | x | N/A | N/A | N/A |
| Anti-lock Brakes | x | x | x | 5 | 5 | 5 | x | 5 | x | x |
| Anti-Theft | x | x | x | 25 | 20 | 25 | x | 15 | x | x |
| Claim Free | x | x | x | 26 | x | 10 | x | 15 | 23 | 12 |
| Continuous Coverage | x | x | x | x | N/A | N/A | x | N/A | 15 | N/A |
| Daytime Running Lights | x | x | x | 1 | 5 | 5 | x | N/A | x | x |
| Defensive Driver | x | x | x | x | 10 | 5 | 10 | 5 | 10 | 3 |
| Distant Student | x | x | x | x | N/A | 10 | x | x | 7 | x |
| Driver's Ed | x | x | x | x | 10 | N/A | 10 | 15 | 8 | 3 |
| Driving Device/App | x | x | N/A | x | 30 | 40 | 20 | 50 | 30 | 5 |
| Early Signing | x | x | x | x | N/A | 8 | x | N/A | 10 | 12 |
| Electronic Stability Control | x | x | x | N/A | 5 | x | x | N/A | N/A | N/A |
| Emergency Deployment | N/A | N/A | N/A | 25 | N/A | N/A | N/A | N/A | N/A | N/A |
| Family Legacy | N/A | x | N/A | x | N/A | N/A | x | N/A | N/A | 10 |
| Family Plan | N/A | x | x | N/A | N/A | 25 | N/A | N/A | N/A | N/A |
| Farm Vehicle | x | N/A | x | x | N/A | N/A | N/A | N/A | N/A | N/A |
| Federal Employee | N/A | N/A | x | 8 | 10 | N/A | N/A | N/A | N/A | N/A |
| Forward Collision Warning | N/A | N/A | N/A | N/A | 5 | x | x | N/A | N/A | N/A |
| Full Payment | N/A | x | x | x | $5 | N/A | x | N/A | 7.5 | N/A |
| Further Education | N/A | N/A | N/A | x | 10 | 15 | N/A | N/A | x | N/A |
| Garaging/Storing | N/A | N/A | x | N/A | N/A | N/A | N/A | N/A | x | 90 |
| Good Credit | x | x | N/A | N/A | N/A | x | x | x | N/A | N/A |
| Good Student | x | x | x | 15 | 22.5 | 10 | x | 25 | 8 | 3 |
| Green Vehicle | x | N/A | 5 | N/A | 10 | N/A | N/A | N/A | 10 | N/A |
| Homeowner | N/A | N/A | x | x | x | 5 | x | 3 | 5 | N/A |
| Lane Departure Warning | N/A | N/A | N/A | N/A | x | x | x | N/A | N/A | N/A |
| Life Insurance | x | N/A | N/A | N/A | N/A | x | N/A | N/A | N/A | N/A |
| Low Mileage | x | x | x | x | x | x | x | 30 | x | x |
| Loyalty | N/A | x | N/A | x | N/A | 5 | x | N/A | N/A | x |
| Married | N/A | N/A | N/A | N/A | x | x | x | x | N/A | x |
| Membership/Group | N/A | N/A | N/A | x | 10 | 7 | N/A | N/A | x | N/A |
| Military | x | N/A | x | 15 | 4 | N/A | N/A | x | N/A | x |
| Military Garaging | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 15 |
| Multiple Drivers | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Multiple Policies | 10 | 29 | x | 10 | 20 | 10 | 12 | 17 | 13 | x |
| Multiple Vehicles | x | x | x | 25 | 10 | 20 | 10 | 20 | 8 | x |
| New Address | N/A | N/A | N/A | N/A | 5 | N/A | N/A | N/A | N/A | N/A |
| New Customer/New Plan | N/A | N/A | N/A | N/A | x | N/A | N/A | N/A | N/A | N/A |
| New Graduate | N/A | N/A | N/A | N/A | 5 | N/A | N/A | N/A | N/A | N/A |
| Newer Vehicle | x | N/A | x | x | N/A | x | x | 40 | 10 | 12 |
| Newly Licensed | N/A | N/A | N/A | N/A | 5 | N/A | N/A | N/A | N/A | N/A |
| Newlyweds | N/A | N/A | N/A | N/A | 5 | N/A | N/A | N/A | N/A | N/A |
| Occasional Operator | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | x |
| Occupation | x | N/A | x | x | 10 | 15 | N/A | N/A | x | N/A |
| On-Time Payments | x | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 15 | N/A |
| Online Shopper | N/A | N/A | N/A | N/A | N/A | N/A | 7 | N/A | N/A | N/A |
| Paperless Documents | x | x | x | N/A | N/A | 5 | $50 | N/A | N/A | N/A |
| Paperless/Auto Billing | x | x | x | N/A | x | $30 | x | $2 | 3 | 3 |
| Passive Restraint | x | x | x | 40 | x | 20 | x | 40 | x | x |
| Recent Retirees | N/A | N/A | N/A | N/A | 4 | N/A | N/A | N/A | N/A | N/A |
| Safe Driver | N/A | N/A | x | 15 | N/A | 35 | 31 | 15 | 23 | 12 |
| Seat Belt Use | N/A | N/A | N/A | 15 | N/A | N/A | N/A | N/A | N/A | N/A |
| Senior Driver | x | N/A | x | N/A | N/A | N/A | N/A | N/A | N/A | x |
| Stable Residence | N/A | N/A | N/A | N/A | N/A | x | x | N/A | N/A | N/A |
| Students & Alumni | N/A | x | N/A | x | 10 | 7 | N/A | N/A | N/A | N/A |
| Switching Provider | N/A | x | x | N/A | 10 | N/A | x | N/A | N/A | N/A |
| Utility Vehicle | x | N/A | x | x | N/A | N/A | N/A | N/A | N/A | N/A |
| Vehicle Recovery | x | x | x | 15 | 35 | 25 | x | 5 | x | x |
| VIN Etching | N/A | N/A | x | N/A | 5 | x | x | N/A | x | x |
| Volunteer | N/A | x | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Young Driver | N/A | N/A | N/A | N/A | x | N/A | x | N/A | N/A | $75 |
While the best strategy is to have a designated driver or to call for a taxi or ride-share when having a night on the town, you can always use discounts like the ones listed above to keep your rates reasonable.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
DWI: What You need to Know
When it comes to DWI vs DUI, it’s important to know the difference, but both can have highly negative effects upon your insurance rates and even land you in jail.
If you’ve been invited to a house party or are simply out for after work drinks, calling a cab instead of driving while intoxicated could not only keep your driving record clean but could also potentially save a life.
No matter what DWI means in your state, driving a vehicle in a less than clear state of mind is incredibly dangerous.
Of course, if you have a DWI, buy auto insurance from a company that offers low rates and multiple discount opportunities so you can get the best deal possible.
If you’re struggling to find insurance after being charged with DWI, enter your ZIP code to get free quotes today.
Frequently Asked Questions
How does a DWI (Driving While Intoxicated) affect auto insurance rates?
A DWI conviction can significantly impact your auto insurance rates. Insurance companies view DWIs as a red flag for risky driving behavior, increasing the likelihood of accidents and claims. As a result, your premiums are likely to rise substantially, and you may even be considered a high-risk driver by insurers.
Will my auto insurance company find out about my DWI conviction?
Yes, your auto insurance company will typically find out about your DWI conviction. When you renew your policy or when you apply for a new one, insurers generally review your driving record, including any convictions or violations. It’s important to be honest and provide accurate information to avoid potential issues with coverage in the future.
Can my auto insurance company cancel my policy due to a DWI conviction?
Yes, it is possible for your auto insurance company to cancel your policy or choose not to renew it if you have a DWI conviction. Insurance companies have guidelines and risk assessment criteria, and a DWI conviction often falls within their high-risk category. In some cases, they may decide to terminate your policy or offer you coverage at a significantly higher premium.
Are there specific insurance companies that specialize in providing coverage for drivers with a DWI?
Yes, there are insurance companies that specialize in providing coverage for drivers with a DWI. These companies are often referred to as “non-standard” or “high-risk” insurers. While they may be more willing to offer coverage to individuals with a DWI, their policies typically come with higher premiums due to the increased risk associated with such drivers.
How long will a DWI conviction affect my auto insurance rates?
The length of time a DWI conviction affects your auto insurance rates can vary depending on your location and the insurance company’s policies. In general, a DWI conviction can impact your rates for several years, typically ranging from three to seven years. However, the exact duration may vary, so it’s best to check with your insurance provider for more information.
Compare Insurance Providers Rates to Save Up to 75%
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.